Family Balance Sheet

FEBRUARY 10, 2017

However, we have one non-mortgage loan left, the behemoth student loan that I was hoping to pay off in 2016. Fast Forward to 2016: In reality 2016 went fairly well, but we had some unexpected business expenses. So here is our scenario: The student loan is 2.75% interest. times the amount of the student loan. Retirement.

Debt 100

Debt 2017 Student 2016 100

Prairie Eco-Thrifter

MAY 25, 2014

When I’d do things like take out student loans even though I had a full-tuition scholarship and a sweet part-time job in the university cafeteria. If I could go back to myself 7 or 8 years ago, I’d say, “Hey, you’re doing pretty well, and you’re not being stupid with your money.

Money 209

Money Giving Las Vegas Credit Card Rewards 209

Prairie Eco-Thrifter

JANUARY 10, 2012

I want to use up all my holidays from work, as well as going on some random weekend road trips. I don’t have any debt, (except student loans/mortgages) so I can afford to go. Okay, congratulations on that, but have you fully funded your emergency fund? One of my personal goals in 2012 is to travel more.

Travel 226

Travel Debt Finance Emergency Fund 226

Prairie Eco-Thrifter

FEBRUARY 4, 2014

My husband and I were graduate students with loans and credit card debt, and we were certain that a higher income would solve all of our problems. So we put those in the list of priorities as well. When I was younger, I used to think that a higher income was the solution to most of my financial issues. I like travel.

San Francisco 248

San Francisco Emergency Fund Money Utah 248

Penny Pinchin' Mom

JANUARY 16, 2024

However, if you have been following me, you know that I am quite serious about finding ways to not only get out of debt but also how to create a budget (and stick to it) as well as how to save money without necessarily depriving your family of the quality of life they deserve.

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

Family Balance Sheet

JANUARY 3, 2012

This includes our mortgage and my husband's student loan. Increase Family Emergency Fund to Six Months Salary. Our 2002 Honda Civic has 125,000 miles and still runs well, but we don't want to have to take out a loan when it is time to replace the vehicle. This might take us 2 years to achieve. These goals are epic for us.

Financial Goals 127

Financial Goals Goals 2012 Emergency Fund 127

Prairie Eco-Thrifter

JULY 4, 2011

Ryan from The Financial Student talks about Getting Rid of Student Loans. Some people find themselves buried under student loan debt with little chance of ever paying it off. Squirrelers from Squirrelers presents The Case for a Bigger Emergency Fund. Music to my ears!! Don’t worry, there are options.

Personal Finance 240

Personal Finance Finance Family Debt 240

Family Balance Sheet

FEBRUARY 2, 2017

You might even find yourself wondering, “well, they don’t know my circumstances”, or “they can’t have it that bad,” or “their life must be so much easier than mine.” Maureen eliminated $79,000 of credit card and student loan debt less than 3 years. Make it visual.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

SEPTEMBER 9, 2014

About $52,000 of that $147K was consumer debt (credit cards, a student loan, a car loan, a home improvement loan, etc.) After we got a taste of life without credit card debt, I wanted to pay off my student loan. While I was paying off my student loan I kept hearing about this Dave Ramsey guy, so read up on that method.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

JUNE 22, 2020

Our business was doing very well, and we were excited about the opportunity to own a property outside of our home. Aside from the mortgage, we also added equipment and renovation loans with the purchase, and we had a student loan. Everything looked great on paper. Also, the monthly mortgage payment was less than our rent payment.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

JANUARY 26, 2016

At the time, we had 4 business loans and 1 student loan that were weighing on us, so we created our Debt Freedom Plan. My motto has always been “living well on less” and now it will be “living well on (even) less” However, there are a few things that we will not give up so I will need to add to our budget.

Financial Goals 100

Financial Goals Goals 2016 Debt 100

Family Balance Sheet

JANUARY 20, 2017

medical bills, a small credit card, both of our cars, and student loans. cars, and finally our student loans. emergency fund, so we started throwing what little extra we had straight. Communicating well and communicating often has made talking about. First, we will save our six-month emergency fund.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

JANUARY 21, 2015

We paid down mostly student loans, vehicles and business credit card debt ( we already own a home outright ). We agree on what happens to our extra cash and discuss weekly our goals for saving and investing as well as any big ticket purchases on the horizon. It wasn’t until the last 2 years that we got serious. I am the nerd.

Debt 100

Debt Debt Free Las Vegas Finance 100

Prairie Eco-Thrifter

MAY 26, 2016

It has served me well over the years, eventually leading to my current position of financial freedom. Using a student loan to get educated or re-educated in a new (presumably higher paying) field could also be a sure thing. I’m a saver, always have been. You may not be comfortable doing more risky things with your money.

Money 124

Money Saving Money Lowes Grandchildren 124

Family Balance Sheet

FEBRUARY 3, 2016

She helps readers gain control of their finances and live well on a budget at her blog Cook with a Shoe . I also wanted to pay off the student loans he had, and see him graduate without occurring any more debt. The next goals in line would be to build up a 3 month emergency fund and save enough money to replace my car.

Debt 100

Debt Debt Free College Finds 100

Family Balance Sheet

SEPTEMBER 29, 2016

We had two student loans that still had balances, even though we’d already been paying on them for 10 years. This is where we cut out any extra spending, such as personal money and clothing money, as well as trying to cut our grocery budget for the month, and add the money we saved to the debt payment. worth of debt.

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

MAY 27, 2015

And this is just on a mortgage, not including any credit card or student loan debt. But I do realize some things happen that we don’t plan for as well. We made a plan and it ended up being God’s will as well. We’re now on Baby Step #7 (building wealth, which includes college funding). Obviously, I disagree with that.

Debt 100

Debt Debt Free Pay Off Debt Finds 100