Prairie Eco-Thrifter
NOVEMBER 4, 2013
Now is the time to plan your financial future, not down the track when you realize you may have left it too late. It may seem strange to be talking abut retirement plans when you are young and fresh out of school, but the sooner you start paying into a plan, the greater your future financial security will be.
Prairie Eco-Thrifter
MAY 21, 2013
While you may not want to delay the first purchase of your home, you have to realize that a low credit score, even if the bank does approve you, will not allow you to get the best interest rate. Additionally, even if you have or plan to voluntarily leave your current employer, you may have a difficult time securing a mortgage.
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Savings Corner
FEBRUARY 2, 2024
This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. If you’re able to save 20% of your take-home income each month, for example, you may be well on your way.
Family Balance Sheet
JULY 10, 2023
This update includes how we frugal-ed in April, May, and June. You may have heard that interest rates on some savings accounts have gone up, so I pulled my head out of the sand and transferred the cash portion of our college savings to two separate savings vehicles: a 15-month CD and a high-yield savings account.
Savings Corner
DECEMBER 25, 2023
Specifically, weigh buying in cash — and possibly eating into or wiping out your emergency fund — versus making affordable payments over time. Financing your vehicle may not always be the best choice, especially if you stand to spend more than the recommended amount of your income each month toward a loan. Your location.
Savings Corner
APRIL 4, 2024
That may be fine if your goal is to preserve capital and maintain a steady flow of interest income. It’s also why low-risk plays make for better short-term investments or a stash for your emergency fund. Risk: If you remove funds from a CD early, you’ll typically lose some of the interest you earned.
Prairie Eco-Thrifter
NOVEMBER 4, 2016
First, you need an emergency fund, to handle things like being laid off, the washing machine failing or the dog needing surgery. Of course, you would investigate the fund or company in which you plan to invest prior to shelling out! They may invest as much a million in promising companies. Stock market investors.
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