Prairie Eco-Thrifter

JANUARY 30, 2013

Make sure that you understand escape routes from the house, and that you drill family members on how to get clear of the house, and where to meet. My son knows that there are two meeting points out (depending on whether he leaves out the front or out the back) in our neighborhood. You can augment with other emergency sources as well.

Emergency Fund 211

Emergency Fund Job Loss Transportation Staying Warm 211

The Frugal Girl

JANUARY 29, 2024

We’re meeting an Arkansas reader today and initially, I thought she was the first one! Multi-pronged answer here: historically it was hard-wired in my DNA as a necessity but also being a good steward of what we’re blessed with & being able to give/help others; having enough for emergency funds was always a high priority as well.

Arkansas 182

Arkansas Frugal College Kids and Family 182

Prairie Eco-Thrifter

JANUARY 10, 2013

Working to build your emergency fund? Read up on emergency fund basics at Money Smart Guides. Figuring out a budget and how to meet those goals? Confused about how much you should save and how you should go about saving it? Finalizing your 2013 goals? 90 is the new 70?

Emergency Fund 193

Emergency Fund Debt Student Fridays 193

Family Balance Sheet

JANUARY 21, 2015

We are almost done with our 3-6 month emergency fund and will begin maxing out our retirement accounts. Since he so dutifully sacrificed the last 10 years, I thought it would be a small thing to reward his hard work with. What are your financial goals now?

Debt 100

Debt Debt Free Las Vegas Finance 100

Family Balance Sheet

MAY 21, 2021

Being self-employed, we felt we needed more than Dave’s recommended $1000 starter emergency fund that he outlines in his book, so our first step was to save a bit more for our home and office. It’s in excel so you can modify it to meet your needs. This list became our personal Debt Freedom Plan.

Debt 130

Debt Goals Debt Free Pay Off Debt 130

Prairie Eco-Thrifter

SEPTEMBER 16, 2013

Laziness limits our earning potential, our saving potential and our ability to meet important goals. You’ll also be missing out on goals that you could be meeting that will improve your life and your happiness. They don’t put more than the bare minimum into retirement savings because retirement seems just so far away.

Personal Finance 222

Personal Finance Finance Consumerism Debt 222

For the Mommas

JANUARY 3, 2011

As a part of my Back to Basics series , I am writing a post on how to start an emergency fund. Amy’s emergency fund saved her — when her heater went out on New Years Eve. Without an emergency fund, this could have been an major financial blow.

Emergency Fund 49

Emergency Fund Amy's Financial Goals Heaters 49

Prairie Eco-Thrifter

MAY 27, 2012

Difficulty meeting basic family needs Counting on tax returns or pay increases to ease your financial situation Lying about spending or anything else to do with finances. Also include an emergency fund and contributions to a retirement account, even if just small amounts at first. Adjust your spending if you have to.

Emergency Fund 212

Emergency Fund Credit Cards Budgeting Budget 212

Savings Corner

DECEMBER 25, 2023

Specifically, weigh buying in cash — and possibly eating into or wiping out your emergency fund — versus making affordable payments over time. The goal is to find a car that meets your expectations and leaves you with money to cover unforeseen costs or income changes. Source link The post How Much Car Can I Afford?

Cars 52

Cars Car Insurance Calculators 52

Prairie Eco-Thrifter

NOVEMBER 12, 2011

Money Talks Coaching: Finding Your Emergency Fund – I hear you saying “I know emergency funds are important, but how am I supposed to save money when I can’t even pay my bills?” Today I’m going to talk about getting those emergency funds going. krantcents: How Will You Measure Your Life?

November 188

November 2011 Personal Finance Finance 188

Prairie Eco-Thrifter

NOVEMBER 4, 2016

First, you need an emergency fund, to handle things like being laid off, the washing machine failing or the dog needing surgery. Bank loans are the age old solution to a company’s need for funding, but there are new options on the lending front thanks to technology. Stock market investors. At least they used to.

