Motherhood Moments

MARCH 14, 2023

With gas prices still high and inflation putting pressure on people’s budgets, the personal-finance website WalletHub today released its editors’ picks for 2023’s Best Gas Credit Cards to help drivers save money, along with a new survey to gauge consumer sentiment.

Credit Cards 100

Credit Cards Gas Thrifty Credit 100

Prairie Eco-Thrifter

MARCH 3, 2012

Asparagus is low in sodium and high in vitamins. Cabbage is a low calorie food and an excellent source of vitamin C. Grapefruit is not only low in calories but is high in vitamin C, vitamin A, and dietary fiber. Mushrooms are low in calories and are a good source of B vitamins. 1) Asparagus . 3) Cabbage . TAKEAWAY

Budgeting 213

Budgeting Budget Finance Desserts 213

The Frugal Girl

DECEMBER 11, 2023

My husband and I bought our first home in 2013 when interest rates and housing prices were pretty low. We knew that I would likely not be working full time much longer as we wanted to start a family, so we chose a house that was in a low price range and got a 15-year mortgage. What’s your best frugal win?

Money 193

Money Kids and Family Frugal Parenting 193

Savings Corner

APRIL 4, 2024

Some lenders go as low as $40,000, while others set the annual revenue at $100,000 or more. Bank relationship Relationships can make a big difference in managing your business finances and getting a loan. Take a look at some of the most common business loans and what they’re best used for. Some lenders require both.

Bank 40

Bank Banking Credit Finance 40

For the Mommas

JANUARY 12, 2013

Today and tomorrow only, these Business and Finances Magazines are on sale. Kiplingers Personal Finance (1yrs: $6.99). The post Business Magazine Sale – as low as $.33 There is no coupon code needed, just add the magazine to your shopping cart. Black Enterprise (1yrs: $3.99, 2yrs: $7.98, 3yrs: $11.97, 4yrs: $15.96).

Magazines 51

Magazines Personal Finance Finance Lowes 51

Family Balance Sheet

NOVEMBER 19, 2014

Finances have definitely been the biggest strain in our 11 years of marriage. Who handles the day-to-day finances in your home or do you work on it equally? How often do you and your spouse discuss your finances/budget/spending? Daniel does all the day-to-day finances. Who initiated the debt free goal?

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Prairie Eco-Thrifter

DECEMBER 7, 2014

Borrowers with very good credit can get an APR as low as 6.7% Credit is a tool in personal finance. Understand the risks to peer loans and you may just find one of your best tools in personal finance. Answering Your Top Credit Questions How Increased Interest Rates Affect Your Finances. Money Tips'

Debt 188

Debt Personal Finance Finance Credit 188

Savings Corner

DECEMBER 24, 2023

In short, if it involves finances, then there’s a way to plan for it and optimize the outcome. A financial plan can help you direct how you organize your finances, from the small, short-term questions to the big, long-term issues. Good tax planning can create ways to minimize the long-term impact of taxes on your finances, too.

Goals 52

Goals Debt Taxes Insurance 52

Prairie Eco-Thrifter

AUGUST 19, 2014

In the personal finance world, it’s common to focus on all the small ways you can save money each day. However, cutting these simple pleasures from your life doesn’t have to be the answer you’re looking for when it comes to your finances. The idea is that small savings add up over time. Refinance Your House.

Saving Money 195

Saving Money Money Insurance Transportation 195

Prairie Eco-Thrifter

JUNE 30, 2014

Despite our intertwined lives financially, we hadn’t combined finances up until recently. I have never liked the principle of an allowance (it seems too child/parent and not like something a couple who is working together on their finances would partake in), but it may make the most sense. Money Tips'

Financial Goals 189

Financial Goals Goals Emergency Fund Finance 189

Savings Corner

DECEMBER 24, 2023

You received dealer financing. If your original loan was financed by your car dealer’s preferred lenders, there is a good chance you didn’t score the best rate possible. National interest rates are low. When the federal funds rate is low, auto loan rates will also be more competitive. Your credit score improved.

Calculators 40

Calculators Refinancing Cars Car 40

Savings Corner

APRIL 4, 2024

If you have specific needs or financing preferences — for example, you want an FHA loan — you might want to focus on the top mortgage lenders who specialize in those loans. Jumbo loans are for higher-priced homes that exceed Federal Housing Finance Agency borrowing limits. Lender details Caret Down Availability: All U.S.

