Prairie Eco-Thrifter

MAY 26, 2016

My grown kids are also savers and I have high hopes that the grandchildren will follow their example. To learn to live within your means is one of our primary family money values. Helping the parents teach my grandchildren to save is an ongoing project of mine. Trepidation about having the grand-kids open a savings account.

Money 124

Money Saving Money Lowes Grandchildren 124

Prairie Eco-Thrifter

DECEMBER 6, 2012

Then, roll the change, take it to your local bank and deposit the change in your savings account. One of the most effective ways of saving change is to have it removed from your paycheck automatically. Set a specified amount, say $25 per pay period, to be deposited into your savings account. Automatic Deposit.

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Bank Banking Money Saving 265

Family Balance Sheet

MARCH 15, 2017

Instead I’m writing about my family’s experience with traditional health insurance and how it has affected OUR finances. For example, at that time, maternity was not included in any individual plan. We did take advantage of one benefit of a high deductible health plan: a Health Savings Account.

Health Insurance 100

Health Insurance Insurance Health 2003 100

Family Balance Sheet

APRIL 1, 2021

If you are self-employed, work for a company or in an industry that is unstable, or maybe you or someone in your family has medical issues, you might want to save 6-12 months of expenses. Now that we’ve paid off six figures of non-mortgage debt , we are working on saving 6 months’ expenses and maybe even more.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Prairie Eco-Thrifter

NOVEMBER 30, 2014

As examples, consider the following, from The Fool’s article Ordinary People, Extraordinary Wealth. One way to do this in a two income family is to live off of one income and bank the other. Figure out what you need to live and put the rest in a secure account. Put the holiday gift of cash into your account.

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Virginia Money Real Estate Growing 160

Family Balance Sheet

APRIL 6, 2015

When you’re informed, you’ll be able to make better decisions when it comes to tax-advantaged investments, like retirement, health savings accounts, and educational savings accounts. Here’s just an example to check out: The 2015 Tax Fact Sheet and Calendar. I thought this was very helpful.

Taxes 100

Taxes Education Re-use Tools 100

Prairie Eco-Thrifter

JANUARY 30, 2013

Know where these items are, and make sure other family members know as well. If you have limited storage space, at least put together a 72-hour kit for each member of your family. Make sure that you understand escape routes from the house, and that you drill family members on how to get clear of the house, and where to meet.

Emergency Fund 211

Emergency Fund Job Loss Transportation Staying Warm 211

Coupons Do Work

MAY 17, 2016

Family Video -free overnight movie or game rental for students that have A’s on report card in any core subject. For example: Alpine Bank – Pays for A’s program. Family Trust Federal Credit Union – open savings account. 3 Rivers Credit Union -open a Buddy (Cub) account for your child.

Free Stuff 100

Free Stuff 2016 Baskin Robbins Student 100

Prairie Eco-Thrifter

JULY 30, 2012

Remember, that is what you are working towards – a secure financial future for you and your family; this is not about short-term gains. Save With Each Paycheck Promise yourself that you will save something out of every paycheck. Arrange for your savings amount to be automatically deposited into a savings account.

Debt 202

Debt Budgeting Budget Finance 202

Prairie Eco-Thrifter

MARCH 22, 2011

For those of you just tuning in, here is the background to this topic: One of the things that I am really passionate about is setting a good example for the next generation. When you are young and many years from considering retirement (and not earning much), it’s tough to save money. That’s what emergency savings are for.

Money 124

Money Personal Finance Consumerism Plumbing 124

Saving Cents With Sense

JANUARY 1, 2014

I have many ways for you to start saving, including couponing, but before you become overwhelmed with the idea, here are 10 tips that are simple, easy and will make you one savvy shopper in 2014, so you can start saving more. 10 Savvy Ways to Save in 2014. Pay yourself first with a savings account.

2014 88

2014 Saving Bills Emergency Fund 88

Saving Everyday

OCTOBER 27, 2023

I simply put the word out to friends and family on social media, and he has stayed busy ever since. For most people, groceries are a huge expense, especially if you have a family. This will save you a ton of money! Everyone in my family loves leftovers, so this one is easy for us! Save your savings.

