Family Balance Sheet

APRIL 11, 2020

The PA governor has shut down all non-essential businesses indefinitely and we’ve now been ordered to stay at home unless traveling to essential jobs, needed supplies, or outdoor exercise as long as we practice social distancing. I have written often about the importance of an emergency fund. Post-coronavirus, not so much!

Budgeting 246

Budgeting Budget Family Debt 246

Prairie Eco-Thrifter

JANUARY 30, 2013

I have emergency supplies in the car, including blankets, food, flares, and First Aid. Whenever I travel, I also take water (the result of an unfortunate stranded-in-the-desert incident during college). You can augment with other emergency sources as well. However, I also keep emergency funds in a taxable investment account.

Emergency Fund 211

Emergency Fund Job Loss Transportation Staying Warm 211

Family Balance Sheet

JUNE 30, 2015

Increase our emergency fund to 6 months of expenses. Contribute to our retirement funds. Continue to live debt free with the ability to travel more, give more, pursue our passions. Travel the country with my husband in an RV. Celebrate with a trip to Walt Disney World. Start saving for college. Achievable?

Financial Goals 100

Financial Goals Debt Goals Emergency Fund 100

Prairie Eco-Thrifter

NOVEMBER 8, 2012

My retirement account contribution, emergency fund contribution, car payments, utility bills, and mortgage are all set up so that they are paid automatically each month. We want an emergency fund. Travel, which my son and I enjoy. My spending plan is fairly easy to stick to. First, it involves automation.

Emergency Fund 202

Emergency Fund Budgeting Budget Psychology 202

Prairie Eco-Thrifter

JULY 10, 2014

I like travel, I feel it’s important to set money aside for retirement and my son’s college education, and I like charitable giving. Money is automatically deposited into the retirement and emergency fund accounts, as well as to my son’s 529. I want to have good experiences with the people I love. must be paid.

Budgeting 218

Budgeting Budget Work Making 218

Prairie Eco-Thrifter

FEBRUARY 4, 2014

I like travel. This means that after we take care of retirement and emergency fund contributions, and after everything else is taken care of, we have enough to do what we like. So we put those in the list of priorities as well. Of course, we like to have fun, too. My husband enjoys collecting items. We both like to eat out.

San Francisco 248

San Francisco Emergency Fund Money Utah 248

Prairie Eco-Thrifter

MAY 20, 2014

It’s one thing to have a couple thousand dollars in an emergency fund. I enjoy travel, and I like my money to be put to work providing me with interesting experiences that enrich my life. When you think about money as a tool, an as a means to an end, it doesn’t make sense to let it sit idle. Invest that Money.

Money 200

Money Emergency Fund Work Advantage 200

Prairie Eco-Thrifter

MAY 25, 2014

I wasn’t doing anything wrong back then; my family lived within our means, we had an emergency fund, and we were saving for retirement and our son’s college costs. However, most of the things I do now are things that I should have been doing almost a decade ago. And what would you tell your past self at different points?

Money 209

Money Giving Las Vegas Credit Card Rewards 209

Prairie Eco-Thrifter

AUGUST 10, 2014

If you have the resources, or you build up a good emergency fund, there are some types of insurance you might not need. Group Health Insurance VS Individual Health Insurance | Pros 4 Good Reasons To Buy Travel Insurance Finding a Chiropractor: From Finances to Practical Matters. What About Self Insurance? Money Tips'

Insurance 193

Insurance Life Insurance Health Insurance United States 193

Prairie Eco-Thrifter

MARCH 23, 2015

Travel, find a mentor, volunteer in another area. Should you spend the money on that new flat screen and sound bar, or save it for the emergency fund? Life really is a journey that you only travel once. Find and study other ways of living, earning, learning and dreaming. Weigh each decision against your financial goals.

Financial Goals 100

Financial Goals Emergency Fund Money Goals 100

Prairie Eco-Thrifter

SEPTEMBER 4, 2011

Plan for Financial Emergencies. Establishing emergency funds aids you in building up savings for unexpected expenses. Travel and Vacation. Travel has always been associated with spending large amounts of money. You can’t eat, sleep, and think?! The easiest way to get out of debt is to never borrow money at all.

Family 196

Family Financial Goals Debt Goals 196

Family Balance Sheet

SEPTEMBER 9, 2014

I also love, love, LOVE to travel. We paid for braces, college tuition for my son, and did fun stuff like traveling while we were paying off debt. Travel, buy fun stuff, give gifts, help others, work if I feel like it and not if I don’t, etc. Building an emergency fund also helps enormously. Get creative.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Prairie Eco-Thrifter

JULY 4, 2011

Anon from Gen Y Capitalist tells Why It’s Better to Travel NOW Rather Than Save For Later. Squirrelers from Squirrelers presents The Case for a Bigger Emergency Fund. Is the conventional advice of keeping a 3 to 6 month emergency fund still valid? Music to my ears!!

