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What Money Advice Would You Give Yourself If You Could Go Back in Time

Prairie Eco-Thrifter

Me from 15 years ago would get an earful about what not to do, and advice on budgeting and saving and staying out of debt. These are lessons that I try to impress upon my son because I don’t want him to make the same mistakes I made 15 years ago.

Money 209
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The Spending Plan Mentality

Prairie Eco-Thrifter

My retirement account contribution, emergency fund contribution, car payments, utility bills, and mortgage are all set up so that they are paid automatically each month. We want to save enough for retirement. We want an emergency fund. Travel, which my son and I enjoy. First, it involves automation.

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How to Make Your Budget Work for You

Prairie Eco-Thrifter

I like travel, I feel it’s important to set money aside for retirement and my son’s college education, and I like charitable giving. Money is automatically deposited into the retirement and emergency fund accounts, as well as to my son’s 529. Am I saving up for a trip later?

Budgeting 218
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Are You Prepared For An Emergency?

Prairie Eco-Thrifter

My son knows that there are two meeting points out (depending on whether he leaves out the front or out the back) in our neighborhood. Some of the items that you should have available to you during an emergency include: Cash. You can augment with other emergency sources as well. Credit card with an adequate limit.

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How to Get into the Stock Market

Prairie Eco-Thrifter

Traditional investment advice says that you shouldn’t invest in the market until you are financially stable, have an emergency fund and have taken care of other basics, such as insurance of all kinds, debt removal and etc. My father-in-law lined up his grown sons and daughters to chip into a fund, from which he bought stock.

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Financial Success: It’s Not Always About Your Income

Prairie Eco-Thrifter

We knew we wanted to save for retirement, and that we wanted to keep giving to charity. Our son was growing, and we knew we wanted to provide him with extracurricular activities that made sense for him — music and sports and scouting. It’s not about a higher income; it’s about what you do with your money.

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What Has Your Money Done for You Lately?

Prairie Eco-Thrifter

It’s one thing to have a couple thousand dollars in an emergency fund. I also find that putting my money to work for extracurricular activities for my son, and for cultural experiences like plays and concerts, are investments in my lifestyle. Instead, you want to put that money to work for you so that you can enjoy life.

Money 200