Penny Pinchin' Mom

JANUARY 16, 2024

I’m talking about simple lessons that will change the way you relate to money. Tracking your net worth is simple. Things like your savings account, your retirement fund, your house, investments accounts, real estate…these are all assets. I’m not talking about becoming a CPA or a Wall Street guru.

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

Prairie Eco-Thrifter

SEPTEMBER 13, 2011

You might be giggling at this in that it is so simple but keep reading. Interestingly, as simple as it is, not everyone applies this math in real life situations. If you think that this is simple, then why are there people out there spending more than their monthly income? The key is keeping life simple and healthy.

Debt Free 235

Debt Free Debt Emergency Fund Hobby 235

Prairie Eco-Thrifter

JULY 22, 2014

It hasn’t always been that simple though. I keep expenses low by living below my means and when windfalls of cash come in from bigger contracts, the money goes into replenishing savings and retirement funding. That experience also taught me to have faith in my instincts. As an actress, I often face periods of unwanted unemployment.

Money 219

Money Unemployment Emergency Fund Couch 219

Prairie Eco-Thrifter

APRIL 3, 2014

If you’ve been hit with some unexpected bills, create a payment plan and start building an emergency fund for future occasions. Yes, these are simple, common sense actions, but if you’re clouding your common sense with negativity and self-bullying then they can be hard to implement.

Emergency Fund 218

Emergency Fund Debt Bills Money 218

Family Balance Sheet

APRIL 30, 2014

For my system, read 11 Simple Meal Planning Tips. Use May to use up what you have stored in your pantry and freezer and see how much grocery money you have left over at the end of the month to put towards other things, such as an upcoming vacation or your emergency fund. For my system, read 5 Steps to an Organized Pantry.

Budgeting 100

Budgeting Budget Groceries Grocery 100

Prairie Eco-Thrifter

JUNE 4, 2013

If you have a regular paycheck, and you can predict most of your expenses, this is fairly simple. The reason for having these measures is to prevent me from having to constantly fiddle with some of my automatic transfers to my emergency fund, retirement account, and quarterly estimated tax fund.

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Emergency Fund Money Bills Credit Cards 243

Prairie Eco-Thrifter

JANUARY 22, 2012

They’re great at giving advice on stuff like frugality, extra income, budgets and emergency funds, but most lack in the area of investments. There’s a simple rule, all you do is subtract your age from 100, and that’s the percentage of your portfolio that should be in bonds. It’s Really That Simple.

Finance 187

Finance Emergency Fund Re-use Simple 187

Savings Corner

FEBRUARY 2, 2024

Overall, there is no one answer for how much you should have in savings , but an ideal target for an emergency fund is enough to cover three to six months’ worth of basic expenses. The result is the amount of simple interest the account earns in that time period. How much should I save each month?

Calculators 52

Calculators Saving Bank Banking 52

Prairie Eco-Thrifter

DECEMBER 6, 2012

Medical emergencies, car emergencies, or family situations may arise where you need to dip into your emergency fund. Keeping it Simple: Strategies for Financial Security We often seem to complicate things, don’t we? By following the above tips, you can make these events less stressful on you and your family.

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Bank Banking Money Saving 265

Prairie Eco-Thrifter

JULY 4, 2011

“To support mother and father, to cherish wife and child and to have a simple livelihood; this is the good luck.&#. FMF from Free Money Finance shares his Simple Car Email. Squirrelers from Squirrelers presents The Case for a Bigger Emergency Fund. I wish we had some of these in Canada.

Personal Finance 240

Personal Finance Finance Family Debt 240

Family Balance Sheet

SEPTEMBER 9, 2014

I needed to count on myself and support my son, and that meant getting my financial life in order, starting with building an emergency fund for the first time. Building an emergency fund also helps enormously. My advice is going to sound really simple, but simple works. Get creative. Ask for help.

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Debt Debt Free Pay Off Debt Financial Goals 236

Prairie Eco-Thrifter

SEPTEMBER 4, 2011

Debt; a simple four-letter word but deadly. Plan for Financial Emergencies. Establishing emergency funds aids you in building up savings for unexpected expenses. Many relationships have been ruined by debts. Have you experienced much obscurity when in debt? You can’t eat, sleep, and think?!

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Family Financial Goals Debt Goals 196

Saving Cents With Sense

JANUARY 1, 2014

I have many ways for you to start saving, including couponing, but before you become overwhelmed with the idea, here are 10 tips that are simple, easy and will make you one savvy shopper in 2014, so you can start saving more. It is simple to open a savings account if you haven’t already. 10 Savvy Ways to Save in 2014.

