Savings Corner

DECEMBER 24, 2023

In short, if it involves finances, then there’s a way to plan for it and optimize the outcome. Bankrate’s AdvisorMatch can connect you to a CFP® professional to help you achieve your financial goals. Here’s what financial planning is all about and what you need to know to get started. What is a financial plan?

Goals 52

Goals Debt Taxes Insurance 52

Penny Pinchin' Mom

DECEMBER 17, 2023

So, you want to get started on debt repayment so you can focus on other financial goals? However, if you pay off these debts, there will be nothing left for investments in these tough financial times. You are one emergency short of losing track of your finances. Should you pay off debt or save? What gives?

Pay Off Debt 52

Pay Off Debt Debt Emergency Fund Financial Goals 52

Family Balance Sheet

FEBRUARY 18, 2014

Even though I was helping my husband from home part-time with his business, I still felt like I wasn’t contributing to our finances and that drove me crazy. But chapter 17 helped me realize that I could contribute substantially to our finances–just in a different way. No surprise there; I write a blog about family finances.

Office 182

Office Money Family Finance 182

Family Balance Sheet

OCTOBER 9, 2014

Welcome to 31 Days to Organize Your Finances. By the end of the month, my goal is to help you have a detailed financial plan for your family. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss.

Budget 100

Budget Budgeting Finance Organic 100

Family Balance Sheet

OCTOBER 16, 2017

I could talk all day about personal finance and money-saving strategies, but my husband, while very responsible with money, just doesn’t feel the same way. To keep the communication flowing, I created my very first Balance Sheet to give my husband a snapshot of our household and business finances. It was tricky at first.

Family 100

Family Financial Goals Debt Calculators 100

Prairie Eco-Thrifter

MARCH 23, 2015

Set your financial goals together and you both will be more likely to stick to them. Weigh each decision against your financial goals. Consider not only the financial aspects, but the life enjoyment aspects as well. Educate yourself and your family in personal finance concepts. Get your family on board.

Financial Goals 100

Financial Goals Emergency Fund Money Goals 100

Prairie Eco-Thrifter

FEBRUARY 23, 2016

Our personal finances obviously require attention all year long. For example, once a quarter, I review our asset allocation actuals against our target allocations and come up with a plan to discuss and implement based on the analysis. Clean out and organize paper files for personal finances. Set financial goals for the year.

Personal Finance 100

Personal Finance Finance Financial Goals Life Insurance 100

Savings Corner

DECEMBER 24, 2023

The article was reviewed, fact-checked and edited by our editorial staff. Key takeaways A personal loan is money you can borrow to finance large purchases, consolidate debt, invest in yourself or cover emergency expenses. You might, for example, be offered financing by a home improvement store when you buy an appliance.

Debt 52

Debt Credit Cards Credit College Tuition 52

Family Balance Sheet

FEBRUARY 4, 2015

Once we both took a look at our budget and finances, it was clear what we needed to do. Who handles the day-to-day finances in your home or do you work on it equally? How often do you and your spouse discuss your finances/budget/spending? What are your financial goals now?

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Savings Corner

DECEMBER 24, 2023

Get started: Define your personal and financial goals. Would renting for another year or two improve your financial standing? Check your credit score Your credit score will help you determine your financing options; lenders use it (among other factors) to set the terms and rates of your loan.

Real Estate 52

Real Estate Buy Buying Credit 52

Prairie Eco-Thrifter

NOVEMBER 12, 2011

Now without further adieu, I present you with the dozens of great reads written by Yakezie members and challengers alike this past week in our efforts to bring you timely insight on personal finance and lifestyle today. To complete the trusts picture make sure you review A Matter of Trusts part 1 and 2! I’m a geek, he’s not.

November 188

November 2011 Personal Finance Finance 188

Family Balance Sheet

MARCH 18, 2015

Working towards becoming debt free and finally getting on the same page with our finances was actually great for our marriage. We were working together towards a common goal so we fought much LESS than when we were going in different directions. Who handles the day-to-day finances in your home or do you work on it equally?

Debt Free 100

Debt Free Debt Finds Home and Garden 100

Family Balance Sheet

SEPTEMBER 29, 2016

We had tried other methods in the past, but found this one suited us best since it forced us to focus on one goal at a time, rather than trying to do it all (pay off debt and contribute to savings and retirement). The first thing we did was to review our spending and create a budget. What are your financial goals now?

Debt 100

Debt Debt Free Budgeting Budget 100

Prairie Eco-Thrifter

MAY 10, 2012

Janet presents Expense budgeting posted at Fee Only Financial Planner , saying, ” Many people do not track their living expenses and do not understand the magnitude of their consumption. Failure to monitor your consumption expenditures means that they are flying blindly regarding their future finances.

Money 113

Money May 2012 Debt 113

Savings Corner

APRIL 4, 2024

Written by Edited by Edited by Updated Apr 02, 2024 Bankrate logo The Bankrate promise Caret Down At Bankrate, we strive to help you make smarter financial decisions. Our goal is to give you the best advice to help you make smart personal finance decisions. At a glance BEST HOME INSURANCE COMPANY OVERALL (TIE) 4.1 Coverage 4.0

Insurance 52

Insurance Life Insurance Homeowner Insurance Cars 52

Family Balance Sheet

FEBRUARY 28, 2019

We made one big financial goal for 2019 and are striving and working hard to make progress. We started the year with a great January and made some progress with our goal, so to continue the momentum, I wanted to double down on our financial goal and be very mindful with our finances. 2 – Track your cashflow.

March 100

March Financial Goals Budget Budgeting 100

Savings Corner

APRIL 4, 2024

The refinancing process is similar to the purchase mortgage application process: The lender reviews your finances to assess your risk level and determine your eligibility. Do the math for yourself, but know that it often makes more financial sense to pay closing costs upfront if you can afford to.

Refinancing 52

Refinancing Work Debt Financial Goals 52

Prairie Eco-Thrifter

JANUARY 7, 2015

Since we just celebrated the New Year, now is the best time to clean up your finances. Here’s what you can do now to start the year on the right foot with your money: Do a Year End Review. That’s why a year end review is a good idea, financially. Set Monthly Money Goals. Revisit Your Expenses.

Goals 100

Goals Financial Goals New Year's Budgeting 100

Family Balance Sheet

JUNE 8, 2018

A budget could help you avoid late and insufficient funds fees, find money for an upcoming trip or expense, and ease a disagreement over finances in a marriage. Personally, budgeting has allowed us to control of our money, reach financial goals, and start planning for our dream life. Budgeting is a lifelong habit.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Savings Corner

DECEMBER 25, 2023

It’s easy to find a qualified financial advisor to guide you through life’s most important financial decisions. Try Bankrate’s free AdvisorMatch service to quickly get connected to a CFP® professional who can help you achieve your financial goals. Compare your investing options with Bankrate’s brokerage reviews.

Money 52

Money Making Real Estate Rent 52

Family Balance Sheet

MARCH 4, 2015

Besides writing on my personal finance blog, A Debt Free Stress Free Life, I’m an adjunct professor at a local college and own a residential and commercial cleaning business. Review bank accounts daily. What are your financial goals now? How much debt did you pay off? What kind of debt was it? Put bills in one place.

Debt 100

Debt Credit Cards Debt Free Student 100