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The Spending Plan Mentality

Prairie Eco-Thrifter

When I think of a budget in the more traditional terms, I think of something limiting, as well as as something that is charge of me. My retirement account contribution, emergency fund contribution, car payments, utility bills, and mortgage are all set up so that they are paid automatically each month. We want an emergency fund.

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The Easiest Ways to Save Money on Household Expenses

Prairie Eco-Thrifter

Now is the time to watch every penny that you spend, so that you can purchase more in the same budget or even better, put that money in emergency funds. Well, I can tell you a number of ways to save money on household expenses. Do you watch a lot movies at the theater or rent a lot of movies through a mail order service?

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How We Frugal-ed in June 2023

Family Balance Sheet

My goal has always been to live well on less while achieving our big financial goals. However, we all agreed that the existing furniture was not comfortable, especially to watch movies. I also opened another Capital One 360 account for our emergency fund that was also sitting in a zero-interest savings account.

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Financial Success: It’s Not Always About Your Income

Prairie Eco-Thrifter

So we put those in the list of priorities as well. He’s big into action figures for movies he likes (particularly Lord of the Rings). This means that after we take care of retirement and emergency fund contributions, and after everything else is taken care of, we have enough to do what we like. I like travel.

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2012 Financial Goals

Family Balance Sheet

The kids were in the back seat watching a movie and we were in the front seat reviewing 2011 and strategizing for the upcoming year. Increase Family Emergency Fund to Six Months Salary. Our 2002 Honda Civic has 125,000 miles and still runs well, but we don't want to have to take out a loan when it is time to replace the vehicle.

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10 Savvy Ways to Save in 2014

Saving Cents With Sense

Having money automatically go into your account will help you stick to your resolution and save for your future, such as an emergency fund, a child’s college education, or retirement. It is an eye-opening experience and will allow you to figure out what you can cut back on, as well as what is a necessary expense.

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Yakezie Carnival November 13, 2011- November Edition

Prairie Eco-Thrifter

Money Cactus: Wealth Creation Online: Invest It Wisely Interview – There are a stack of really great personal finance blogs online and keeping up with them can be tough, this series introduces you to those who I think are well worth knowing about. Today I’m going to talk about getting those emergency funds going.

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