Family Balance Sheet

SEPTEMBER 21, 2015

But in August 2013, our business softened, renovations to our new building were more costly than planned, and we were now the owners of two mortgages, our home and our business. 5 Lessons Learned When Our Finances Went Awry. Yep, life was good. Do NOT put your head in the sand. Create a plan and stick to it.

Finance 100

Finance Debt August 2013 100

Savings Corner

DECEMBER 27, 2023

Some small-business ideas can be launched from home. And if you’re renovating a space to sell products or perform services, you may need to ask local officials for a zoning change. Open a business bank account Keeping your business and personal finances separate is key to managing your business finances.

Finance 52

Finance Taxes Insurance Software 52

Family Balance Sheet

DECEMBER 29, 2020

If your fresh start for the New Year includes improving your finances, you are not alone! This package is designed to help you organize your finances, create a budget, plan for major purchases, understand your cash flow, and track your net worth. I created it as a way to communicate our finances to my husband.

Budgeting 130

Budgeting Budget Family Property Taxes 130

Prairie Eco-Thrifter

DECEMBER 19, 2013

I have been traveling a lot for work lately and have not been home much in weeks. It is really nice to not have to go to work today and have a day where I can concentrate on the home life. If so, bookmark SFB’s post about How to Set Yourself Up To Be a Financial Success When Starting the First Job at Simple Finance Blog.

Fridays 167

Fridays Finance Personal Finance Renovation 167

Savings Corner

APRIL 4, 2024

While you can’t cash out all of your home’s equity, the process gives you access to a larger sum of money without needing to sell your home. Paying down your mortgage helps build equity in your home, but you don’t have to wait until you completely repay it, or sell the property, to access that equity.

Refinancing 52

Refinancing Work Debt Home Improvement 52

Family Balance Sheet

MARCH 9, 2018

I’ve been working behind the scenes on a tool that I personally use to track and organize our finances: Family Budget Spreadsheets. This package of 9 Microsoft Excel spreadsheets is designed to help you organize your finances, plan for major purchases, create a budget, understand your cash flow, and track your net worth.

Budgeting 160

Budgeting Budget Family Property Taxes 160

Prairie Eco-Thrifter

FEBRUARY 2, 2012

Many thanks to The Jenny Pincher for including my post, Learn How to Eat Sustainably in the Carnival of Personal Finance #346. Canadian Finance Blog hosted the Canadian Finance Carnival #73 and included Marie’s post Five Home Renovation Savings Tips.

Personal Finance 100

Personal Finance Finance Renovation Recycle 100

Savings Corner

DECEMBER 24, 2023

Key takeaways A personal loan is money you can borrow to finance large purchases, consolidate debt, invest in yourself or cover emergency expenses. Common reasons include paying off debt, financing a large purchase such as a vehicle or a boat, or covering the cost of a major expense like a wedding or a home renovation.

Debt 52

Debt Credit Cards Credit College Tuition 52

Prairie Eco-Thrifter

MAY 16, 2013

Don’t miss Melissa’s post at My Personal Finance Journey if you Think You’re Sacrificing to Pay Down Debt? If you’re looking to ramp up your investing efforts but aren’t sure how to due to inexperience, John from All Things Finance has a great post on Investing for Beginners: Newbie Mistakes to Watch Out For.

Fridays 187

Fridays Debt Unemployment Rent 187

Savings Corner

APRIL 4, 2024

Images by Getty Images; Illustration by Hunter Newton/Bankrate Although interest rates aren’t as favorable as they were in recent years, refinancing might make sense for homeowners who want to pull out cash to renovate their homes. Based on those benchmarks, here is our guide to the best mortgage refinance lenders in 2024.

Refinancing 40

Refinancing Bank Banking Credit 40

Prairie Eco-Thrifter

JUNE 6, 2013

If you’re searching for a home, you’re most likely also searching for a mortgage. If so, check out SFB’s post on How to Find the Best Mortgage at Simple Finance Blog. Mike from Personal Finance Journey wants to know if coupons are worth it. Saving Money on Renovations. Natural Ways to Energize Yourself.

