The Frugal Girl

JANUARY 9, 2024

Tell us a little about yourself! My cute kids when they were little I used to be a Spanish teacher until I stopped working to stay home with my kids. but can use our money to enjoy life now and meet our family’s needs while still being responsible for the future 5. Here’s Gretchen: 1.

Oregon 190

Oregon Home and Garden Kids and Family Money 190

Motherhood Moments

MARCH 4, 2023

For example, you need not go for expensive brands and the latest trends whenever you shop. So, when “unpleasant surprises” arise, like a car repair or medical bill, you’re confident that you have enough money set aside to cover these. Now, staying frugal doesn't mean living a life of deprivation. on your credit card.

Debt 130

Debt Money Building Credit Cards 130

Prairie Eco-Thrifter

MARCH 11, 2014

Some things can be repaired, but usually true collectors want original condition. Don’t clean or repair immediately. Repair only when it will increase the value. Of course, if you don’t plan to sell the item, you might want to repair it so you can actually use it or get full enjoyment from it.

Collectibles 170

Collectibles Repairs Aunt Garage 170

Prairie Eco-Thrifter

DECEMBER 9, 2021

If you are someone that likes to put up Christmas lights, you can look for eco-friendly battery-powered lights to save on electricity or just don’t use so much. . Don’t use a tumble dryer. Tumble dryers are very useful in the winter, but if you have heating and enough space, you should think about ditching the tumble dryer.

Money Saving 100

Money Saving Money Saving Lunch 100

Prairie Eco-Thrifter

JUNE 19, 2012

Every homeowner knows that renovations and home repairs are necessary to keep the home in tiptop shape. Here are techniques you can use to minimize your spending but still renovate your home. Survey the current status of your house This step will allow you to see what needs to be renovated or repaired and what can be preserved as is.

Renovation 188

Renovation Home Budgeting Budget 188

Motherhood Moments

JANUARY 18, 2023

As well as this, perform a mobility routine to help with your joints that will be most used in your workout, such as arm and shoulder circles if you are training upper body. As your body gets used to the workout, you’ll build strength and resilience and will eventually have the ability to push yourself to the next level.

Building 100

Building Fitness Goals Consumer 100

Prairie Eco-Thrifter

AUGUST 20, 2014

In the 1940′s he became a radio repair technician, started his own radio repair service company, went to work for an aircraft manufacturer and eventually ended up working on parts of the space program in the 1960s. He finished formal training through high school and trade school, but set an example of lifelong learning for me.

Radios 162

Radios Real Estate Work Kids and Family 162

Penny Pinchin' Mom

FEBRUARY 16, 2024

Needless to say, a vast majority of Americans don’t own luxury vehicles, but that’s not to say that these people own broken-down used cars. Here’s how you can do that without breaking the bank or losing your sanity: Do Your Research “When buying a used car, punch the buttons on the radio. What is your dream car?

Cars 52

Cars Car Bank Banking 52

Prairie Eco-Thrifter

AUGUST 28, 2014

The gel cost less than $5, and in a year, I’ve only used 1/3 of the bottle. If you have a couch that is still in serviceable condition but is no longer stylish, consider getting it reupholstered or even using a well fitting cover. I mentioned to the mechanic at our repair shop that it was time to think about getting a new car.

Saving Money 198

Saving Money Work Money Car 198

Prairie Eco-Thrifter

JANUARY 30, 2012

Thrift stores are for more than just clothing, and they are great places to find used furniture for cheap. Some people wouldn’t be caught dead going into a thrift store, but they are often nice, clean stores where you can find great, gently used items at great prices. Look for things that you cannot repair.

Thrift Stores 201

Thrift Stores Thrifting Furniture Storing 201

Motherhood Moments

MARCH 10, 2023

Shanker is renowned for using cutting-edge neuroscience to help children feel happy and think clearly by better regulating themselves. It is a real eye-opener to discover when terms like “bad,” “stupid,” or “lazy” first came into use. Let’s take a simple example. I had a chance to learn more in this interview.

Parenting 150

Parenting Kids and Family Flights Restaurant 150

The Frugal Girl

NOVEMBER 27, 2023

I racked up more debt to move to California, then the fancy car turned out to be a lemon, requiring a bunch of expensive repairs. I try to set a good example, so hopefully that’s a good start. I still remember that they bought a kit for me with fake checks and a fake checkbook to balance, using money in the Bank of the Parents.