April 40

April Bank Banking Credit 40

Prairie Eco-Thrifter

NOVEMBER 13, 2019

Making sure you’re covered for damage to your home is not only a wise move but is required in situations where your asset is financed by a bank. Remember, a Canadian house insurance quote is free , so there’s no reason just assume your current premium level is as low as it could be.

Insurance 113

Insurance Identity Theft Life Insurance Discount 113

Discount Coder UK

NOVEMBER 20, 2013

The British mortgage repayment rate has been spectacularly low for several years now. I thought it’d be useful to look at what people are saying about it, and whether it’s a good idea to plan ahead and fix your mortgage rate while the base rate is still low. Finance mortgage rate' But are things about to change?

Finance 53

Finance 2014 Lowes Used 53

Prairie Eco-Thrifter

MAY 21, 2013

Low Credit Score. While you may not want to delay the first purchase of your home, you have to realize that a low credit score, even if the bank does approve you, will not allow you to get the best interest rate. Don’t just jump in because interest rates are low or home prices are low. Money Tips'

Home 186

Home Emergency Fund Buy Buying 186

Prairie Eco-Thrifter

NOVEMBER 12, 2011

Now without further adieu, I present you with the dozens of great reads written by Yakezie members and challengers alike this past week in our efforts to bring you timely insight on personal finance and lifestyle today. Personal Finance Whiz: Keynesian vs Hayekian Economics – The Solution To Our Recession? I’m a geek, he’s not.

November 188

November 2011 Personal Finance Finance 188

Family Balance Sheet

APRIL 9, 2021

We didn’t carry over credit card balances, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%. Our personal finances are so interwoven with our small business finances that we view them as one. At times the plan felt intimidating, but it also changed the direction of our finances.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Prairie Eco-Thrifter

AUGUST 31, 2014

Because my husband and I were just dating at this point, we didn’t have combined finances so I didn’t share my newfound love for budgeting with him. Many people don’t like budgeting or don’t think it is necessary, which can be bad for your finances and therefore your relationship with them.

Budgeting 180

Budgeting Budget Money Finance 180

Savings Corner

DECEMBER 25, 2023

The rate adjustments are based on a benchmark index, which in most cases is the secured overnight financing rate, or SOFR. You may be able to qualify for a larger loan because of the ARM’s low introductory rate. A 3-year ARM typically begins with a lower introductory rate than a fixed-rate loan. [0]

Economy 40

Economy Refinancing Finance Points 40

Savings Corner

DECEMBER 24, 2023

However, be aware that a large loan with a low APR requires good credit. The card will need a limit high enough to accommodate your balances and an annual percentage rate (APR) low enough to make consolidation worthwhile. 401(k): Many 401(k) plans will let you borrow against your retirement savings at a relatively low interest rate.

Debt 52

Debt Calculators Credit Cards Credit 52

Savings Corner

DECEMBER 24, 2023

A person can bring home a big paycheck but have a low net worth if they spend most of their money. Compare your net worth The Federal Reserve releases its Survey of Consumer Finances every three years — the most recent report was issued in September 2020 with data from a survey fielded in 2019.

Calculators 52

Calculators Taxes Debt Consumer 52

Motherhood Moments

JUNE 26, 2023

adults saying they will take some sort of road trip this summer, the personal-finance website WalletHub today released its report on 2023’s Best & Worst States for Summer Road Trips , along with expert commentary. With nearly 80% of U.S. To help travelers plan a fun and wallet-friendly road trip, WalletHub compared the 50 U.S.

Travel 130

Travel North Carolina Delaware Connecticut 130

Prairie Eco-Thrifter

JULY 10, 2014

In fact, if you identify your values, and use them to direct your finances, you are more likely to stick with a spending plan and feel better about your financial situation at the same time. Covering the Important Things First. This is where we get to the budgeting/planning part of this situation. Money Tips'

Budgeting 218

Budgeting Budget Work Making 218

Saving In Akron

MARCH 8, 2012

Profit from the Habits of the Best Personal Finance Managers [Kindle Edition] for FREE ($21.99 However, if you don't have a Kindle and you want one, you can still get a Kindle for as low as $79. Want to start developing smart financial planning habits? Then, this eBook is for you. This eBook has an average 4.1 star rating!

