FAQ Refinancing Repairs Wellness 
Savings Corner
APRIL 4, 2024
Key takeaways Refinancing replaces your current mortgage with a new one, adjusting the rate, term or both. With refinancing, you can change the loan type as well as your lender. Here’s how refinancing a mortgage works, the common options available to you and pros and cons to consider. What is refinancing?
Savings Corner
APRIL 4, 2024
You can determine your level of equity on your own, as well. Cash-out refinancing: With a cash-out refinance, you replace your existing mortgage with a new, larger mortgage. FAQs How quickly can I access my home equity after purchasing a home? Another way to preserve your equity: Keep up with home maintenance and repairs.
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