Prairie Eco-Thrifter

NOVEMBER 30, 2014

The proverbial saying ‘money doesn’t grow on trees’ is used by many a parent in denying some wished for item to their children. Well, kids, your parents lied to you – money does grow on trees. The trees are your investment accounts. Learn from books but learn from doing and observing as well.

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Prairie Eco-Thrifter

MAY 26, 2016

It has served me well over the years, eventually leading to my current position of financial freedom. My grown kids are also savers and I have high hopes that the grandchildren will follow their example. Helping the parents teach my grandchildren to save is an ongoing project of mine. I’m a saver, always have been.

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Prairie Eco-Thrifter

JANUARY 30, 2017

The author of Kiplinger article ‘How Money Is Used as a Weapon in Relationships ‘ says: “Money is among the most powerful weapons of control in a relationship.” Yet newlyweds as well as long time married folks may not even be aware of some of the money tricks they or their spouse could be using.

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Prairie Eco-Thrifter

JANUARY 4, 2012

It takes a well-thought-out business plan, it takes hard work initially with no guarantee of success, and there’s often scoffing along the way from all the people that think you’re crazy for trying something so unheard of. Let me try to explain this with a Warren Buffett example. Do you want to know the truth?

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Penny Pinchin' Mom

DECEMBER 17, 2023

Advantages of Paying Off Debt From a purely financial point of view, it makes more sense to focus on debt payoff rather than directing available cash to a savings account. Before I took up my Financial Reboot journey, I was more focused on growing my savings accounts as opposed to paying off debt first.

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Saving Cents With Sense

JANUARY 1, 2014

I have many ways for you to start saving, including couponing, but before you become overwhelmed with the idea, here are 10 tips that are simple, easy and will make you one savvy shopper in 2014, so you can start saving more. 10 Savvy Ways to Save in 2014. Pay yourself first with a savings account.

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Prairie Eco-Thrifter

JANUARY 27, 2014

My favourite example of this is the Betterment platform. With Betterment, all you do is sign up for an account. Decide how much to invest initially and if you’d like automatic deposits made to your investment account from checking. You’ll have to choose from one of the options that the company you work with has.

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Prairie Eco-Thrifter

JANUARY 30, 2013

Know where these items are, and make sure other family members know as well. For example, if my family were to experience a sudden drop in income, we have enough home food storage to help us along for a few months. You can augment with other emergency sources as well. Think ahead, and prepare for emergencies.

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Prairie Eco-Thrifter

FEBRUARY 3, 2016

With so many things that we parents have to teach our children, from using the potty to being a good and decent citizen, it’s no wonder that financial lessons sometimes get pushed aside in favor of more immediate needs in raising our kids. Here are a few that worked for us. Set an example of living below your means.

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Saving Cents With Sense

JANUARY 3, 2017

Before you know it, you will be saving more in 2015 and become a savvy shopper! 10 Savvy Ways to Save in the New Year. Pay yourself first with a savings account. It is simple to open a savings account if you haven’t already. Be a savvy spender by using coupons. Record all your expenses for one month.

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Savings Corner

DECEMBER 27, 2023

Lenders primarily use your financial and credit information to determine your rate, but may consider additional information like whether you own your home, your education level and your employer. Personal loan uses One benefit of getting a personal loan is you can use the money for nearly any purpose.

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Family Balance Sheet

APRIL 1, 2021

Now that we’ve paid off six figures of non-mortgage debt , we are working on saving 6 months’ expenses and maybe even more. Consider setting the money aside in a savings account that isn’t immediately accessible and doesn’t have an ATM attached to it This will help to avoid any impulsive non-emergency spending.

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Saving Cents With Sense

JANUARY 1, 2015

Before you know it, you will be saving more in 2015 and become a savvy shopper! 10 Savvy Ways to Save in the New Year. Pay yourself first with a savings account. It is simple to open a savings account if you haven’t already. Be a savvy spender by using coupons. Record all your expenses for one month.

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Savings Corner

DECEMBER 24, 2023

Portions of this article were drafted using an in-house natural language generation platform. A personal loan is money borrowed from a lender that can be used for nearly any purpose. Consolidate debt: You can use a personal loan to consolidate expensive debt, such as credit card debt.

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Saving Everyday

APRIL 24, 2012

Even though we are well into April, I wanted to give you a quick update on my Disney fund! Starting January 2012, we set up an automatic withdraw to a new “vacation savings account” of $25 a week. For example, if my total is $1.25, I give $2.00 For example, if my total is $1.25, I give $2.00 and get $0.75

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Saving Everyday

OCTOBER 27, 2023

I’m using Christmas as the goal because it’s three months away, and that’s what most people are looking for this time of year. Having said that, use this as a guide to work towards your goals all year long ! Sell it and save it! Used clothing, toys, and necessities sell very well.