Personal Finance 240

Personal Finance Finance Family Debt 240

Family Balance Sheet

JANUARY 3, 2012

On Christmas day, my husband and I spent 4 hours together traveling in a car to visit his family. Increase Family Emergency Fund to Six Months Salary. The kids were in the back seat watching a movie and we were in the front seat reviewing 2011 and strategizing for the upcoming year. This might take us 2 years to achieve.

Financial Goals 127

Financial Goals Goals 2012 Emergency Fund 127

Prairie Eco-Thrifter

JANUARY 10, 2012

These days, if you spend any time on most personal finance blogs, one of the author’s main goals in life is spending less money on stuff and more money travelling. How before everyone gets upset at my ragging on travelers, I’ll back up a bit. One of my personal goals in 2012 is to travel more. Buy Assets Instead.

Travel 226

Travel Debt Finance Emergency Fund 226

Prairie Eco-Thrifter

NOVEMBER 30, 2014

Ballenger was another teacher who lived frugally but well (often traveling around the world). We have enough to live on from other sources and an emergency fund. He never earned more than $46,000 per year, but he turned that into several million dollars, most of which he’s giving away. Florence Ballenger. Gladys Holm.

Virginia 160

Virginia Money Real Estate Growing 160

Family Balance Sheet

JANUARY 26, 2016

We will continue to save for travel and it is already part of our budget. Fortunately we have an emergency fund and a personal escrow account for our yearly and quarterly expenses to keep us stable, but we do need to be diligent at staying within our budget. We work hard and really relish our time away. Home Projects.

Financial Goals 100

Financial Goals Goals 2016 Debt 100

Family Balance Sheet

JANUARY 20, 2017

emergency fund, so we started throwing what little extra we had straight. We learned to travel with. family, and traveled with my in-laws who were gracious enough to help with. start doing more of now is travelling. First, we will save our six-month emergency fund. My husband. But we do love.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Prairie Eco-Thrifter

OCTOBER 21, 2012

I know my eyes were opened up when we traveled to Africa this year where living in excess is a far cry from reality. Specifically, how important emergency fund planning was for a couple with a veterinary emergency at their home.” We take advantage of anything we can get if it is free or cheap, but do we need to?

Personal Finance 219

Personal Finance Finance Debt Money 219

Prairie Eco-Thrifter

OCTOBER 15, 2011

Personal Finance Whiz : What Is An Emergency Fund? One of the major components of being financially fit is to have an emergency fund. The Happy Homeowner: Discount Travel Tips that Actually Save You Money These are 6 of their tried-and-true suggestions for how to maximize your vacation dollar.

October 200

October 2011 Finance Personal Finance 200

Saving Everyday

FEBRUARY 15, 2014

I’ve compiled this awesome list of over 60 tips to help you save money on groceries, around the house, traveling and so much more! 7 Easy Ways to Save on Travel by Living A Frugal Life. Five Ways to Build Your Emergency Fund FAST! 10 Tips for getting Family Travel Deals by Pays2Save. Which is Better?

Saving Money 71

Saving Money Frugal Money Thrifty 71

Family Balance Sheet

JANUARY 17, 2018

We bought a used pop-up several years ago and it was one of the best decisions for our family We absolutely adore camping, and we’d like to upgrade to a travel trailer. We don’t travel extensively, but we do like to get away. Save a starter Home Emergency Fund. Save for a camper upgrade. 2017 Update.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Saving Everyday

JANUARY 1, 2015

7 Easy Ways to Save on Travel by Living A Frugal Life. Five Ways to Build Your Emergency Fund FAST! 10 Tips for getting Family Travel Deals by Pays2Save. Which is Better? by Deals From MS Do. 5 Ways to Save Money In The Home by Living A Frugal Life. How To Have A Money Saving Wedding Reception by Living A Frugal Life.

Saving Money 40

Saving Money Frugal Money Thrifty 40

The Frugal Girl

JANUARY 29, 2024

Multi-pronged answer here: historically it was hard-wired in my DNA as a necessity but also being a good steward of what we’re blessed with & being able to give/help others; having enough for emergency funds was always a high priority as well. Do you have any tips for frugal travel or vacations?

Arkansas 181

Arkansas Frugal College Kids and Family 181

Family Balance Sheet

OCTOBER 20, 2014

travel expenses, such as parking, tolls, etc. Personal Escrow Fund. Gift Giving Fund. building your Emergency Fund. Categories could include, but are not limited to: rent/mortgage. dining out – Try to separate your groceries from your dining out. entertainment. car service. household maintenance.

Finance 100

Finance Organic Organization Budgeting 100

Prairie Eco-Thrifter

JANUARY 21, 2011

I thought about that smile, then I realized its worth, A single smile, just like mine, could travel round the earth. Young and Thrifty looks at Canadian vs. US Travel rewards cards and finds that the canucks are being short changed. Kevin at Sweating the Big Stuff tells us why we shouldn’t save for an emergency fund.

January 124

January Emergency Fund Personal Finance Finance 124