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Family Budget Spreadsheets 2021

Family Balance Sheet

My mission has always been to help families build a strong financial plan, gain confidence with their money, and live the life of their dreams. That is why I created Family Budget Spreadsheets — a bundle of spreadsheets that we personally use to plan and budget our money. This is a 12-month spreadsheet.

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Introducing: Family Budget Spreadsheets

Family Balance Sheet

I’ve been working behind the scenes on a tool that I personally use to track and organize our finances: Family Budget Spreadsheets. This blog was based on my very first spreadsheet, the Family Balance Sheet. That first family balances sheet sparked my love for spreadsheets, and over the years I created many more out of necessity.

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How I’m Managing our Family Budget during the Pandemic

Family Balance Sheet

Like many across the globe, my family’s finances are a bit unstable due to the Coronvius Pandemic. My second prayer is that my family gets through this crisis financially. More family time! My family has eaten together almost every night during this time. Being self-employed, we need the security that it offers.

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How to Budget (and Pay) for Yearly Bills + a FREE Speadsheet

Family Balance Sheet

They can cause a panic, especially when just one bill is into the four figures, like our property taxes or auto insurance! It all started years ago when we refinanced our mortgage and were no longer required to send an escrow payment to the bank for real estate taxes and our home owner’s insurance.

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Create a Personal Escrow Fund | 31 Days to Organize Your Finances

Family Balance Sheet

By the end of the month, my goal is to help you have a detailed financial plan for your family. Do you go into panic mode when your car insurance bill arrives? Does your property tax bill give you anxiety? Does your property tax bill give you anxiety? auto insurance – due yearly.

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How to Save Money on Your Home’s Mortgage

Prairie Eco-Thrifter

PMI stands for private mortgage insurance. Private mortgage insurance is an extra mortgage insurance that lenders require from most homebuyers who obtain loans that are worth more than 80 percent of their new home’s value. The lenders use it to protect their interest in the property. Get a property tax assessment.

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How Much Money Can You Live Off Of?

Prairie Eco-Thrifter

Any housing related insurance fees and property taxes are also important to include. Food costs would be a sum of the total of how much money it would cost to feed your family on a monthly basis. You would need to add in the cost of all necessary utilities like gas, electricity, telephone and water.

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