Family Balance Sheet

APRIL 9, 2021

There were a lot more fun and purposeful things we could have done with that money than pay the lender. After the FPU class, we looked at our debts differently. Becoming debt-free became very appealing and the idea of being able to give more, save more, and live more was the direction we wanted to go. DONE November 2019.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Family Balance Sheet

OCTOBER 18, 2019

Happy New Year’s 2019: In January 2019, we were down to one final non-mortgage loan, so we created just one financial goal for the year—-to pay off that last non-mortgage debt by December. Our Debt Freedom Plan (October 2019 Update): Exact numbers have been omitted at this time. DONE – 6/1/2014. DONE 2015.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Family Balance Sheet

NOVEMBER 5, 2014

Together they paid off $23,000 in 16 months. Tell us about you and your family. He took all of our financial information and put together a plan for us to get out of debt as fast as possible. What are the top 3 – 5 ways you found money to put towards debt. We put any extra money that would come in toward our debt.

Debt Free 241

Debt Free Debt Emergency Fund Finance 241

Family Balance Sheet

SEPTEMBER 9, 2014

She and her husband paid off $147,000 in debt–including their home. After paying off the debt, she was able to quit her job to pursue her passion. She blogs at The Debt Myth. Tell us about you and your family. But it wasn’t a decade of nothing but paying off debt.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Saving Cents With Sense

JANUARY 1, 2016

I am so excited for 2016 – there will be some very big changes with my family this year. My faith is in the Lord and where He will lead us… 2016 will also be a year where my family can start putting more in savings, too. You’ll end up spending more in gas, which doesn’t save you a thing.

Saving Money 40

Saving Money 2016 Money Pay Off Debt 40

Family Balance Sheet

NOVEMBER 19, 2014

Today’s Debt Free Story is from Amanda & Daniel. Together they blog about becoming debt free and location independence in order to serve the world at Life with a Mission. Tell us about you and your family. What inspired you to get debt free? Family and friends may think you are crazy for paying off your debt.

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Prairie Eco-Thrifter

JUNE 24, 2012

Pay Off Debt App (sponsored by The Debt Myth ) Lisa K. $20 25 Amazon Gift Card (sponsored by Work, Save, Live ) Debbie R. $25 10 PayPal Gift Card (sponsored by Cents to Save ) Natalie V. $25 25 Amazon Gift Card (sponsored by Family Money Values ) Deanna D.

Giveaway 100

Giveaway Personal Finance Gift Cards Finance 100

Family Balance Sheet

FEBRUARY 23, 2016

We want to crush our debts as quickly as possible, because quite honestly there are better things to do with our money then to send it off to creditors every month. 5 Steps to Crush Debt in 2016. 1 – Calculate your debt. Calculate how much debt you have by using my free Family Balance Sheet.

Debt 100

Debt Goals 2016 Calculators 100

Family Balance Sheet

AUGUST 5, 2015

Today’s Debt Free Story is from Jessica. Tell us about you and your family. He was always trying to put us on budgets, help us look for ways to save and not spend so much but we never found a system that worked for us and continued in spending behaviors that didn’t help advance goals. Where are you from?

Debt 100

Debt Debt Free Finds Finance 100

Family Balance Sheet

SEPTEMBER 29, 2016

You can find Angela at her You Tube channel, Our Life…on a Budget , where she vlogs about getting out of debt and staying there! Angela & Jeff’s Debt Free Story. Tell us about you and your family. Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living?

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

JULY 2, 2015

Today’s Debt Free Story is from Acadia. She writes about simple living, parenting and her family’s foster story at Fostering Simplicity. Tell us about you and your family. We strive to be a pretty active family. We are living in an apartment that we can pay for out of one paycheck with money left over.

Student 100

Student Debt Debt Free Finds 100

Family Balance Sheet

FEBRUARY 2, 2017

They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. Her 2017 goal is to save $20,000 in cash. Elle and her husband paid off a car loan and saved cash for their next car.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

JANUARY 20, 2017

She is the co-founder of the website, Little Light on a Hill , where she writes about faith, family, and finances. I love her passion for helping others along their debt free journey. Krystal & Josh’s Debt Free Story. Tell us about you and your family. to be able to go on a family missions trip.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Saving Cents With Sense

DECEMBER 20, 2013

Let’s look at where you could save a little money this holiday season: Christmas Lights. Start the New Year off right by making a commitment to save money and pay off debt. Look for sources of cash that you can tap into and pay down debt. Photo by jspad via Flickr. Rethink Your Spending.

Christmas 75

Christmas DIY Debt Pay Off Debt 75

Family Balance Sheet

AUGUST 11, 2016

And in adulthood, they are stashing their incomes and living hyper-frugally to save for early retirement, instead of waiting to 65 to fulfill their dreams. This leaves not much left to save for retirement. ” Recently Go Banking Rates conducted two studies on savings rates with startling results. It’s all too much.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Family Balance Sheet

FEBRUARY 22, 2011

Had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. We reduced our spending where we could, but the money to pay any shortfall each month came from our emergency fund. Your wants and dreams are secondary and need to be saved for separately. Save it and forget about it.