2014 88

2014 Saving Bills Emergency Fund 88

Prairie Eco-Thrifter

OCTOBER 21, 2012

years, my perspective on an engagement ring is simple. Specifically, how important emergency fund planning was for a couple with a veterinary emergency at their home.” I think I just want one.” ” Ray from Squirrelers asks How Much Does the Tooth Fairy Leave? ,

Personal Finance 219

Personal Finance Finance Debt Money 219

Saving Cents With Sense

JANUARY 3, 2017

I have 10 savvy ways to save in the new year, but before you become overwhelmed with the idea, read through these simple and easy tips. It is simple to open a savings account if you haven’t already. Installation was simple, the cost low, and now we aren’t paying extra on our electricity bill. It saved us $600 ($50 a month)!

New Year's 40

New Year's Saving Bills Emergency Fund 40

Prairie Eco-Thrifter

OCTOBER 15, 2011

Personal Finance Whiz : What Is An Emergency Fund? One of the major components of being financially fit is to have an emergency fund. Outlaw Finance: Betterment Review: Incredibly Simple Investing How Betterment works, what it costs, and other thoughts. Why Do You Need One and How Does it Work?

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October 2011 Finance Personal Finance 200

Family Balance Sheet

FEBRUARY 2, 2017

That simple reminder was right in front of their eyes every time they opened the door and kept the big goal in the forefront of their minds. They took it one step at a time though, first by building up emergency funds as quickly as possible, then by paying off the credit cards and committing to no new debt. Save for emergencies.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Prairie Eco-Thrifter

MAY 6, 2016

philosophy (Keep it simple, stupid). Investing is not our life. We need and want to do many other things each day. In computer programming and project management we always talked about the KISS! I firmly believe that most people need a KISS investment plan. I personally know of a 43 year old guy has done all of the above.

401K 100

401K Money Emergency Fund Goals 100

Saving Cents With Sense

JANUARY 1, 2015

I have 10 savvy ways to save in the new year, but before you become overwhelmed with the idea, read through these simple and easy tips. It is simple to open a savings account if you haven’t already. Installation was simple, the cost low, and now we aren’t paying extra on our electricity bill. It saved us $600 ($50 a month)!

New Year's 40

New Year's Saving Bills Emergency Fund 40

Family Balance Sheet

FEBRUARY 4, 2015

I have been sharing my passion for simple living on GrowingSlower.com since 2011, and I now have added the Real Mom’s Guide series of books and courses to further encourage my readers! I’m Shannon Brown, and I’m a crunchy Christian mama blessed to live in beautiful North Idaho. My husband and I met in architecture school.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Family Balance Sheet

JANUARY 1, 2015

10 Simple Ways to Eat Healthier This Year | Dawn @ Reveal Natural Health. How to Build a Starter Emergency Fund in 30 Days or Less | Jackie Beck @ The Debt Myth. Completing Those Unfinished Projects in the NEW YEAR | Angela Lerew @ Unexpected Elegance. 31 Days to a More Fabulous You | Julie Bonner @ Mom Fabulous.

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2015 Money Debt Home and Garden 100

Prairie Eco-Thrifter

SEPTEMBER 28, 2014

Combined with my extra income, this $600/year (give or take $25) really helped boost my savings and therefor my emergency fund. I didn’t miss that $25 but it helped me get into the habit of transferring the money from point A to point B when I got paid.

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Building Emergency Fund Money Savings Account 225

Savings Corner

DECEMBER 24, 2023

Homeowners should consider the size of their emergency fund, as well as whether they would prefer to pay more to transfer additional risk and limit unexpected costs. It’s quick and simple to obtain insurance quotes online from most insurers. This can help to ensure they are getting the best price.

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Homeowner Insurance Insurance December Emergency Fund 52

Prairie Eco-Thrifter

JANUARY 21, 2011

Get Rich Slowly shares with us how we can all put money in an emergency fund no matter what our financial situtation is. Kevin at Sweating the Big Stuff tells us why we shouldn’t save for an emergency fund. We have a small fund for emergencies but most of our money is invested so we can make some money on it.

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January Emergency Fund Personal Finance Finance 124

Saving With Shellie

JANUARY 16, 2014

They even make that simple by allowing you to do this right from your smartphone or online. Or tuck it away for your Emergency Fund. Then take your list of offers, buy them at the store and then send a copy of the receipt to Checkout 51. Whichever method is easiest for you works just fine. Or save it for a rainy day.

Emergency Fund 45

Emergency Fund Phones Finance Frugal Lives 45

Family Balance Sheet

FEBRUARY 3, 2016

I also appreciated the simple, common-sense advice and the baby steps. The next goals in line would be to build up a 3 month emergency fund and save enough money to replace my car. I found Dave Ramsey’s plan about a year after we had been married and finances were really tight, especially with a variable income.

Debt 100

Debt Debt Free College Finds 100

Family Balance Sheet

JUNE 8, 2018

Calculate the simple math equation: Income – Expenses = X. If they are, you can consider putting the extra funds into an emergency fund, pay off a credit card, or save for another financial goal. Use old receipts, bank statements to get an idea of how much you must spend. Total your expenses.

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Budgeting Budget Financial Goals Goals 133