Prairie Eco-Thrifter

JANUARY 1, 2013

On their own, they may not seem too major but if you are guilty of more than one, you are seriously affecting your financial security. Lack of An Emergency Fund . One of the most common disastrous finance mistakes is not having any sort of financial back-up for emergencies.

Emergency Fund 272

Emergency Fund Credit Cards Personal Finance Finance 272

Savings Corner

DECEMBER 24, 2023

Because home equity loans and lines of credit ( HELOCs ) have lower interest rates, they may cost less than a personal loan or balance transfer credit card. Savings or retirement accounts Savings account: You can use your savings to pay off all or a portion of your debt. But it may not be the best choice.

Debt 52

Debt Calculators Credit Cards Credit 52

Prairie Eco-Thrifter

JANUARY 30, 2013

You may not be able to store six months of non-perishable food items in a small apartment, but you can at least get through the initial stages of a crisis with the help of a 72-hour kit and what you have on hand for the week. You can augment with other emergency sources as well.

Emergency Fund 211

Emergency Fund Job Loss Transportation Staying Warm 211

Prairie Eco-Thrifter

MAY 26, 2016

Because we only have a week to show results, and because savings account interest rates have been near zero each year since camps started, I have routinely given the jar 50% interest. Trepidation about having the grand-kids open a savings account. Both are now old enough to open a bank savings account.

Money 124

Money Saving Money Lowes Grandchildren 124

Prairie Eco-Thrifter

SEPTEMBER 25, 2014

Knowing what your balances are (ie, how much you have in your account or owe on your credit card) is key to intuitively knowing when you may need to be a bit more frugal. After that, it’s my habit to transfer a portion of my pay to a savings account that I can’t touch; whether that’s my RRSP, my emergency fund or my TFSA.

Making 192

Making Emergency Fund Saving Debt 192

Prairie Eco-Thrifter

DECEMBER 6, 2012

Then, roll the change, take it to your local bank and deposit the change in your savings account. One of the most effective ways of saving change is to have it removed from your paycheck automatically. Set a specified amount, say $25 per pay period, to be deposited into your savings account. Automatic Deposit.

Bank 265

Bank Banking Money Saving 265

Penny Pinchin' Mom

MARCH 11, 2024

We know that saving for a rainy day isn’t just a phrase our grandparents used to throw around. Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Saving Cents With Sense

JANUARY 1, 2014

Pay yourself first with a savings account. It is simple to open a savings account if you haven’t already. Having money automatically go into your account will help you stick to your resolution and save for your future, such as an emergency fund, a child’s college education, or retirement.

2014 88

2014 Saving Bills Emergency Fund 88

Saving Cents With Sense

JANUARY 3, 2017

Pay yourself first with a savings account. It is simple to open a savings account if you haven’t already. Having money automatically go into your account will help you stick to your resolution and save for your future, such as an emergency fund, a child’s college education, or retirement.

New Year's 40

New Year's Saving Bills Emergency Fund 40

Saving Cents With Sense

JANUARY 1, 2015

Pay yourself first with a savings account. It is simple to open a savings account if you haven’t already. Having money automatically go into your account will help you stick to your resolution and save for your future, such as an emergency fund, a child’s college education, or retirement.

New Year's 40

New Year's Saving Bills Emergency Fund 40