California 172

California Cars Car College 172

Savings Corner

DECEMBER 25, 2023

Average annual insurance cost Average homeowners insurance cost by home age Older homes often cost more to insure because they typically don’t have the safety features that newer homes do, and repairs can be costly. Loss of use , or additional living expenses coverage. Coverage limits were the same for all three houses.)

Homeowner Insurance 52

Homeowner Insurance Insurance December Credit 52

Prairie Eco-Thrifter

AUGUST 23, 2012

They wanted all new furniture for their home so they shopped around to find the store they wanted to use. Perhaps the city wants to use your land for some public work and invokes eminent domain laws to take an easement. As an example, last year I learned the importance of keeping our AC filters clean. Home Decorating.

Saving Money 202

Saving Money Money Home Home and Garden 202

Savings Corner

DECEMBER 27, 2023

If you want more information about one of the cities you’ve compared, you can use NerdWallet’s City Life tool for data on local schools and businesses, walkability and demographics — more than basic cost comparisons. For others, it involves driving your car, and that means factoring in car repairs, gas, tolls and parking.

Calculators 52

Calculators Tools Transportation Healthcare 52

Savings Corner

DECEMBER 24, 2023

Check your credit score Your credit score will help you determine your financing options; lenders use it (among other factors) to set the terms and rates of your loan. Negotiate repairs and credits Your home inspection may reveal a few issues, especially if it’s an older home. Some sellers won’t agree to extensive repairs.

Real Estate 52

Real Estate Buy Buying Credit 52

Savings Corner

APRIL 4, 2024

Home equity loans are best used for five-figure renovation or repair projects — which can garner you a tax deduction on their interest — or to consolidate other debts. You can use the funds from a home equity loan for any purpose, but there’s a possible tax benefit if you use the money to improve your home.

Home 52

Home Debt Credit Cards Credit 52

Savings Corner

APRIL 4, 2024

Both act as second mortgages, using your home as collateral, and may offer tax deductions if the funds are used for substantial repairs or upgrades. Both funding options allow you to use the funds however you see fit. Others use them to pay off high-interest credit card debt or other bills. $16

Home 52

Home Work Debt Credit 52

Saving Everyday

SEPTEMBER 12, 2022

Read on for strategies we use that really work! From an early age, my Dad instilled in us the value of hard work and living within your means. I vividly remember him saving his change all year and having us kids roll it for vacation. For example, this month we went about $135 over our frivolous spending budget.

Saving Money 52

Saving Money Money Saving Bills 52

Prairie Eco-Thrifter

NOVEMBER 23, 2011

Here’s why: The whole point of “energy-star” appliances is that they use less energy, and are therefore easier on the environment. Some argue that these new technologies actually use more energy than ever before, leaving a negative global impact. If it breaks, consider taking it in to get a repair.

Washer and Dryer 182

Washer and Dryer Appliances Dryers Transportation 182

Prairie Eco-Thrifter

APRIL 27, 2011

There are a thousand examples to list, but instead of listing them all, let’s take a look at 5 questions you can ask yourself to figure out if a deal is really worth it. This is a simple question but one all of us (myself included) have a hard time answer sometimes. Question #4: How much will I use it? Question #1: Do I need it?

Credit Cards 150

Credit Cards Gas Mileage Money Credit 150

Prairie Eco-Thrifter

AUGUST 18, 2011

For example, even if they do not require it, they may ask for the driver’s financial records to see if they can bear the expenses for any repairs to be made (if any) in an accident if they are found guilty. Therefore, it is very useful to raise the deductible you pay because it can save you money each month.

Insurance 179

Insurance Saving Money Cars Car 179

Prairie Eco-Thrifter

JANUARY 21, 2013

Understand what regulations there are on the use of the property. will save you the inconvenience of slicing through them while putting in new landscaping (this actually happened to us). If particular types of repairs are done too many times on specific items it could point to a larger issue.

Real Estate 202

Real Estate Home Buy Buying 202

Savings Corner

DECEMBER 27, 2023

Lenders primarily use your financial and credit information to determine your rate, but may consider additional information like whether you own your home, your education level and your employer. Personal loan uses One benefit of getting a personal loan is you can use the money for nearly any purpose.

Debt 40

Debt Home Improvement Consumer Credit 40

Koupon Karen

FEBRUARY 3, 2024

Comparison Shopping Reading multiple reviews for similar products allows for useful comparisons between models and brands. Discover Accessories & Compatible Add-Ons Product reviews often give tips about useful accessories, hard-to-find replacement parts, and other compatible add-ons.

