Family Balance Sheet

SEPTEMBER 9, 2014

About $52,000 of that $147K was consumer debt (credit cards, a student loan, a car loan, a home improvement loan, etc.) From start to finish it took us a very long time — I would guess 10 years. But it wasn’t a decade of nothing but paying off debt. Then my husband decided to pay off his car.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

FEBRUARY 3, 2016

I would say that this plan helped me more in the area of using a zero-based budget and sticking with a budget. It was after I started listening to Dave Ramsey, that I started thinking about getting out of debt more quickly and realizing that it was definitely possible to become debt free. I initiated paying off the debt.

Debt 100

Debt Debt Free College Finds 100

Family Balance Sheet

MAY 27, 2015

We made sure we could afford the monthly payments on a 15 year mortgage, with the mindset that we would pay more each month. What inspired you to get debt free? There were two things that inspired us to pay off debt. I talk a lot about this in my post “Top 4 Ways to Pay Off Debt” but they include: 1.

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Prairie Eco-Thrifter

JULY 4, 2011

My parents have helped us in the past. He used this email to save thousands of dollars on his last three car purchases. Thanks for letting us know your secret. Squirrelers from Squirrelers presents The Case for a Bigger Emergency Fund. Is the conventional advice of keeping a 3 to 6 month emergency fund still valid?

Personal Finance 240

Personal Finance Finance Family Debt 240

Family Balance Sheet

FEBRUARY 2, 2017

She and her husband also used a visual motivation chart posted on their refrigerator. Instead of writing, “I want to pay off debt” or “I don’t want to live paycheck to paycheck”, commit to “I want to pay off $X of credit card debt in 201X and I will stop using credit cards from this point forward.”

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

JUNE 22, 2020

This side hustle income was mainly used for the fun stuff, such as camping, home renovations & repairs, and needs for our kids. But at the beginning of our journey to pay off the debt, I was listening to Dave Ramsey on the radio. In 2020, we still use and are thankful for Medi-share. We drive older cars.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

JUNE 8, 2018

I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. We have been using this system ever since. I highly suggest using a separate paper calendar from your normal planner to eliminate any confusion. To get started, gather the following: pencil.

Budget 133

Budget Budgeting Financial Goals Goals 133

Prairie Eco-Thrifter

OCTOBER 15, 2011

You will learn exactly what settings, plugins, and themes he uses. Don’t Quit Your Day Job: Refinance Your Mortgage and Pay the Same Amount? Good Financial Cents: What to Watch For With Debt Settlement Companies Considering using a debt settlement company? Why Do You Need One and How Does it Work?

October 200

October 2011 Finance Personal Finance 200

Family Balance Sheet

JANUARY 20, 2017

Did you follow a particular debt freedom plan or book, such as Dave. Ramsey or Debt-Proof Living? emergency fund, so we started throwing what little extra we had straight. towards debt. We committed to using a cash budget, and we talked daily at. 2 – Used a cash budget. We already had a small.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

SEPTEMBER 29, 2016

Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? We used (and currently still follow) Dave Ramsey’s Baby Steps. What are the top 3 – 5 ways you found money to put towards debt. We are currently working towards fully funding our emergency fund.

Debt 100

Debt Debt Free Budgeting Budget 100