article thumbnail

Buying A House In 2023: A Step-By-Step Guide

Savings Corner

If a friend, relative or employer has offered to provide a down payment gift, initiate a conversation early on to learn how much they plan to contribute and if there’s any shortfall you’ll need to cover — and secure a gift letter from them well in advance. Some sellers won’t agree to extensive repairs. The average is $342.

article thumbnail

How to Calculate Home Equity

Savings Corner

You can determine your level of equity on your own, as well. FAQs How quickly can I access my home equity after purchasing a home? Another way to preserve your equity: Keep up with home maintenance and repairs. Here’s how. Step 1: Estimate your home’s value Calculating equity starts with identifying the property’s market value.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

What Is A Home Equity Loan?

Savings Corner

Home equity loans are best used for five-figure renovation or repair projects — which can garner you a tax deduction on their interest — or to consolidate other debts. Tax advantages: You could be eligible for a tax deduction if you use the loan proceeds to substantially improve or repair the home.

Home 52
article thumbnail

First-Time Homebuyer Loans And Programs

Savings Corner

First-time buyers who are students or in a certain profession might qualify for a special type of loan, as well. First-time homebuyer FAQ What is a first-time homebuyer? Caret Down Your mortgage lender can help you determine whether you qualify for a first-time homebuyer program, as well as apply for one if you do.

article thumbnail

Mortgage Refinancing: What Is It And How Does It Work?

Savings Corner

With refinancing, you can change the loan type as well as your lender. Let the lender or appraiser know of improvements, additions or major repairs you’ve made since purchasing your home. Mortgage refinance FAQ What does it cost to refinance a mortgage? What to consider: You’ll pay a few hundred dollars for the appraisal.

article thumbnail

Walgreens Coupon Matchups 9/21/14

For the Mommas

If you are new to coupons, consider checking out our FAQs on how to get started! each $4 RR wyb 3 $1/1 Crest Sensi-Relief, Sensi-Namel, or Sensi-Repair & Prevent Paste Printable [ETS] $1.50/1 1 Crest Sensi-Relief, Sensi-Namel or Sensi-Repair and Prevent Paste, exp. This will make your shopping trip easier!

article thumbnail

Walgreens Coupon Matchups 11/8/15

For the Mommas

If you are new to coupons, consider checking out our FAQs on how to get started! Colgate Total Advanced, Enamel Health, or Daily Repair Toothpastes - $3.49 Register Reward $2/1 Colgate Total Daily Repair, Optic White Express White or Enamel Health Toothpaste, exp. This will make your shopping trip easier! Best Deals.