Penny Pinchin' Mom

FEBRUARY 16, 2024

Tips on How to Save for the Car You Want According to market research , about 5.3% That’s why a vast majority of us go the financing route. Here’s how you can do that without breaking the bank or losing your sanity: Do Your Research “When buying a used car, punch the buttons on the radio.

Cars 52

Cars Car Bank Banking 52

Savings Corner

DECEMBER 24, 2023

In short, if it involves finances, then there’s a way to plan for it and optimize the outcome. A financial plan can help you direct how you organize your finances, from the small, short-term questions to the big, long-term issues. Good tax planning can create ways to minimize the long-term impact of taxes on your finances, too.

Goals 52

Goals Debt Taxes Insurance 52

Prairie Eco-Thrifter

APRIL 18, 2012

This is even more true for ethical investments given the additional effort and knowledge needed to thoroughly research companies during the screening process to assess their suitability and make sure that they match your ethical criteria. Do you have any relevant qualifications to position you as an expert in ethical finance?

Green 253

Green Finance DIY Equal 253

Motherhood Moments

DECEMBER 20, 2022

1 Healthful diets may also play a role in the economics of medical care, particularly for heart patients. To the extent that hospitals help patients adopt healthful habits, their health benefits may be accompanied by financial benefits. They also serve a key educational function, modeling healthful habits.”

Plants 145

Plants Food Health Healthcare 145

Prairie Eco-Thrifter

MAY 10, 2012

Welcome to the May 11, 2012 Edition #236 of the Carnival of Financial Planning. Failure to monitor your consumption expenditures means that they are flying blindly regarding their future finances. Wayne presents Unexpected Costs of Pet Ownership posted at Young Family Finance , saying, “Pet ownership can be quite expensive.

Money 113

Money May 2012 Debt 113

Prairie Eco-Thrifter

DECEMBER 12, 2012

Here are some of the categories of company in which one may feel safe in holding stake: Technology and Research. Finance and Insurance. When looking for the best places to invest, a little research and diligence can go a long way. It may seem impossible but it is possible to make money and do good at the same time.

Green 235

Green Recession Finance 2008 235

Savings Corner

DECEMBER 25, 2023

Financing your vehicle may not always be the best choice, especially if you stand to spend more than the recommended amount of your income each month toward a loan. For some buyers, financing a vehicle may make sense when balanced as a part of their larger financial picture. Can you afford the car you want?

Cars 52

Cars Car Insurance Calculators 52

Savings Corner

DECEMBER 24, 2023

Those reports — which previously had been limited to once a year — are permanently available weekly to help consumers manage their finances. Public Interest Research Group. Public Interest Research Group. Your credit reports are a detailed record of your past use of credit — but they do not include your credit score.

Credit 52

Credit Monitors Consumer Finance 52

Savings Corner

APRIL 4, 2024

While we adhere to strict editorial integrity , this post may contain references to products from our partners. Our goal is to give you the best advice to help you make smart personal finance decisions. Here’s an explanation for how we make money. This content is powered by HomeInsurance.com (NPN: 8781838).

Life Insurance 52

Life Insurance Insurance Omaha Ranges 52

Prairie Eco-Thrifter

OCTOBER 24, 2012

Writing out a complete twenty page business plan may not be a requirement for the average freelancing gig, but that doesn’t mean you should go in blindly. You may need to file for one of those as well depending on where you live. Do some research about this on your city’s website, it is well worth the time. Have a Plan.

Personal Finance 188

Personal Finance Finance Work Insurance 188

Prairie Eco-Thrifter

JULY 8, 2012

Many financial mistakes have been made by people jumping in to the latest ‘big thing’ without proper prior research. This may mean making some tough decisions to achieve the best results. Buying on credit is spending money you don’t have; in many cases, it is spending money you may never have which means a bad result in the end.

Finance 188

Finance Budgeting Budget Money 188

Savings Corner

DECEMBER 24, 2023

This year may go down in real estate history as the year of correction. Check your credit score Your credit score will help you determine your financing options; lenders use it (among other factors) to set the terms and rates of your loan. Common real estate contingencies can hinge on financing, appraisal, home inspection and more.

Real Estate 52

Real Estate Buy Buying Credit 52

Prairie Eco-Thrifter

MAY 21, 2013

While you may not want to delay the first purchase of your home, you have to realize that a low credit score, even if the bank does approve you, will not allow you to get the best interest rate. Additionally, even if you have or plan to voluntarily leave your current employer, you may have a difficult time securing a mortgage.

Home 186

Home Emergency Fund Buy Buying 186

Prairie Eco-Thrifter

MARCH 6, 2014

Even with some research, there are so many variables (location, service, parts needed, etc); I don’t know how to begin calculating a standard fair price. One week I may consult the doctor for five minutes and be charged $100, and the next time I’m in with the same doctor for the same amount of time, I’m charged $150.

Price 206

Price Insurance Bills New York City 206

Prairie Eco-Thrifter

MARCH 12, 2016

We want to have the best career and be secure in our personal finance and work-life balance. For example, make sure you do your research to find an optometrist in Vancouver for your personal needs. Optometrist’s exam eyes and check for any abnormalities you may with your vision.

