Penny Pinchin' Mom

DECEMBER 17, 2023

The post The Age Old Question: Should You Pay Off Debt or Save? Should you pay off debt or save? So, you want to get started on debt repayment so you can focus on other financial goals? However, if you pay off these debts, there will be nothing left for investments in these tough financial times.

Pay Off Debt 52

Pay Off Debt Debt Emergency Fund Financial Goals 52

Motherhood Moments

FEBRUARY 7, 2023

For example, a handmade gift can often hold a lot more meaning than an expensive object.” Some of the best first steps to take include increasing the amount of money you save or use to pay off debts, making fewer non-essential purchases and sticking to a budget.

Valentines Day 130

Valentines Day Thrifty Debt Las Vegas 130

Family Balance Sheet

SEPTEMBER 9, 2014

About $52,000 of that $147K was consumer debt (credit cards, a student loan, a car loan, a home improvement loan, etc.) But it wasn’t a decade of nothing but paying off debt. When we first started we couldn’t have even conceived of becoming completely debt free. What inspired you to get debt free?

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

JUNE 2, 2016

For example I got up at 3.45 One creditor, for example, agreed lower monthly payments, while another offered to shave a fair amount off what I owed in exchange for a lump-sum payment. Don’t assume the debt you owe is set in stone; being willing to ask can make a big difference! am most days to start work.

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Savings Corner

DECEMBER 27, 2023

Ideally, getting one positively impacts your overall financial health, by helping you pay off debt faster, for example, or adding to the value of your home. It also provides an apples-to-apples comparison across financial products, so you can compare the cost of a personal loan to a credit card, for example.

Debt 40

Debt Home Improvement Consumer Credit 40

Family Balance Sheet

JUNE 8, 2018

I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. For example, if your paychecks net to $3000 a month, then you plan the spending for $3000, and not a single dollar over or under. During that time, I started to budget for everything.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Savings Corner

APRIL 4, 2024

DSCR = annual net operating income / total annual debt, including principal and interest Many lenders won’t consider any business with a DSCR below 1.25, and the higher the number, the stronger you look. Find your annual net operating income.

Bank 40

Bank Banking Credit Finance 40