Penny Pinchin' Mom

MARCH 11, 2024

The post How to Save Money Fast – My Top 20 Tips appeared first on Penny Pinchin' Mom. “The habit of saving is itself an education; it fosters every virtue, teaches self-denial, cultivates a sense of order, trains forethought, and so broadens the mind.” ” – T.T. Munger As T.T. Believe me!

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Prairie Eco-Thrifter

JANUARY 1, 2013

Lack of An Emergency Fund . One of the most common disastrous finance mistakes is not having any sort of financial back-up for emergencies. How long could you manage if you were out of work, based on your current financial situation? Make an allowance for a small amount of savings, in addition to your emergency fund.

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Emergency Fund Credit Cards Personal Finance Finance 272

Prairie Eco-Thrifter

JUNE 11, 2014

One of the mistakes that we often make when saving is putting everything into one account. It’s fun to watch your account grow, but at the same time, if you have different goals for the money, having everything in one account can be problematic, since you aren’t able to identify which money is earmarked for a specific goal.

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Penny Pinchin' Mom

DECEMBER 17, 2023

The post The Age Old Question: Should You Pay Off Debt or Save? Should you pay off debt or save? You are one emergency short of losing track of your finances. If you are confused about whether you should pay off debt or save, you are not alone, although everyone’s financial situation is different.

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Prairie Eco-Thrifter

JANUARY 19, 2015

Yet, too often we make excuses not to save money, or we feel like our budget is just too tight to save. There are tricks you can use to save more money even IF your budget is very tight. Consider these strategies: Save all of your change. Pay in cash whenever you can and save all of your change.

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Prairie Eco-Thrifter

DECEMBER 6, 2012

We have all heard that age old adage “save your pennies for a rainy day,” but many of us never do it. Saving money can be a bit of a difficult challenge, especially if you are in a household that lives paycheck to paycheck like so many do. How To Save. It is challenging to save, and it does take diligence.

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Family Balance Sheet

AUGUST 11, 2016

And in adulthood, they are stashing their incomes and living hyper-frugally to save for early retirement, instead of waiting to 65 to fulfill their dreams. This leaves not much left to save for retirement. ” Recently Go Banking Rates conducted two studies on savings rates with startling results. It’s all too much.

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Family Balance Sheet

OCTOBER 18, 2019

After years of scrimping and saving and not spending extra money on things, we have achieved the biggest financial goal we have ever set for ourselves in our 19 years of marriage. 1 – Save a starter Home Emergency Fund. We have definitely dipped into this fund often, so I’m glad I strayed from his advice here.

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Debt 2019 Financial Goals Emergency Fund 100

Penny Pinchin' Mom

JANUARY 16, 2024

However, if you have been following me, you know that I am quite serious about finding ways to not only get out of debt but also how to create a budget (and stick to it) as well as how to save money without necessarily depriving your family of the quality of life they deserve. I send in $50 every month to each of their accounts.

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Personal Finance Finance Tips Finance Mom 52

Prairie Eco-Thrifter

JANUARY 30, 2013

Make sure that you understand escape routes from the house, and that you drill family members on how to get clear of the house, and where to meet. Know how to turn these items off, and show children who are old enough to help how to turn off the water and gas. You can augment with other emergency sources as well.

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Savings Corner

DECEMBER 24, 2023

How to use a debt consolidation calculator to control your debt It is easy to get overwhelmed with debt, but debt consolidation offers a solution. Credit card balance transfers Transferring your debt to one credit card, known as a credit card balance transfer , could help you save money on interest. But it may not be the best choice.

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Prairie Eco-Thrifter

NOVEMBER 30, 2014

” How to grow your money tree. Figure out what you need to live and put the rest in a secure account. Put the holiday gift of cash into your account. Put the savings you made at the grocery with coupons into the savings account. We have enough to live on from other sources and an emergency fund.