Real Estate 100

Real Estate Money Bank Banking 100

Family Balance Sheet

FEBRUARY 2, 2017

Meet The Achievers: Deacon and his wife paid off $52,000 in debt in 18 months. My husband and I meet regularly to review the budget and the status of our financial goals. We have also found that adult beverages make us both willing to come to the table for our meetings. Save for emergencies. R = Be REALISTIC.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

JANUARY 20, 2017

Meet Krystal. working full time at a low-paying job and going to grad school full time, while my husband was working multiple jobs just to help us make ends meet. emergency fund, so we started throwing what little extra we had straight. First, we will save our six-month emergency fund. towards debt.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

JANUARY 1, 2015

How to Build a Starter Emergency Fund in 30 Days or Less | Jackie Beck @ The Debt Myth. No More Tears at IEP Meetings: Make This Your Best Year Ever! How to Make This the Best Gardening Year Ever | Kendra Spencer @ a Sonoma Garden. 5 Ways to Make this Your Best Monarch Season…Ever! Tony Gomez @ Monarch Butterfly Garden.

2015 100

2015 Money Debt Home and Garden 100

Family Balance Sheet

FEBRUARY 4, 2015

I wasn’t comfortable keeping only $1,000 in an emergency fund with two little ones and just one income, so we didn’t follow that part of his plan. Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? We loosely followed Dave Ramsey’s plan for inspiration.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Family Balance Sheet

SEPTEMBER 29, 2016

Meet Angela. We are currently working towards fully funding our emergency fund. I watched her and her husband’s debt free scream on The Dave Ramsey Show. When I heard her mention that she had a You Tube channel, I just knew I had to ask her for an interview. What are your financial goals now?

Debt 100

Debt Debt Free Budgeting Budget 100

Savings Corner

DECEMBER 25, 2023

USDA loans are for rural and suburban home buyers who meet the program’s income limits and other requirements. You could end up “ house poor ,” spending too much of your income servicing your mortgage or depleting your emergency fund. USDA loans , backed by the U.S. Don’t forget about closing costs.

Insurance 52

Insurance Home Refinancing Money 52

Prairie Eco-Thrifter

JUNE 20, 2012

It’s also a good idea to know that you’ve got an emergency fund buffer in reserve for those unexpected expenses that will inevitably crop up. USA – No Down Payment USDA Loan These loans don’t require any down payment at all but you need to meet eligibility criteria. Don’t forget about living expenses too.

Money 186

Money Home Debt Buy 186

Family Balance Sheet

FEBRUARY 10, 2017

” To get through that time, we crafted our Debt Freedom Plan , based on Dave Ramsey’s Baby Steps, but tailored to meet our own needs and self-employed lifestyle. There’s a high probability that I’ll ever meet the man…lol… We are very comfortable with this new plan, in fact, we have a sense of relief.

Debt 100

Debt 2017 Student 2016 100

Family Balance Sheet

FEBRUARY 3, 2016

We aim for a monthly budget meeting at least. We’ll meet more often if there’s a problem. The next goals in line would be to build up a 3 month emergency fund and save enough money to replace my car. At this point, I handle the day to day finances. How did you celebrate when you became debt free?

Debt 100

Debt Debt Free College Finds 100

Family Balance Sheet

AUGUST 11, 2014

I’m working on baby step 3 (3-6 months emergency fund) while paying cash for my new home projects. She cleans every other week and frees up time for my daughter and me to spend together. What are your financial goals now? What advice do you have for someone that is paralyzed by their debt load, but wants to be debt free?

Debt Free 235

Debt Free Debt Mom Goals 235

Family Balance Sheet

MAY 27, 2015

I hope we get to meet him. Make sure to have an emergency fund so you’re not put back into debt when something comes up. We still budgeted really nice vacations during our Spring Breaks and the summer, so I didn’t really feel deprived of big stuff like that. Using coupons for eating out. It creates momentum.

Debt 100

Debt Debt Free Pay Off Debt Finds 100