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How our Debt Freedom Plan Prepared Us for the Pandemic

Family Balance Sheet

Our emergency fund. I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. We reduced our spending where we could, but the money to pay any shortfall each month came from our emergency fund. It kept me up at night.

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How to Start a Budget (and be successful at it!)

Family Balance Sheet

If they are, you can consider putting the extra funds into an emergency fund, pay off a credit card, or save for another financial goal. Budgeting is so important and it is going to take time to grasp on an ongoing basis, so please do yourself a favor and invest time in the process. What a great problem to have, right?!?!

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