Saving Money 52

Saving Money Budgeting Budget Money 52

Family Balance Sheet

FEBRUARY 16, 2016

If you are self-employed, work for a company or in an industry that is unstable, or maybe you or someone in your family has medical issues, you might want to save 6-12 months of expenses. Read 11 Simple Menu Planning Tips to learn how to reduce your grocery bill without making everyone in your family miserable.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Saving Cents With Sense

JANUARY 3, 2017

Before you know it, you will be saving more in 2015 and become a savvy shopper! 10 Savvy Ways to Save in the New Year. Pay yourself first with a savings account. It is simple to open a savings account if you haven’t already. Enjoy FREE family friendly events. Pack a lunch and watch your savings grow.

New Year's 40

New Year's Saving Bills Emergency Fund 40

Saving Everyday

APRIL 24, 2012

Starting January 2012, we set up an automatic withdraw to a new “vacation savings account” of $25 a week. But since our trips also include visiting my family for a week or so, we always spend more than what we’ve budgeted. For example, if my total is $1.25, I give $2.00 See my tip HERE. Change = $59.50.

March 86

March Disney Friends And Family Sale Vacation 86

Saving Everyday

MAY 11, 2013

It’s a quick and easy way to save a minimum of $1378 this year! For example, if my total is $1.25, I give $2.00 Back in January 2012, we set up an automatic withdraw to a new “vacation savings account” of $25 a week. The extra $25/week ensures we have enough for both Disney AND visiting family.

Disney 40

Disney April Gift Cards Re-use 40

Saving Cents With Sense

JANUARY 1, 2015

Before you know it, you will be saving more in 2015 and become a savvy shopper! 10 Savvy Ways to Save in the New Year. Pay yourself first with a savings account. It is simple to open a savings account if you haven’t already. Enjoy FREE family friendly events. Pack a lunch and watch your savings grow.

New Year's 40

New Year's Saving Bills Emergency Fund 40

Saving Everyday

APRIL 12, 2013

For example, if my total is $1.25, I give $2.00 Back in January 2012, we set up an automatic withdraw to a new “vacation savings account” of $25 a week. I am from Palm Bay which is only about an hour from Disney, so we always visit family while we’re there. Change = $48.35. and get $0.75 so I get $0.75

Disney 69

Disney March Gift Cards Ebates 69

Prairie Eco-Thrifter

SEPTEMBER 28, 2014

Many families are toeing the line of slipping into debt, if they aren’t already over their heads. I know how hard it is to start saving. As the time passed, I was able to figure out ways to save more money and stay on top of my finances. Extra Income Goes Into Savings.

Building 225

Building Emergency Fund Money Savings Account 225

Prairie Eco-Thrifter

APRIL 6, 2012

Wayne presents Purpose of Budgeting posted at Young Family Finance , saying, “Are you left wondering why you should budget? Darwin presents Pairs Trade: Real Examples and Profit Potential posted at Darwin’s Money , saying, “Here’s a way to invest and profit with zero dollars out of pocket!

Money 133

Money Finance Personal Finance Real Estate 133

Prairie Eco-Thrifter

JUNE 18, 2021

Retirement has become an uncertain landscape for many families as they’ve watched economic markets shift and debt grow while financial burdens wreak havoc. But even if you’re in your later years and retirement feels only a few years away, there are actions you can take to plan for yourself and your family.

Insurance 100

Insurance Re-use Delivery Service Family 100

Saving Everyday

JULY 13, 2012

This is the first year I started a Disney/vacation savings account of $25 a week. In all fairness, I should also point out that my family lives less than an hour from Disney, so we go once a year to see them anyway. For example, if my total is $1.25, I give $2.00 Here’s a tip that can make a HUGE difference.

Disney 83

Disney Hotel Goals Money 83

Prairie Eco-Thrifter

JUNE 14, 2012

Take personal finances, for example; too many people over-think their finances, with the result that it all seems too hard. So we just give up on trying to control expenditure and saving. Assess Your Bank Accounts The next simple thing is to look at your bank accounts; if you have several, think whether you need them all.

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Simple Finance Budgeting Budget 221

Prairie Eco-Thrifter

MAY 29, 2013

Also, consumers with the best scores hold a variety of credit accounts – for example, a mortgage, an auto loan and a credit card. Bank accounts don’t factor into your credit score, but the relationship you have with your bank might lead to financing opportunities. Consider opening an account at a local credit union.

Credit Cards 234

Credit Cards Credit Building Rent 234