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Buying A House In 2023: A Step-By-Step Guide

Savings Corner

Get started: Define your personal and financial goals. Each market has its own quirks to consider: For example the taxes, cost of living , job market and housing situation in California will yield different buying conditions than in Texas or Ohio. What’s your local market like?

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Mortgage Refinancing: What Is It And How Does It Work?

Savings Corner

For example, if you still owe $250,000 on your home, and it’s worth $325,000, your home equity is $75,000. Most refinances won’t affect your property taxes, but completing a remodel with a cash-out refinance can increase your home’s value — which could mean a higher tax bill.

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How to Start a Budget (and be successful at it!)

Family Balance Sheet

Personally, budgeting has allowed us to control of our money, reach financial goals, and start planning for our dream life. A zero-based budget is planning for every single dollar of after-tax income. For example, if today is May 22, then follow these steps to plan for June’s budget. Budgeting is a lifelong habit.

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