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Christmas Savings Club | October 2019

Family Balance Sheet

This is money I earned from my Christmas shopping last year, so it’s appropriate that I apply it to my Christmas savings. Also, in February, I received a check of $45 from a family member who was reimbursing us from a group gift that we took care of over the holidays. I added the check to our savings. How did you do in October?

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How We’re Using Upromise to Save for College

Family Balance Sheet

I don’t recall why I never used the account, but I guess it just slipped my mind. Right before the pandemic started, I opened 529 College Savings Accounts for our daughters. My oldest was in eighth grade and one of my goals for 2020 was to start saving consistently for both daughters’ college education.

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Christmas Savings Club | November 2019

Family Balance Sheet

This is money I earned from my Christmas shopping last year, so it’s appropriate that I apply it to my Christmas savings. Also, in February, I received a check of $45 from a family member who was reimbursing us from a group gift that we took care of over the holidays. I added the check to our savings. Share in the comments.

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Christmas Savings Club | August September 2019

Family Balance Sheet

This is money I earned from my Christmas shopping last year, so it’s appropriate that I apply it to my Christmas savings. Also, in February, I received a check of $45 from a family member who was reimbursing us from a group gift that we took care of over the holidays. I added the check to our savings. Read: My Ebates Review.

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Create a Personal Escrow Fund | 31 Days to Organize Your Finances

Family Balance Sheet

By the end of the month, my goal is to help you have a detailed financial plan for your family. Every month, we transfer this money into a savings account that is connected to our checking account. When a bill comes due, I transfer from the savings into the checking to pay to bill. Panic no longer overcomes me.

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Why We Left Traditional Health Insurance

Family Balance Sheet

Instead I’m writing about my family’s experience with traditional health insurance and how it has affected OUR finances. Health insurance prior to October 2003 for me and my husband was pretty standard for that time. We did take advantage of one benefit of a high deductible health plan: a Health Savings Account.

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2019 Debt Freedom Plan Update

Family Balance Sheet

We still have a mortgage, however I feel like we can switch gears to be less focused on paying off debt and more focused on saving money, building our net worth and retirement, setting up a plan for college for our girls, and having some fun. Our Debt Freedom Plan (October 2019 Update): Exact numbers have been omitted at this time.

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