Money 100

Money Personal Finance Tyson Finance 100

Prairie Eco-Thrifter

JANUARY 22, 2012

I read a lot of finance blogs. You might say I’m a finance blog junkie. I’m half expecting all my friends and family to show up at my house and have an intervention, in an attempt to get my love of finance blogs under control. Like, a lot. I need my fix, each and every day. Exchange Traded Funds.

Finance 187

Finance Emergency Fund Re-use Simple 187

Savings Corner

APRIL 4, 2024

Key takeaways Home equity loans and HELOCs are both financing tools that allow you to borrow against your ownership stake in your home. Home equity lines of credit (HELOCs) and home equity loans are two similar finance tools — methods of borrowing money against the ownership stake you have in your home. Home equity loan: What is it?

Home 52

Home Work Debt Credit 52

Prairie Eco-Thrifter

DECEMBER 14, 2014

The following is a contribution from Brock Kernin from Clever Dude where he writes about family, marriage, finances and life. Money Tips'

Health Care 187

Health Care Budgeting Budget Gasoline 187

Prairie Eco-Thrifter

NOVEMBER 25, 2012

The down-side of this method is that interest rates are usually quite low so the amount your money makes for you is small. Investment in the stock market seems to be attractive at the moment because stock prices are still low, which means that investors can buy more shares for their money. What Is Investing? What do you do?

Money 189

Money Debt Refinancing Credit Cards 189

For the Mommas

DECEMBER 29, 2014

If you are looking for a common-sense approach to personal finance and money management , then Personal Finance For Beginners In 30 Minutes, Vol. Download: Personal Finance For Beginners In 30 minutes by Ian Lamont. . 1 is for you! Download: The Big Meat Cookbook Bundle by Jennifer Olson.

Personal Finance 51

Personal Finance Recipes Finance Health and Beauty 51

For the Mommas

SEPTEMBER 5, 2015

They’re also offering special Sears Card financing, plus an extra 10 percent off and free delivery on orders exceeding $599. You can expect to find them anywhere from 20 to 50 percent off; including linens. Sears is selling mattresses at almost 60% Off.

Labor Day 40

Labor Day Sears Finance Sale 40

For the Mommas

NOVEMBER 5, 2014

Source : Daily Finance . Low or Free Shipping Costs: With a slash of shipping costs of up to 58% on select businesses, we should see even better shipping options. For eight more reasons Black Friday will be different, check out the rest on Daily Finance . . Black Friday 2014 is going to be different on more ways than one.

2014 78

2014 Fridays T-Mobile Mobile Phone 78

Prairie Eco-Thrifter

AUGUST 2, 2011

Not many – but by planning ahead now you might find ways to lessen the expenses you will face next month and use the annual experience as a teachable moment in your child’s personal finance education. Parents already know that back to school time is the second most expensive time of the year (right after the holidays).

College 192

College Money Personal Finance Student 192

Prairie Eco-Thrifter

FEBRUARY 18, 2011

We get a visual picture every month of where are finances are and what we have spent our money on. I have always tried to do the low balances thing. I knew his determination and focus was something to remember, but I never thought of it in relation to finances. Canadian Personal Finance Blog talks about old school debt thinking.

February 113

February Debt Finance Personal Finance 113

Savings Corner

DECEMBER 24, 2023

Check your credit score Your credit score will help you determine your financing options; lenders use it (among other factors) to set the terms and rates of your loan. Get started: Shop around with at least three lenders or a mortgage broker to increase your chances of getting a low interest rate.

Real Estate 52

Real Estate Buy Buying Credit 52

Savings Corner

DECEMBER 27, 2023

Ascent Graduate Student Loan While federal interest rates are historically low for the 2020-21 academic year, you still may get a better rate with a private graduate student loan. You can apply for federal loans for graduate school by completing the Free Application for Federal Student Aid, or FAFSA.

Student 52

Student Graduation January College 52

Family Balance Sheet

MARCH 19, 2014

We didn’t have credit card debt, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%, so we thought we were doing okay. Our personal finances are so interwoven with our small business finances that they must be seen as one. But Dave Ramsey’s view of debt is very different.

Debt 100

Debt Money Emergency Fund Goals 100

Prairie Eco-Thrifter

FEBRUARY 4, 2014

So we re-jiggered our finances so that we only spend on things that we really enjoy, and that are really important to us. We live in a low-cost area. He’s big into action figures for movies he likes (particularly Lord of the Rings). I like travel. We decided that we both needed to be able to fulfill these wants.

San Francisco 248

San Francisco Emergency Fund Money Utah 248