Penny Pinchin' Mom

FEBRUARY 16, 2024

Here, let me show you: Say, for example, that your family is used to a certain high-end brand of cereal, but your analysis has shown that it’s too expensive and should be part of the things you cut out of your monthly budget to shore up that 20%. My family chooses to eat out once per week, for example.

Saving Money 52

Saving Money Money Saving Bills 52

Family Balance Sheet

SEPTEMBER 9, 2014

Tell us about you and your family. For example, it took us about 3 years to pay off a combined $17,000 in credit card debt, but later we managed to pay off twice as much in 3 years on about the same income. We actually talk about money and our short- and long-term financial goals a lot, but not so much about spending.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Penny Pinchin' Mom

MARCH 11, 2024

Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal. You can even use a budgeting app if you need a little more support reaching your financial goal.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Family Balance Sheet

JANUARY 5, 2018

I can loaf on the couch when they leave the nest, but for now I need to focus on my family, my health, and my time. These are just my personal goals. I’ll update you on my family’s financial goals for 2018 in another post. My motivation: Focus on family time and needs. 6) Family night.

Goals 100

Goals 2018 Motivation Kids and Family 100

Prairie Eco-Thrifter

FEBRUARY 23, 2016

For example, once a quarter, I review our asset allocation actuals against our target allocations and come up with a plan to discuss and implement based on the analysis. Another example is that once a month I calculate our net worth and review our discretionary spending budget vs. actuals. Set financial goals for the year.

Personal Finance 100

Personal Finance Finance Financial Goals Life Insurance 100

Prairie Eco-Thrifter

AUGUST 26, 2013

For example, if your career is a priority for you, think about how you want your career to develop, what you want to achieve in your working life and what steps and strategies will you need to put in place to achieve what you want. Knowing what you want isn’t enough; you need to also work out the when, why, how, who and where of your goals.

Goals 233

Goals Making Financial Goals Work 233

Family Balance Sheet

OCTOBER 9, 2014

By the end of the month, my goal is to help you have a detailed financial plan for your family. It is my personal mission as the household manager for my family to live well, but I want us to do so on less money. My husband volunteers at our local YMCA for a free family membership. Gym Membership.

Budgeting 100

Budgeting Budget Finance Organic 100

Family Balance Sheet

APRIL 1, 2021

If you are self-employed, work for a company or in an industry that is unstable, or maybe you or someone in your family has medical issues, you might want to save 6-12 months of expenses. It sounds dreadful, but it is possible to reduce your grocery bill without making everyone in your family miserable. 9 – Collect your change.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Prairie Eco-Thrifter

MARCH 8, 2017

If you and your spouse or family disagree on saving, spending or investing one party may inadvertently sabotage the efforts of the other. To prepare your ‘soil’ for growing your finances you can do several things, such as: Learn about different financial institutions, types of assets and investing methods. Use good stock.

Finance 133

Finance Growing Flowers and Plants Gardening 133

Family Balance Sheet

FEBRUARY 18, 2015

Tell us about you and your family. My family and I are most known for paying off over $212,000 worth of debt and medical expenses in four years. Who initiated the debt free goal? Our family of six drove 17 hours in a van with no air conditioning to do our debt free in Dave Ramsey’s office. Where are you from?

Debt 100

Debt Debt Free Finance Goals 100

Family Balance Sheet

JULY 13, 2016

Tell us about you and your family. We have a family of 4. We love to shoot photos and videos and focus on family and a healthy marriage. We obviously love Dave Ramsey and financial teachings so we help to teach those classes at our church one night a week. Example, Farrah would want a pedicure. Where are you from?

Debt 100

Debt Debt Free Finds Home 100

Family Balance Sheet

JULY 2, 2015

She writes about simple living, parenting and her family’s foster story at Fostering Simplicity. Tell us about you and your family. We strive to be a pretty active family. Just as others may struggle with staying on budget, we struggled in dealing with not having much time for each other or as a family during that time.

