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How to Achieve Your Financial Goals (tips from the achievers)

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Wonder what sets you apart from the people that seem to crush their financial goals? They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. Make a commitment. . Be S.M.A.R.T.

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Meet Doug & Laura. They Paid off $23,000 in 16 Months. | Debt Free Stories

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What inspired you to get debt free? I went through Dave Ramsey’s Financial Peace University when I was 18 years old. That inspired me to be intentional with my finances and to follow Dave’s six steps. When my wife and I got married, we both made the decision that our first financial priority would be becoming debt free.

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Meet Amanda & Daniel. They Paid Off $68,000 in Debt in 8 Months.

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Who initiated the debt free goal? Were there arguments during the time you were working on your debt? Finances have definitely been the biggest strain in our 11 years of marriage. Who handles the day-to-day finances in your home or do you work on it equally? Daniel does all the day-to-day finances.

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Meet Jackie. She and Her Husband Paid off $147,000 in Debt | Debt Free Stories

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About $52,000 of that $147K was consumer debt (credit cards, a student loan, a car loan, a home improvement loan, etc.) But it wasn’t a decade of nothing but paying off debt. When we first started we couldn’t have even conceived of becoming completely debt free. What inspired you to get debt free?

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Meet Krista & Jon Who Paid Off $36,000 | Debt Free Stories

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When Jon and I were married, we acknowledged that high paying careers were not on the docket for us, knowing that we wanted to have both comfortable and generous lives we decided that we would have to be incredibly diligent with our resources. The first step in this diligence was paying off debt.

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Find out how Jessica & Her Husband Paid off $175,000 of Debt

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He was always trying to put us on budgets, help us look for ways to save and not spend so much but we never found a system that worked for us and continued in spending behaviors that didn’t help advance goals. Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living?

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Meet Carrie. She Paid Off $14,000 in Debt in 14 Months.

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Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? Yes, I did follow a few of Dave Ramsey’s strategies, but I also starting reading other finance blogs to see how they paid off debt so quickly. How did you celebrate when you became debt free?

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