Prairie Eco-Thrifter

JANUARY 1, 2013

A financial advisor told me recently that the thing that really made him upset was that nearly every new client he spoke to was making the same disastrous personal finance mistakes. So let’s look at the most common personal finance mistakes and what you can do to prevent or fix them. Lack of An Emergency Fund .

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Emergency Fund Credit Cards Personal Finance Finance 272

Family Balance Sheet

APRIL 9, 2021

Our personal finances are so interwoven with our small business finances that we view them as one. We also didn’t feel comfortable with Dave’s suggestion of a $1000 starter emergency fund, which is his step #1. Increase our emergency funds for the home & office to 3 – 6 months worth of expenses.

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Debt Emergency Fund 2019 Debt Free 130

Prairie Eco-Thrifter

JANUARY 10, 2013

Working to build your emergency fund? Confused about how much you should save and how you should go about saving it? Read up on emergency fund basics at Money Smart Guides. Figuring out a budget and how to meet those goals? PET Archives: How to make your own clothes. Finalizing your 2013 goals?

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Emergency Fund Debt Student Fridays 193

Penny Pinchin' Mom

DECEMBER 17, 2023

Advantages of Saving Despite Debts Building an Emergency Fund Building an emergency savings fund is the top reason to make saving a priority over paying down debt. Even a small cushion of emergency savings can stop you from sinking further into debt when you are hit with an unexpected expense.

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Pay Off Debt Debt Emergency Fund Financial Goals 52

Family Balance Sheet

FEBRUARY 2, 2017

I interviewed several personal finance bloggers that have conquered their past financial goals and continue to challenge themselves going forward. They took it one step at a time though, first by building up emergency funds as quickly as possible, then by paying off the credit cards and committing to no new debt.

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Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

AUGUST 11, 2016

A few of my favorite personal finance books: The Total Money Makeover: A Proven Plan for Financial Fitness , by Dave Ramsey. Start Saving for your Emergency Fund TODAY! We reduced our spending where we could that year, but the money to pay any shortfall each month came from our emergency fund.

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Emergency Fund Money Finance Debt 100

Prairie Eco-Thrifter

OCTOBER 15, 2011

Now without further adieu, I present you with the dozens of great reads written by Yakezie members and challengers alike this past week in our efforts to bring you timely insight on personal finance and lifestyle today. How is it possible that a couple making $200K don’t know where $60K is going every year?

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October 2011 Finance Personal Finance 200

Prairie Eco-Thrifter

NOVEMBER 12, 2011

Now without further adieu, I present you with the dozens of great reads written by Yakezie members and challengers alike this past week in our efforts to bring you timely insight on personal finance and lifestyle today. Personal Finance Whiz: Keynesian vs Hayekian Economics – The Solution To Our Recession?

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November 2011 Personal Finance Finance 188

Prairie Eco-Thrifter

NOVEMBER 8, 2012

My retirement account contribution, emergency fund contribution, car payments, utility bills, and mortgage are all set up so that they are paid automatically each month. We want an emergency fund. My spending plan is fairly easy to stick to. First, it involves automation. Our spending plan works because we prioritize.

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Emergency Fund Budgeting Budget Psychology 202

Prairie Eco-Thrifter

DECEMBER 6, 2012

The good news is if you are diligent in putting money away, you will likely never have to panic when a financial emergency arises. How To Save. Now that you know how to save, let’s take a look at how to put the savings away. Take personal finances, for example; too many people over-think their finances, with.

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Bank Banking Money Saving 265

Prairie Eco-Thrifter

MARCH 23, 2015

Should you spend the money on that new flat screen and sound bar, or save it for the emergency fund? Educate yourself and your family in personal finance concepts. Consider not only the financial aspects, but the life enjoyment aspects as well. Life really is a journey that you only travel once.

Financial Goals 100

Financial Goals Emergency Fund Money Goals 100

Prairie Eco-Thrifter

AUGUST 19, 2012

Start an Emergency Fund One of the biggest things you can do to help avoid disasters is to create an emergency fund. This is a reserve of money for emergencies; leave it alone and don’t go dipping into it for general spending. A diversified mutual fund is an excellent way to achieve a diversified portfolio.

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Emergency Fund Insurance Debt Credit Cards 222

Prairie Eco-Thrifter

JANUARY 21, 2011

Personal Finance by the Book shares with us the nuts and bolts of budgeting and how we can be best equipped to manage our money better. Crystal at Crystal Clear Thoughts tells us the story of one man who has been retired for 41 years and how he has done it. I must say I agree. We are way ahead of most of them.

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January Emergency Fund Personal Finance Finance 124