Emergency Fund 127

Emergency Fund 2007 Personal Finance Debt 127

Family Balance Sheet

JUNE 16, 2015

Today’s Debt Free Story is from Lydia. She blogs about living a limitless life on a limited budget at Frugal Debt Free Life. Tell us about you and your family. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. To pay off our home early.

Debt 100

Debt Debt Free Finds Goals 100

Family Balance Sheet

AUGUST 4, 2014

They paid off $36,000 in debt and cash flowed graduate school. Tell us about you and your family. The first step in this diligence was paying off debt. We found that we could save more than $100 every month just by going to an off brand. They blog at 2 Copper Coins. Where are you from?

Debt Free 243

Debt Free Debt Goals Student 243

Savings Corner

APRIL 4, 2024

While the forecast doesn’t call for massive savings — for HE loans, anyway — any reduction in borrowing costs saves prospective borrowers some cash, and encourages them to turn to this financing tool. Credit card balance transfers can be a better option if you’re aiming to pay off less than $10,000. to 10 percent.

Home 52

Home Debt Credit Cards Credit 52

For the Mommas

JULY 24, 2016

You can use the difference in income to pay off debt, save or invest. One where you spend time with your family, have great conversations, read and get outside to do things that are fun and healthy. You can save thousands a year with a smaller house and smaller mortgage. Get a smaller car. Eat out less.

Frugal Lives 49

Frugal Lives Frugal Living Frugal Magazine and Newspaper Subscriptions 49

Prairie Eco-Thrifter

OCTOBER 15, 2011

Here are the ins and outs of the whole process – why you need one, how much you should have, how to save for it, where to keep it and what do to (and what not to do) with it. If you want to help your kids get off to the best start in life, it’s vital to consider them when you make financial decisions. So what did they do?

October 200

October 2011 Finance Personal Finance 200

Family Balance Sheet

FEBRUARY 3, 2016

Today’s Debt Free Story is from Charissa. Tell us about you and your family. However, since paying off our debt, I have become a much bigger fan of the baby steps laid out by Dave Ramsey and really see the wisdom in paying off debt in that fashion. I initiated paying off the debt.

Debt 100

Debt Debt Free College Finds 100

Family Balance Sheet

MAY 27, 2015

Today’s Debt Free Story is from Olivia. Tell us about you and your family. We made sure we could afford the monthly payments on a 15 year mortgage, with the mindset that we would pay more each month. What inspired you to get debt free? There were two things that inspired us to pay off debt.

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

JUNE 2, 2016

Today’s Debt Free Story is from Richard of Frugality Magazine , where he shares frugal living tips for financial freedom. Tell us about you and your family. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. Where are you from? Yes, but not yet!

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Family Balance Sheet

JUNE 22, 2020

As part of his baby steps, he does not advocate contributing to retirement until after you’ve paid off non-mortgage debts and saved 3-6 months of expenses in an emergency fund. When I first heard Dave Ramsey talk about holding off on retirement contributions, I shrugged it off. How do you eat an elephant?

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

DECEMBER 10, 2014

Today’s Debt Free Story is from Carrie. Tell us about you and your family. The income from my extra jobs went straight to debt payments, and my regular day job paid the bills, while enabling me to build up a small amount of savings. Saving up money for what I really wanted was a big lesson, and one I still stick to.

Debt 227

Debt Debt Free Financial Goals Goals 227

Family Balance Sheet

JUNE 8, 2018

I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. You can’t cut back on your rent or mortgage payment, but you can find ways to save money on your groceries. Join my private Facebook group: Family Budgeters Unite!

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Prairie Eco-Thrifter

JULY 25, 2011

Are you so far in debt that you think you’ll never get out? Are you bone weary of scrimping and saving? Do you believe that what you are doing will never pay off – that you will always be financially insecure? Paying off debt is great but having no quality of life in the process is not the way to do it.

Debt 172

Debt College Goals Life Insurance 172

Saving Cents With Sense

FEBRUARY 17, 2016

Hopefully you’ve been diligent with a retirement plan while single, and now that you’re getting married, you’ll need to adjust your saving strategies. Paying Off Debt. If both of you are entering your marriage with debt, you might have previously been tackling your accounts in the ways that made individual sense.

Taxes 40

Taxes Debt Finance Wedding 40

Family Balance Sheet

APRIL 12, 2016

In my spare time, I love hanging out with family and friends, running (I have completed three half marathons) and singing in my church choir. How much debt did you pay off? What kind of debt was it? Share your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt.

Credit Cards 100

Credit Cards Debt Debt Free Student 100

Family Balance Sheet

JANUARY 7, 2015

Today’s debt free story is from Stacy. She shares delicious recipes, money saving tips and frugal living posts at her blog, Stacy Makes Cents. Tell us about you and your family. We were debt free before I was 30 , including our home. We ended up using my remaining collage savings to pay that off.

Debt Free 100

Debt Free Debt Budgeting Budget 100