Debt 145

Debt Fridays Win Green And Frugal 145

Family Balance Sheet

JUNE 4, 2015

The building offered so much potential, but needed a lot of work and we set out to renovate our dream office. The business softened, renovations were more costly than expected, and we were now the owners of two mortgages, our home and our business. Unfortunately things changed rather quickly. Our business is again thriving.

Goals 100

Goals Debt Renovation Daughter 100

Family Balance Sheet

MAY 6, 2020

For many households, their finances and budgets are in limbo. My family’s finances have also been affected. As the Family Office Manager , I handle the day-to-day finances for our family and I needed a way to communicate our finances to my husband. Everything changed. I still use my spreadsheet to this day!

Debt 130

Debt Emergency Fund 2007 2020 130

Family Balance Sheet

MARCH 19, 2014

Our personal finances are so interwoven with our small business finances that they must be seen as one. I’m sharing our plan with you because the direction of our finances has changed. We also have some renovations that we need to cash flow. | Our freedom plan has become my guiding light. Our Debt Freedom Plan.

Debt 100

Debt Money Emergency Fund Goals 100

Prairie Eco-Thrifter

MARCH 10, 2013

If you decide that you should diversify your finances, you will need to figure out how (perhaps by choosing an asset allocation model), and then do transactions to make it happen. Lets say you are deciding whether to buy a new home now while mortgages are low and the housing market depressed. Sleep on the decision to even buy a home.

Making 240

Making Home Financial Goals At&T 240

Prairie Eco-Thrifter

APRIL 10, 2015

We have a one story ranch home of around 2300 square feet located on 6 acres within 4 miles of stores, medical care, entertainment, gasoline stations and more. Although our home is pretty age friendly already, we are now thinking about changes we should make to allow us to stay during the rough times of old age ahead. Lawn services.

Son 100

Son Transportation Finance Home 100

For the Mommas

SEPTEMBER 16, 2013

Redbook – Love Life, Home Life, Your Life. Each issue explores social issues, parenting, marriage, and finances. Today only, subscribe to Arts & Crafts Homes Magazine for only $6.99 Our mission is to offer expert advice and perspective for those building, renovating, or furnishing a home in the Arts and Crafts spirit.

Magazines 40

Magazines Furnishings Home Furnishings Art 40

For the Mommas

APRIL 1, 2012

“City gal Dani Davis just wants a place to call home. Dani secretly finances renovations to downtown Miller’s Creek, but malicious rumors force her to choose between keeping her involvement a secret and the home for which she’s always longed. Free Kindle Book | They Almost Always Come Home & More.

Georgia 69

Georgia Renovation Texas Free 69

Savings Corner

APRIL 4, 2024

The steps may vary depending on whether you’re looking for debt consolidation loans , home improvement loans, medical loans or wedding loans. If you’re facing a large unexpected expense like a car repair or an air conditioner replacement in your home, personal loans can get you needed funds fast.

Debt 52

Debt Credit Cards Credit Home Improvement 52

Savings Corner

DECEMBER 25, 2023

Coming up with enough cash for a down payment to buy a house can be the single biggest roadblock for prospective home buyers. A down payment is the cash you pay upfront to make a large purchase, such as a home. A 10% down payment on a $350,000 home would be $35,000. But how much of a down payment do you really need?

Insurance 52

Insurance Home Refinancing Money 52

Family Balance Sheet

JUNE 22, 2020

Our business was doing very well, and we were excited about the opportunity to own a property outside of our home. Aside from the mortgage, we also added equipment and renovation loans with the purchase, and we had a student loan. Financially speaking, he focuses on building the business and I focus on managing our home and finances.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Savings Corner

DECEMBER 25, 2023

FHA loans are well-suited for home buyers who have little saved for a down payment, credit challenges or both. FHA loans are popular among first-time home buyers. FHA loan pros and cons Pros An FHA loan is a popular option for first-time home buyers who need a low down payment requirement.

Insurance 40

Insurance Renovation Credit Home 40

Family Balance Sheet

JUNE 8, 2018

A budget could help you avoid late and insufficient funds fees, find money for an upcoming trip or expense, and ease a disagreement over finances in a marriage. I discovered the term, Zero-Based Budget, when my husband and I took Dave Ramsey’s Financial Peace University home course many years ago.

Budgeting 133

Budgeting Budget Financial Goals Goals 133