Consumer 40

Consumer Landscaping Customer Reviews Shopping 40

Savings Corner

DECEMBER 27, 2023

Your less math-friendly entrepreneurs could use your help in keeping their personal and business finances in order. Even if you don’t have prior video experience, like graphic design, there are numerous courses online that can teach you how to cut and edit video using programs like Adobe or Final Cut Pro.

Real Estate 52

Real Estate Re-use Podcasts Work 52

Family Balance Sheet

APRIL 1, 2021

Our emergency fund has saved us countless times and it will save us once again with the truck. And while I don’t like parting with our money, I am grateful that this repair won’t send us into financial distress. How would you pay for an unexpected car repair? Can you fix a repair yourself?

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Prairie Eco-Thrifter

JANUARY 29, 2014

For example: She used her bonus to put in a new laundry room, even while worrying about sending her high school senior to college. Instead of repairing a storm damaged garage roof (with money given to her for that purpose), she asked life for a trip to London and got it. He ended up getting a full ride scholarship!

IBM 172

IBM Life Insurance Giving Airfare 172

Savings Corner

DECEMBER 24, 2023

Instead, you’ll work with a mortgage lender of your choosing, which might be a bank, online lender or credit union, for example. The money can only be used for your down payment and closing costs. The nonprofit doesn’t use credit scores to qualify you, either: Instead, it looks at other factors such as rent payment history.

Insurance 52

Insurance Finance Home Education 52

Family Balance Sheet

SEPTEMBER 9, 2014

For example, it took us about 3 years to pay off a combined $17,000 in credit card debt, but later we managed to pay off twice as much in 3 years on about the same income. We also went through multiple job losses, surgeries, huge car repairs, etc. And so we started plugging away on that. to a high of maybe $80,000/year.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Prairie Eco-Thrifter

APRIL 3, 2013

I got 160,000,000 results today using Google Chrome. Time saved alone is worth the small effort you expend in learning how to make these repairs. Pinking shears, are one example (although they really aren’t that advanced). There are many crafters, clothing designers and beginning savers who sew. Sewing is an art.

Sewing 201

Sewing Sewing Machines Machines Saving Money 201

Motherhood Moments

FEBRUARY 21, 2023

Peaceful Parenting looks beyond the traditional strategies of parenting that use fear, control and manipulation to “get kids to behave,” to better prepare them for the ups and downs of life and to allow our kids to thrive as fulfilled and mature adults. Most importantly we model REPAIR. All of us make mistakes.

Parenting 100

Parenting Communications Kids and Family Friends And Family Sale 100

The Frugal Girl

NOVEMBER 20, 2023

This spring, the gym closed down and sold off their equipment at a deep discount so now I am well stocked for any kettlebell weight I want to use. We never would have been able to afford it in normal times, but we had spent many years making frugal choices that put us in a position where we could take advantage of the opportunity.

Iowa 168

Iowa Friends And Family Sale Boys Son 168

Prairie Eco-Thrifter

FEBRUARY 27, 2015

Last year we used a man that had prior experience as the grounds keeper/maintenance man for a millionaire family. He assisted or handled minor repairs and maintenance, such as hanging my new drapes or putting together a BBQ. He lined up cleaners to come in after each visitor stay. He programs from home after normal work hours.

Son 100

Son Vacation Money Cleaning 100

Prairie Eco-Thrifter

AUGUST 9, 2011

Because of this, most of us are probably being taken by paying more for products than we could be paying. To keep up we need to learn that negotiation (aka haggling) is acceptable, expected and useful. Negotiation is business - as my boss used to say “Everyday, everything is a negotiation”. Our culture now seems to be changing.

Haggle 202

Haggle Haggling Price Discount 202

Family Balance Sheet

FEBRUARY 16, 2016

Our emergency fund has saved us countless times and it will save us once again with the truck. And while I don’t like parting with our money, I am grateful that this repair won’t send us into financial distress. How would you pay for an unexpected car repair? Can you fix a repair yourself?

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

The Frugal Girl

FEBRUARY 26, 2024

I don’t use it much, but I have run background checks for divorced friends who are dating again through online apps. I learned how to repair my own car. I’ve learned a lot and while some things are too late for us (taking advantage of years of compounding interest, for example), it’s just the right time for them.

Daughter 130

Daughter Green And Frugal Money Grandmother 130