Prairie Eco-Thrifter
MAY 25, 2014
I wasn’t doing anything wrong back then; my family lived within our means, we had an emergency fund, and we were saving for retirement and our son’s college costs. It’s about those things that my now self would probably want to give my then self a swift kick in the pants for motivation.
Family Balance Sheet
JANUARY 26, 2016
Finally, we are able to see the light at the end of the tunnel and are more motivated than ever to pay off these final two loans. Fortunately we have an emergency fund and a personal escrow account for our yearly and quarterly expenses to keep us stable, but we do need to be diligent at staying within our budget.
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Family Balance Sheet
FEBRUARY 2, 2017
Maureen, from The Debt Free Mess Free Life , suggests that you understand what motivates you to act unwisely and spend frivolously (if that is your situation). She and her husband also used a visual motivation chart posted on their refrigerator. My husband and I meet regularly to review the budget and the status of our financial goals.
Family Balance Sheet
SEPTEMBER 29, 2016
The first thing we did was to review our spending and create a budget. By reviewing 6 months worth of spending we could see where the money was being wasted, acknowledge that this behaviour needed to stop, and then create a realistic zero-based budget. We are currently working towards fully funding our emergency fund.
Family Balance Sheet
JUNE 8, 2018
If they are, you can consider putting the extra funds into an emergency fund, pay off a credit card, or save for another financial goal. If you are new to budgeting, review and work on it every single day. This group is a safe place where we talk, motivate, and share ideas about budgeting. They will be helpful.
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