Penny Pinchin' Mom

DECEMBER 17, 2023

The post The Age Old Question: Should You Pay Off Debt or Save? Should you pay off debt or save? So, you want to get started on debt repayment so you can focus on other financial goals? Should you pay off debt or save?

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Pay Off Debt Debt Emergency Fund Financial Goals 52

Family Balance Sheet

SEPTEMBER 29, 2016

Other than the student loans, everything else was consumer debt from 13 years of trying to “keep up with the Jones’ “ We finally managed to get the debt paid off two years and two weeks from the time we started this journey. What inspired you to become debt free? Was there a particular event?

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Debt Debt Free Budgeting Budget 100

Savings Corner

DECEMBER 24, 2023

Working to improve your credit score and reduce your debt-to-income ratio before applying can help get you the best loan terms. A personal loan is money borrowed from a lender that can be used for nearly any purpose. You might, for example, be offered financing by a home improvement store when you buy an appliance.

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Debt Credit Cards Credit College Tuition 52

Family Balance Sheet

JANUARY 20, 2017

debts one by one. What inspired you to become debt free? Was there a particular event? When my husband and I got married, we were making hardly any money. working full time at a low-paying job and going to grad school full time, while my husband was working multiple jobs just to help us make ends meet. .”

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Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

MAY 27, 2015

We made sure we could afford the monthly payments on a 15 year mortgage, with the mindset that we would pay more each month. What inspired you to get debt free? Was there a particular event? There were two things that inspired us to pay off debt. We took advantage of having two incomes. It creates momentum.

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Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

JUNE 8, 2018

I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. Write down any events/holidays/activities that will require funds for the month that you are planning, along with a projection of what you’ll need. The grocery category is the easiest one to reduce.

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Budgeting Budget Financial Goals Goals 133

Family Balance Sheet

APRIL 12, 2016

It took me five years to pay off my debt but two of those years I had a job loss, I was taking care of my grandparents and I had lost my motivation and drive to pay off the debt. What inspired you to get debt free? Was there a particular event? She was so meticulous with her money.

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Credit Cards Debt Debt Free Student 100