Prairie Eco-Thrifter

JUNE 6, 2013

My friend Jackie over at The Debt Myth has created a Pay Off Debt App which I think is very cool. She has lived the journey of being sunken in debt and then freeing herself and now she is trying to help others do the same with her new app. Mike from Personal Finance Journey wants to know if coupons are worth it.

Debt 145

Debt Fridays Win Green And Frugal 145

Family Balance Sheet

AUGUST 11, 2016

But for our own safety net, we must make our finances a priority. We charted out our course of action to pay off debts and start saving for retirement. It’s taking forever for us to accomplish the step we’re on (paying off our non-mortgage debt), but we keep plugging away. It is a lot.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Savings Corner

APRIL 4, 2024

To find out whether your business can afford a loan, many lenders will use something called a debt service coverage ratio (DSCR). DSCR = annual net operating income / total annual debt, including principal and interest Many lenders won’t consider any business with a DSCR below 1.25, and the higher the number, the stronger you look.

Bank 40

Bank Banking Credit Finance 40

Savings Corner

DECEMBER 24, 2023

Try adjusting the terms, loan types or rate until you find a debt consolidation plan that fits your goals and budget. Debt consolidation is the process of combining several debts into one new loan. The goal is to streamline payments, lower interest, and pay off debt more quickly.

Debt 52

Debt Calculators Credit Cards Credit 52

Family Balance Sheet

APRIL 9, 2021

Our personal finances are so interwoven with our small business finances that we view them as one. And as you’ll see below, we also added a few more steps that he probably wouldn’t suggest or approve of, but there’s a reason why this is called personal finance. Paying off debt is not fun.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Prairie Eco-Thrifter

OCTOBER 15, 2011

Now without further adieu, I present you with the dozens of great reads written by Yakezie members and challengers alike this past week in our efforts to bring you timely insight on personal finance and lifestyle today. Don’t Quit Your Day Job: Refinance Your Mortgage and Pay the Same Amount?

October 200

October 2011 Finance Personal Finance 200

Family Balance Sheet

AUGUST 4, 2014

When Jon and I were married, we acknowledged that high paying careers were not on the docket for us, knowing that we wanted to have both comfortable and generous lives we decided that we would have to be incredibly diligent with our resources. The first step in this diligence was paying off debt.

Debt Free 243

Debt Free Debt Goals Student 243

Prairie Eco-Thrifter

MAY 1, 2013

While they can be helpful when it comes finding a starting point, rules of thumb should be approached with a degree of skepticism. If you are buying a home, start with the 30% rule, and then evaluate where that puts you in terms of finances. Rules of thumb are often used to make various financial decisions.

Life Insurance 213

Life Insurance Insurance Debt Property Taxes 213

Family Balance Sheet

SEPTEMBER 29, 2016

You can find Angela at her You Tube channel, Our Life…on a Budget , where she vlogs about getting out of debt and staying there! Angela & Jeff’s Debt Free Story. What are the top 3 – 5 ways you found money to put towards debt. How often do you and your spouse discuss your finances/budget/spending?

Debt 100

Debt Debt Free Budgeting Budget 100

Prairie Eco-Thrifter

JANUARY 6, 2011

Like many of us who have previously been in debt, I know how difficult financial management can be. Many of us have never been taught the basics as a child and once we reach adulthood, we find ourselves making poor financial decisions that take us down the road of debt. It will also help you manage any additional debt.

Debt 113

Debt Finance Pay Off Debt Credit 113

Family Balance Sheet

FEBRUARY 23, 2016

We’re going to give it everything we’ve got and hopefully pay off the last of our non-mortgage debt by the end of this year. It will be quite a feat because by my calculations we’ll be short each month if we just apply our debt snowball payment. 2 – Create your own Debt Freedom Plan.

Debt 100

Debt Goals 2016 Calculators 100

For the Mommas

JANUARY 23, 2013

Saving more (52%), spending less (19%) and paying off debt (19%). Is now really the best time to buy that new couch or could you find one for free? One of the easiest and most overlooked ways to spend less is by re-evaluating your debt and improving your credit score. Paying Off Debt.

Monitors 40

Monitors Credit Debt Consumer 40

Family Balance Sheet

FEBRUARY 3, 2016

Today’s Debt Free Story is from Charissa. She helps readers gain control of their finances and live well on a budget at her blog Cook with a Shoe . I also wanted to pay off the student loans he had, and see him graduate without occurring any more debt. Find your Why. I initiated paying off the debt.

Debt 100

Debt Debt Free College Finds 100

Family Balance Sheet

FEBRUARY 2, 2017

They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. 2) Find a Side Hustle. And it seems like it’s so easy for them…almost annoyingly easy. Make a commitment. .

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

JANUARY 20, 2017

She is the co-founder of the website, Little Light on a Hill , where she writes about faith, family, and finances. I love her passion for helping others along their debt free journey. Be sure to check out her website where she is offering a free finance workbook if you subscribe to her newsletter. finances/budget/spending?

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Savings Corner

APRIL 4, 2024

While the forecast doesn’t call for massive savings — for HE loans, anyway — any reduction in borrowing costs saves prospective borrowers some cash, and encourages them to turn to this financing tool. Save for longer, or find a more affordable way to make them happen. That said, you’ll also pay far more in interest.

Home 52

Home Debt Credit Cards Credit 52

Family Balance Sheet

MAY 27, 2015

We made sure we could afford the monthly payments on a 15 year mortgage, with the mindset that we would pay more each month. What inspired you to get debt free? There were two things that inspired us to pay off debt. I talk a lot about this in my post “Top 4 Ways to Pay Off Debt” but they include: 1.

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

JUNE 2, 2016

Career-wise while I studied biology at university I came out to find very few opportunities in my field. I sort of fell into a retail job just to make ends meet while I figured out what to do, only to find myself “typecast” into this role for the next 10 years, moving from one demanding position to another.

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Family Balance Sheet

DECEMBER 10, 2014

Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? Yes, I did follow a few of Dave Ramsey’s strategies, but I also starting reading other finance blogs to see how they paid off debt so quickly. Were there arguments during the time you were working on your debt?

Debt 227

Debt Debt Free Financial Goals Goals 227

Family Balance Sheet

APRIL 12, 2016

I work in Finance/Accounting for a large corporation but I have also started a company called Every Single Dollar , which focuses on personal finance for single women. Share your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. Not using debt helps create the connection.

Credit Cards 100

Credit Cards Debt Debt Free Student 100

Family Balance Sheet

JUNE 22, 2020

How we got to six figures of non-mortgage debt: In the summer of 2012, we found an opportunity to purchase an office building for our small business. We had been renting for over 10 years and we were ready to find a property to move our business to and eventually build our net worth. Everything looked great on paper. We said NO a lot.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

JUNE 8, 2018

I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. A budget could help you avoid late and insufficient funds fees, find money for an upcoming trip or expense, and ease a disagreement over finances in a marriage. You can find that here: [link].

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Saving Cents With Sense

FEBRUARY 17, 2016

Before getting married, you’ve likely researched the financial questions you should ask each other, but do you know how your wedding will affect your finances once the “I dos” are said and the wedding certificate is signed? Paying Off Debt. Thank you for reading.

Taxes 40

Taxes Debt Finance Wedding 40

Family Balance Sheet

JANUARY 7, 2015

Barry is a woodworker in his spare time and I cook – I wish I did more, but sometimes I even find it hard to take a shower, so it’s not my time for adding new activities. How much debt did you pay off? What kind of debt was it? We paid off $20,000 in about 8 months. How long did it take you?

Debt Free 100

Debt Free Debt Budgeting Budget 100