Remove Emergency Fund Remove September Remove Used Remove Wellness
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How our Debt Freedom Plan Prepared Us for the Pandemic

Family Balance Sheet

What got us through financially? Our emergency fund. I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. I still use my spreadsheet to this day! It was a lifesaver, a sanity saver, and a marriage saver.

Debt 130
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Create your debt freedom plan

Family Balance Sheet

Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. We thought we were doing really well. We also didn’t feel comfortable with Dave’s suggestion of a $1000 starter emergency fund, which is his step #1. We used Dave Ramsey’s debt snowball method. |

Debt 130
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How I’m Managing our Family Budget during the Pandemic

Family Balance Sheet

Pre-coronavirus, we didn’t think twice about shaking a stranger’s hand, using the ATM keypad, or going to the grocery store without donning a hazmat suit. I have written often about the importance of an emergency fund. Also, about the time everything shut down, my coffee machine decided to as well.

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How to Achieve Your Financial Goals (tips from the achievers)

Family Balance Sheet

You might even find yourself wondering, “well, they don’t know my circumstances”, or “they can’t have it that bad,” or “their life must be so much easier than mine.” She hit that goal in September 2016. She and her husband also used a visual motivation chart posted on their refrigerator.

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Our 2018 Financial Goals

Family Balance Sheet

An Update on Medi-Share – September 2017. We bought a used pop-up several years ago and it was one of the best decisions for our family We absolutely adore camping, and we’d like to upgrade to a travel trailer. I don’t want to use the term extreme frugality, because that sounds absolutely horrible. 2017 Update.

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How We Paid off Six Figures of Debt

Family Balance Sheet

In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. Our business was doing very well, and we were excited about the opportunity to own a property outside of our home. In September 2001, we bought a 1700 square foot home with a one-car garage and ONE full bathroom.

Debt 130
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Our 2017 Debt Freedom Plan Update

Family Balance Sheet

This new strategy had us looking in the same direction with regards to our financial future and my husband was on board. We are using Dave Ramsey’s snowball method and I’m proud to say that since 2013, we’ve paid off 4 business loans totaling almost $75,000. At the time, we thought this 1800 sq.

Debt 100