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8 Action Steps for a Frugal February!

Family Balance Sheet

The goal of Frugal February is NOT to feel deprived, but rather to find creative ways to get through the month without unnecessary spending. We could really use an intentional month of frugalness to reset our mindset. 8 Action Steps for a Frugal February: 1 – Write a budget/spending plan for February.

February 130
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Day 18: 9 Easy Places to Find Grocery Coupons

Family Balance Sheet

Day 18 of 31 Days to Slash your Grocery Spending: Coupons! Coupons are an easy way to reduce your grocery bill. The good news is that coupons are very easy to find and you don’t need to spend loads of time clipping them to slash your grocery spending. 9 Places to Find Grocery Coupons.

Grocery 150
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Christmas Savings Club | August Meeting

Family Balance Sheet

The goal for this monthly accountability meeting is to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. Today is the eighth meeting, but you can join us at any time. If you are new, please read more about the Christmas Savings Club in the first post and join us.

August 100
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How to Save Money on Groceries

Family Balance Sheet

Rising prices are affecting everyone’s bank account, and groceries are leading the way. Everyone is trying to figure out how to save money on groceries! Groceries is one budget category that can get out of control very quickly, and that’s before inflation. When I plan a menu, my spending is generally under control.

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Frugal February

Family Balance Sheet

In order to succeed with your money, you must spend time on your money–and that means writing a plan for your spending. I’m a big fan of Zero Based Budgeting. If you’re new to writing a budget, read: How to Start a Budget (and be successful at it!). Use up all of those odd ingredients.

February 100
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Christmas Savings Club | June Meeting

Family Balance Sheet

The goal for this monthly accountability meeting is to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. If you are new, please read more about the Christmas Savings Club in the first post and join us. Here are a few ideas to quickly make up the shortfall: Host a yard sale.

June 100
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5 Easy Budget Categories to Reduce

Family Balance Sheet

Need to cut your spending? If you are trying to reduce your expenses, groceries should be the first thing you attack. And my absolute #1 way to save money at the grocery store is to PLAN OUR MEALS. If you make this one simple change, you will reduce your grocery spending substantially. It saves us $67 a month.

Budget 100