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Family Balance Sheet

MARCH 15, 2017

Looking back, we were grateful for COBRA, even though it was pricey, because it gave us some time to research our possibilities while still insured. For example, at that time, maternity was not included in any individual plan. We did take advantage of one benefit of a high deductible health plan: a Health Savings Account.

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Prairie Eco-Thrifter

MARCH 2, 2011

And with spring time comes spring cleaning, the chance to de-clutter your house, get rid of the belongings you no longer have use for and freshen up the old place. But the cost of cleaning products and the chemicals used in many of them means that spring cleaning can come at a cost to both you and the environment.

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Coupons Do Work

SEPTEMBER 15, 2016

For example, I went to University of Western Ontario in London, Ontario, Canada for a year. I remember I had spent $800 Dollars (that was the USD amount as they had converted it for me) and I didn’t have that money in my bank account. For example , the Boston Museum of Fine Art and the Philadelphia Museum of Art.

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Coupons Do Work

MAY 17, 2016

Bank Rewards – Check with your local banks and credit unions as many of them offer money rewards for good grades as well ~ so fun! Card can be used for food, fuel or merchandise at Tesoro Locations. For example: Alpine Bank – Pays for A’s program. Family Trust Federal Credit Union – open savings account.

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Saving Everyday

APRIL 12, 2013

I buy the gift card I want through QuickRewards , get paid for doing that, use that same gift card to shop online through QR, and get paid for that too. I collect the gift cards and use them to order essentials for our trips. If I don’t use them for a trip, I save them for Christmas. Sweet huh?? free money!

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Saving Everyday

MAY 11, 2013

And even better, you can use these in addition to manufacturer coupons. 52-Week Money Saving Challenge = $80.00. It’s a quick and easy way to save a minimum of $1378 this year! For example, if my total is $1.25, I give $2.00 For example, if my total is $1.25, I give $2.00 Go HERE for full details on this!

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Family Balance Sheet

FEBRUARY 16, 2016

Being self-employed, we have a higher starter fund on hand and when we pay off our non-mortgage debt, we will save to at least 6 months expenses and maybe even more. Remember this account is specifically for your emergency fund. It is NOT a spending account. We use an online account like, Capital One 360 (my referral link).

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Savings Corner

DECEMBER 27, 2023

For example, someone close to retirement with a healthy nest egg will likely have a very different investment plan than someone just starting out in their career with no savings. In the video below, learn more about how investing harnesses the power of compound interest, and differs from saving.

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Savings Corner

DECEMBER 25, 2023

You may have to keep your product updated or your rental property well-maintained, in order to keep the passive dollars flowing. For example, language teachers and stock-picking advice may use this model. The platform then pays you every time someone uses your photo.

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Prairie Eco-Thrifter

APRIL 6, 2012

It’s modeled much like Michael Pollans Food Rules with many one-page rules that give short but useful tidbits of information. I have finally listed many of the financial resources, firms, services, and products that I personally use and recommend. Kyle presents Enter to Win our April iPad Mania Giveaway! ” Investing.

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Prairie Eco-Thrifter

JUNE 18, 2021

However, it’s important to use a critical eye when evaluating where your money is coming from and where it’s going. Look at your current savings as well. If you do not have enough saved up to cover your expenses for at least one full year, you should carefully funnel your funds into your savings account.

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Prairie Eco-Thrifter

JUNE 14, 2012

Take personal finances, for example; too many people over-think their finances, with the result that it all seems too hard. So we just give up on trying to control expenditure and saving. This means that you put off getting things organized and putting things off never works, as we all know too well! So what do you think?

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Savings Corner

DECEMBER 25, 2023

2023 capital gains tax calculator Use this capital gains calculator to estimate your taxes on assets sold in 2023. Our capital gains tax calculator shows how much that could save. That means you don’t have to pay capital gains tax if you sell investments within these accounts. How do I avoid capital gains taxes?

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Prairie Eco-Thrifter

MAY 29, 2013

Only a small portion of your FICO score is based on having and using revolving credit. Pay your bills on time and avoid carrying credit card balances, and you’re well on your way to an excellent score. Also, consumers with the best scores hold a variety of credit accounts – for example, a mortgage, an auto loan and a credit card.

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For the Mommas

JULY 10, 2016

Over the next several weeks we will be posting articles that will help you budget and save your money. Couponing is a great start (you do use coupons, right?) For example, your electric bill may be higher in periods of more extreme weather if you use your air conditioner and heat to offset the temperature outside.

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