Student 100

Student Debt Debt Free Finds 100

Prairie Eco-Thrifter

MARCH 10, 2013

As an extreme example, a book I just finished reading – Family Fortunes by Will and Bill Bonner – suggests that folks who want to hold onto their fortunes for 100 years should only make a major financial decision once every 5 years! Few things in life really require an instant decision. Take time to mull it over.

Making 240

Making Home Financial Goals At&T 240

Family Balance Sheet

FEBRUARY 16, 2016

If you are self-employed, work for a company or in an industry that is unstable, or maybe you or someone in your family has medical issues, you might want to save 6-12 months of expenses. Read 11 Simple Menu Planning Tips to learn how to reduce your grocery bill without making everyone in your family miserable.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Prairie Eco-Thrifter

JANUARY 10, 2017

My grandchildren’s other set of grandparents are just one example. Eventually they did a short sale to get out from under the mortgage, moved to the mid-West to take advantage of nearness of family and lower living costs and she took jobs as waitresses. During the long 7 years since the crisis, many people lost jobs and houses.

Spendthrift 100

Spendthrift Economical Consumer Recession 100

Family Balance Sheet

JUNE 8, 2018

Personally, budgeting has allowed us to control of our money, reach financial goals, and start planning for our dream life. For example, if your paychecks net to $3000 a month, then you plan the spending for $3000, and not a single dollar over or under. Join my private Facebook group: Family Budgeters Unite!

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Savings Corner

DECEMBER 24, 2023

Doing so will empower you to make the best decisions for your family — and your wallet. Get started: Define your personal and financial goals. Buying a house: A step-by-step guide 1. Determine why you want to buy a house Purchasing a home is a major decision that shouldn’t be taken lightly. What’s your local market like?

Real Estate 52

Real Estate Buy Buying Credit 52

Penny Pinchin' Mom

MARCH 11, 2024

Imagine keeping the family afloat during periods of strife, such as WWII. This can ultimately lead to substantial savings that can go toward your financial goal and keep you from being wasteful. Here are a few family meal plan templates you can check out. This is especially true when it comes to bonding with the family.

Saving Money 52

Saving Money Money Mom Used 52

Prairie Eco-Thrifter

NOVEMBER 12, 2011

He discusses income beneficiaries, remainder beneficiaries and provides and example of the use of a dynasty trust. Smart Family Finance: Is Your Budget Easy to Beat? – One of the most important components to a budget is setting financial goals. The College Investor: Top Five College Myths – Dispelled!

November 188

November 2011 Personal Finance Finance 188

Prairie Eco-Thrifter

JANUARY 7, 2015

Set Monthly Money Goals. Do a review of your finances this month to set monthly financial goals for yourself and your family. Monthly goals are better than yearly goals, because a month is a short enough time that you will actually stick to them.

Goals 100

Goals Financial Goals New Year's Budgeting 100

Prairie Eco-Thrifter

NOVEMBER 29, 2012

One of the most important things in life is to find ways to achieve your financial goals. However, planning for your financial future can be tricky and complicated because there are many things to prepare for and arrange. For example, do you have a big 3 ! Make sure your family is protected.

Life Insurance 203

Life Insurance Financial Goals Insurance Taxes 203

Family Balance Sheet

JUNE 2, 2016

Today’s Debt Free Story is from Richard of Frugality Magazine , where he shares frugal living tips for financial freedom. Tell us about you and your family. For example I got up at 3.45 For example a few friends owed me money, so I pressured them to settle what they owed. What are your financial goals now?

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Family Balance Sheet

MARCH 4, 2015

Tell us about you and your family. I love photography, archery, yoga, reading self-help books, taking spinning classes and being with my friends and family as much as possible. If we look at the coffee example, I do grab an occasional coffee when I’m out but I have never gone back to that old habit. Where are you from?

Debt 100

Debt Credit Cards Debt Free Student 100