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Are You Prepared For An Emergency?

Prairie Eco-Thrifter

Financial contact numbers for banks, credit issuers, insurance companies, and others. If you can get to it, the right safe will protect the information from floods and fires, as well as other disasters. You can augment with other emergency sources as well. However, I also keep emergency funds in a taxable investment account.

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The Best Homeowners Insurance Companies of December 2023

Savings Corner

There are certain steps it is important to take when buying homeowners insurance. Determine the coverage they need It is important to understand exactly what kinds of protections should be put in place when buying homeowners insurance. It’s quick and simple to obtain insurance quotes online from most insurers.

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Carnival of Personal Finance #316- Family Edition

Prairie Eco-Thrifter

Tom Drake from Canadian Finance Blog clarifies our Understanding of Term Life Insurance. These days, there is an ever-growing concern about the safety of our personal information when it is shared over the World Wide Web. Squirrelers from Squirrelers presents The Case for a Bigger Emergency Fund.

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Down Payment on a House: How Much Do You Really Need?

Savings Corner

You may have heard that you need to make a 20% down payment on a home, but that’s really just the threshold many lenders use for requiring mortgage insurance on a conventional loan. With low- or no-down-payment loans, you pay for the guarantee through fees or mortgage insurance , depending on the program. Power and Zillow.

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How to Start a Budget (and be successful at it!)

Family Balance Sheet

For informational purposes only. Necessary expenses could be: – Home: Mortgage/rent, utilities, insurance, taxes, necessary repairs. – Transportation: loan payments, fuel, insurance, service/repairs, necessary parking/tolls. For informational purposes only. Sample Budget Calendar. Sample handwritten budget.

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