article thumbnail

8 Action Steps for a Frugal February!

Family Balance Sheet

How are you doing with the financial goals you made for 2023? Unfortunately, many people abandon their New Year’s goals by mid-January and everything goes downhill from there. The goal of Frugal February is NOT to feel deprived, but rather to find creative ways to get through the month without unnecessary spending.

February 130
article thumbnail

Frugal February

Family Balance Sheet

How did you do with your financial goals in January? We have only one financial goal for 2019 and we made some progress in January. It was a great feeling to make that payment, and to continue the momentum I want to double down on our financial goal. I’m a big fan of Zero Based Budgeting.

February 100
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Meet Doug & Laura. They Paid off $23,000 in 16 Months. | Debt Free Stories

Family Balance Sheet

Was there a particular event? I went through Dave Ramsey’s Financial Peace University when I was 18 years old. When my wife and I got married, we both made the decision that our first financial priority would be becoming debt free. What are your financial goals now? What inspired you to get debt free?

Debt Free 241
article thumbnail

Find out how Deacon & his Wife Paid off $52,000 of Debt in 18 Months

Family Balance Sheet

Was there a particular event? What are your financial goals now? We plan to be financially free by 40. I am also a huge fan of the Debt Snowball technique. It consisted of student loans, a car loan and even some credit card debt. After putting together a budget, it took us 18 months to pay off all of that debt!

Debt 100
article thumbnail

5 Steps to Succeeding Your Goals

Family Balance Sheet

I found over the years that if I didn't have an event to work towards, I could easily talk myself out of exercise. I learned so much that I hope to apply these lessons to my personal and financial goals for 2012. 5 Steps to Succeeding Your Goals. Set a Specific Goal. become a fan and 'like' FBS on Facebook.

Goals 127
article thumbnail

Find out How Drew & Farrah Paid off $200k of debt, including their HOME

Family Balance Sheet

I am a big Dave Ramsey fan and I often listen to his show while I’m cooking dinner. Drew has a side website company and live event production called Ask Drew How. Was there a particular event? What are your financial goals now? Please welcome Drew & Farrah. They write a personal blog, Where Love Takes Us.

Debt 100
article thumbnail

Find out how Charissa and Her Husband Paid Off $7665 of Debt and Cash Flowed College

Family Balance Sheet

Was there a particular event? However, since paying off our debt, I have become a much bigger fan of the baby steps laid out by Dave Ramsey and really see the wisdom in paying off debt in that fashion. What are your financial goals now? We paid off $7,665 worth of credit cards, school loans and a car loan.

Debt 100