Penny Pinchin' Mom

FEBRUARY 16, 2024

Needless to say, a vast majority of Americans don’t own luxury vehicles, but that’s not to say that these people own broken-down used cars. How much of that do you have saved up as we speak? Use Cash Every time you use your credit card, you are paying interest on that purchase. What is your dream car?

Cars 52

Cars Car Bank Banking 52

Family Balance Sheet

FEBRUARY 19, 2022

While I was still helping my husband from home with his business, I felt like I wasn’t contributing to our finances and that drove me crazy. But chapter 17 helped me realize that I could contribute substantially to our finances–just in a different way. No surprise there; I write a blog about family life and finances.

Office 130

Office Family Finance Kids and Family 130

Prairie Eco-Thrifter

MAY 26, 2016

My grown kids are also savers and I have high hopes that the grandchildren will follow their example. Helping the parents teach my grandchildren to save is an ongoing project of mine. Trepidation about having the grand-kids open a savings account. Both are now old enough to open a bank savings account.

Money 124

Money Saving Money Lowes Grandchildren 124

Prairie Eco-Thrifter

DECEMBER 6, 2012

This will help you save money, especially when you take a look at the prices of food today. Now that you know how to save, let’s take a look at how to put the savings away. Save Those Pennies. Then, roll the change, take it to your local bank and deposit the change in your savings account.

Bank 265

Bank Banking Money Saving 265

Prairie Eco-Thrifter

JUNE 14, 2012

Take personal finances, for example; too many people over-think their finances, with the result that it all seems too hard. So we just give up on trying to control expenditure and saving. Wouldn’t it be much simpler if you only had a few accounts, maybe a working account and one or two savings accounts?

Simple 221

Simple Finance Budgeting Budget 221

Prairie Eco-Thrifter

APRIL 25, 2011

The key is to invest the time to teach your kids the right ways to manage their finances. Teach them actionable methods and strategies that will help them learn all of the ropes of personal finance. For example, you could shift the responsibility of paying the cell phone bill to your child. Teach them how to pay bills.

Bills 174

Bills Finance Budgeting Budget 174

Penny Pinchin' Mom

DECEMBER 17, 2023

Advantages of Paying Off Debt From a purely financial point of view, it makes more sense to focus on debt payoff rather than directing available cash to a savings account. From a personal point of view, I much prefer living debt free. This means you earn more than if you were to source for funds from a third party.

Pay Off Debt 52

Pay Off Debt Debt Emergency Fund Financial Goals 52