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Family Balance Sheet

JANUARY 3, 2012

Increase Family Emergency Fund to Six Months Salary. Currently, we have about 3 months salary saved, but we are self-employed and should have a six month security net. Start a Car Replacement Savings Account. Start College Savings Accounts for our Girls. Save for a Walt Disney World Vacation.

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Financial Goals Goals 2012 Emergency Fund 127

Saving With Shellie

NOVEMBER 23, 2012

Right now you can get $125 in free money , simply by opening a completely free checking account. How to Get Your FREE $125. Open an ING Orange Savings Account by 11/25. I love the fact that you can open as many accounts as you want. ING makes it easy to transfer money back and forth between our credit union.

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Saving With Shellie

NOVEMBER 29, 2013

Get $100 in free money , simply by opening a completely free checking account. How to Get Your FREE $125. Open a free, no-fee Capital One 360 Checking Account by 12/2. I love the fact that you can open as many accounts as you want. Capital One makes it easy to transfer money back and forth between our credit union.

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Emergency Fund January Credit Cards Sonic 68

Saving With Shellie

JUNE 30, 2012

Right now you can get $76 in free money , simply by opening a completely free checking account. How to Get Your FREE $76. Open an ING Orange Savings Account. Once you activate your card, use it to make three purchases within 45 days of opening your account. How to Get Another $76 FREE. Easy Peasy.

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ING Direct Emergency Fund Savings Account August 55

Saving With Shellie

JULY 2, 2012

Right now you can get $76 in free money , simply by opening a completely free checking account. How to Get Your FREE $76. Open an ING Orange Savings Account. Once you activate your card, use it to make three purchases within 45 days of opening your account. How to Get Another $76 FREE. Easy Peasy.

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ING Direct Emergency Fund Savings Account August 45

Saving With Shellie

JULY 1, 2013

Right now you can get $100 in free money , simply by opening a completely free checking account. How to Get Your FREE $125. Open a free, no-fee Capital One 360 Checking Account by 7/3. I love the fact that you can open as many accounts as you want. It’s free to open them and easy to manage.

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Prairie Eco-Thrifter

AUGUST 19, 2012

Start an Emergency Fund One of the biggest things you can do to help avoid disasters is to create an emergency fund. It’s not for paying bills, going on holidays or paying college fees; no matter how urgent these might be, they are not emergencies. What happened and how did you resolve it?

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Saving With Shellie

JULY 2, 2013

Right now you can get $100 in free money , simply by opening a completely free checking account. How to Get Your FREE $125. Open a free, no-fee Capital One 360 Checking Account by 7/3. I love the fact that you can open as many accounts as you want. This deal ends tomorrow so don’t miss out!

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Prairie Eco-Thrifter

SEPTEMBER 25, 2014

There is an unfortunate trend in North America of people not saving enough to sustain themselves in retirement. On top of that, people are also not saving enough for an emergency or a rainy day. So, I propose that you make a habit out of saving. How have you built habits to support a strong financial future?

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Making Emergency Fund Saving Debt 192

Saving With Shellie

JULY 3, 2013

Right now you can get $100 in free money , simply by opening a completely free checking account. How to Get Your FREE $125. Open a free, no-fee Capital One 360 Checking Account by 7/3 att 11:59pm CT. I love the fact that you can open as many accounts as you want. This deal ends tomorrow so don’t miss out!

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Emergency Fund Sonic Advantage Frugal Lives 40

Prairie Eco-Thrifter

SEPTEMBER 28, 2014

With just one emergency such as a car breaking down or, in the US, a medical bill, many could be in a very precarious position. I know how hard it is to start saving. As the time passed, I was able to figure out ways to save more money and stay on top of my finances. Extra Income Goes Into Savings.

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Building Emergency Fund Money Savings Account 225

Family Balance Sheet

JANUARY 17, 2018

2 – Save $10k in a savings account, specifically earmarked for medical expenses. We blew through our health savings account, and now need to save another $10k so we’re not caught off guard if another emergency were to happen. Save for a camper upgrade. The Guidelines for 2018: 1.

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Financial Goals Goals 2018 Debt 113