Family Balance Sheet

AUGUST 11, 2016

I know there are many reasons for the dire savings rates: kids, household projects, kids, pets, kids, caring for an aging parent, kids, medical issues, and kids. I hear people say, “how am I supposed to save for retirement AND raise my kids, save for their college, AND still enjoy the present moment?

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Family Balance Sheet

OCTOBER 18, 2019

1 – Save a starter Home Emergency Fund. Dave Ramsey suggests to have a starter emergency fund of $1000 while focusing on paying off non-mortgage debt. We have definitely dipped into this fund often, so I’m glad I strayed from his advice here. 5 – Cash flow a family trip to celebrate. .

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Family Balance Sheet

JANUARY 17, 2018

We bought a used pop-up several years ago and it was one of the best decisions for our family We absolutely adore camping, and we’d like to upgrade to a travel trailer. What We Won’t Give Up: My motto has always been “living well on less” and now it will be “living well on (even) less”. Family Camping to Watkins Glen KOA.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Prairie Eco-Thrifter

JANUARY 16, 2014

Traditional investment advice says that you shouldn’t invest in the market until you are financially stable, have an emergency fund and have taken care of other basics, such as insurance of all kinds, debt removal and etc. If you don’t have any stock market investments, how can you get in on the action?

Emergency Fund 184

Emergency Fund Debt Money Father 184

Family Balance Sheet

JANUARY 3, 2012

On Christmas day, my husband and I spent 4 hours together traveling in a car to visit his family. The kids were in the back seat watching a movie and we were in the front seat reviewing 2011 and strategizing for the upcoming year. Increase Family Emergency Fund to Six Months Salary. These goals are epic for us.

Financial Goals 127

Financial Goals Goals 2012 Emergency Fund 127

Penny Pinchin' Mom

JANUARY 16, 2024

However, if you have been following me, you know that I am quite serious about finding ways to not only get out of debt but also how to create a budget (and stick to it) as well as how to save money without necessarily depriving your family of the quality of life they deserve.

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

Family Balance Sheet

JUNE 22, 2020

Our business was doing very well, and we were excited about the opportunity to own a property outside of our home. This side hustle income was mainly used for the fun stuff, such as camping, home renovations & repairs, and needs for our kids. My kids are now almost 15 and 12 and eat as much as adults!

Debt 130

Debt Health Insurance Insurance Budgeting 130

Prairie Eco-Thrifter

MARCH 14, 2013

Now is the time to watch every penny that you spend, so that you can purchase more in the same budget or even better, put that money in emergency funds. Well, I can tell you a number of ways to save money on household expenses. Hey, just kidding. How can you accomplish this, especially when the prices are rising?

Saving Money 222

Saving Money Money Bills Insurance 222

Prairie Eco-Thrifter

NOVEMBER 30, 2014

Well, kids, your parents lied to you – money does grow on trees. Ballenger was another teacher who lived frugally but well (often traveling around the world). Learn from books but learn from doing and observing as well. One way to do this in a two income family is to live off of one income and bank the other.

Virginia 160

Virginia Money Real Estate Growing 160

Family Balance Sheet

JANUARY 26, 2016

My motto has always been “living well on less” and now it will be “living well on (even) less” However, there are a few things that we will not give up so I will need to add to our budget. Our kids are quite active with swim team, Girl Scouts, and school activities. What We Won’t Give Up.

Financial Goals 100

Financial Goals Goals 2016 Debt 100

Family Balance Sheet

SEPTEMBER 9, 2014

Tell us about you and your family. I needed to count on myself and support my son, and that meant getting my financial life in order, starting with building an emergency fund for the first time. Building an emergency fund also helps enormously. She blogs at The Debt Myth. Where are you from? What are your hobbies?

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

JANUARY 20, 2017

She is the co-founder of the website, Little Light on a Hill , where she writes about faith, family, and finances. Tell us about you and your family. to be able to go on a family missions trip. emergency fund, so we started throwing what little extra we had straight. haha Kidding. Where are you from?

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Saving Cents With Sense

JANUARY 1, 2014

Having money automatically go into your account will help you stick to your resolution and save for your future, such as an emergency fund, a child’s college education, or retirement. It is an eye-opening experience and will allow you to figure out what you can cut back on, as well as what is a necessary expense.

2014 88

2014 Saving Bills Emergency Fund 88

Family Balance Sheet

AUGUST 11, 2014

Tell us about you and your family. Put your kids on commission & practice telling them no. I’m working on baby step 3 (3-6 months emergency fund) while paying cash for my new home projects. Welcome to Debt Free Stories. Today, I am pleased to introduce you to Tracy. She paid off $41,587 in debt in 14 months!

Debt Free 235

Debt Free Debt Mom Goals 235

Saving Cents With Sense

JANUARY 3, 2017

Having money automatically go into your account will help you stick to your resolution and save for your future, such as an emergency fund, a child’s college education, or retirement. It is an eye-opening experience and will allow you to figure out what you can cut back on, as well as what is a necessary expense.

New Year's 40

New Year's Saving Bills Emergency Fund 40

Prairie Eco-Thrifter

MAY 26, 2016

It has served me well over the years, eventually leading to my current position of financial freedom. My grown kids are also savers and I have high hopes that the grandchildren will follow their example. To learn to live within your means is one of our primary family money values. I’m a saver, always have been.

Money 124

Money Saving Money Lowes Grandchildren 124

Saving Cents With Sense

JANUARY 1, 2015

Having money automatically go into your account will help you stick to your resolution and save for your future, such as an emergency fund, a child’s college education, or retirement. It is an eye-opening experience and will allow you to figure out what you can cut back on, as well as what is a necessary expense.

New Year's 40

New Year's Saving Bills Emergency Fund 40

Family Balance Sheet

MAY 27, 2015

Tell us about you and your family. I knew I was going to be a stay at home mom when we had kids and since we were both teachers, we simply could not afford for me to stay home, unless we got rid of something big in our budget. We skipped Baby Step #5 (college funding) because we didn’t have kids at the time.

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

SEPTEMBER 29, 2016

Tell us about you and your family. Jeff plays hockey and badminton and we take turns running the kids to their figure skating lessons. I knew that we had to do something different because we made a decent family income, but had nothing to show for it except for the mountain of bills that I had laid out in front of me.

Debt 100

Debt Debt Free Budgeting Budget 100