Lenses 100

Lenses Personal Finance Therapy Health 100

Prairie Eco-Thrifter

MARCH 10, 2013

Researching your options. Research to learn the alternatives available and the probable consequences of those choices. If you decide that you should diversify your finances, you will need to figure out how (perhaps by choosing an asset allocation model), and then do transactions to make it happen. Research your options.

Making 240

Making Home Financial Goals At&T 240

Prairie Eco-Thrifter

NOVEMBER 12, 2011

Now without further adieu, I present you with the dozens of great reads written by Yakezie members and challengers alike this past week in our efforts to bring you timely insight on personal finance and lifestyle today. Personal Finance Whiz: Keynesian vs Hayekian Economics – The Solution To Our Recession? I’m a geek, he’s not.

November 188

November 2011 Personal Finance Finance 188

Prairie Eco-Thrifter

NOVEMBER 4, 2011

As I prepared to hold a Money Camp for my young grandchildren last year, I researched various educational standards to review what kids can learn at various ages. Keep in mind that your child is unique and may be ready to learn different things at different stages in their growth. What Can Young Children (up to age eight) Learn?

Money 187

Money Parenting Kids and Family Gasoline 187

Prairie Eco-Thrifter

JULY 16, 2012

If you are currently looking to adopt an ethical approach to your finances, you have probably already got some areas that you want to exclude. In some cases, banks may allow investment in this area on a case-by-case basis. The same may also be true of pornography. It may take some time but it is worth it in the end.

Bank 186

Bank Banking Fair-Trade Debt 186

Prairie Eco-Thrifter

OCTOBER 19, 2014

As a result, this possibility is what may deter a lot of people from even trying to start a business of their own. Someone who is just learning the ropes of starting a successful business may often find themselves with more questions than answers. Additionally, you may also find yourself with a hefty list of start-up expenses.

Personal Finance 157

Personal Finance Money Simple Work 157

Couponing 101

JUNE 25, 2019

Research your destination to find out how much meals are likely to cost. While these expenses may seem insignificant, they can really add up. Planning ahead can help you enjoy your trip rather than worrying about finances. If you plan on visiting a lot of tourist sites, look into admission fees.

Vacation 51

Vacation Budgeting Budget Calculators 51

Family Balance Sheet

MARCH 15, 2017

Instead I’m writing about my family’s experience with traditional health insurance and how it has affected OUR finances. Looking back, we were grateful for COBRA, even though it was pricey, because it gave us some time to research our possibilities while still insured. This post is not meant to be taken in a political way.

Health Insurance 100

Health Insurance Insurance Health 2003 100

The Frugal Girl

FEBRUARY 18, 2024

After I became a mother, finances became much more complicated. While we were still renting an apartment, I researched areas with lower property taxes, scouted out my ideal neighborhoods, and waited for a smaller, less expensive house to come on the market. What’s the “why” behind your money-saving efforts?

Kids and Family 185

Kids and Family Home and Garden Money Frugal 185

Savings Corner

DECEMBER 24, 2023

A financial advisor can be a wonderful resource for getting your finances in order, offering you expert advice across a range of financial matters. Some advisors may be unclear on their fees and when they get paid. Some financial advisors may have few or no qualifications, having just hung up a shingle and called themselves an advisor.

Goals 52

Goals Work Insurance Georgia 52

Prairie Eco-Thrifter

SEPTEMBER 19, 2019

With a variety of specializations, degree program formats, and universities to pick from, you might find yourself looking at a mountain of research you need to do before you’ve even signed up for a class. While many people will choose a focus that aligns with their bachelor’s degree, it may be worth considering other options.

Student 113

Student Part Time Pace Re-use 113

Prairie Eco-Thrifter

MARCH 14, 2011

posted at FIRE Finance , saying, “We decided to optimize our grocery expenses and pull the strings on our food budget even tighter. So we spent some time researching on ways to cut down our grocery bill. Kim McGrigg presents Small ways to save big on major purchases – Money Management posted at Blogging for Change.

Frugal 150

Frugal Movies Finance Bills 150

Prairie Eco-Thrifter

NOVEMBER 2, 2011

Without clear knowledge of your finances you will not be able to make an informed decision regarding whether taking out a loan is necessary and sensible. Although you may have to pay more in the long run due to interest, the reduced monthly repayments will alleviate some financial pressure.

Debt 183

Debt Economical Refinancing Money 183

Savings Corner

DECEMBER 24, 2023

You may want to settle down by the beach or in the mountains. With all these possibilities in front of you, you may not know where to start. Massachusetts Why Iowa is the best state to retire You may be wondering: Why Iowa? Maybe you prefer golf over cross-country skiing, or you just want to be near your kids or grandkids.

Iowa 52

Iowa West Virginia Healthcare Delaware 52

Savings Corner

DECEMBER 27, 2023

You may follow generally accepted accounting principles or a different standard. FEATURED Featured card placement may be affected by compensation agreements with our partners, but these partnerships in no way affect our recommendations or advice, which are grounded in thousands of hours of research.

Software 52

Software Personal Finance Credit March 52

Family Balance Sheet

MARCH 13, 2013

While I sheepishly admit that I may have had a slight addiction to the reality shows on Bravo TV, I also realized that I was spending too much time watching grown women cat fight in their Manolo Blahniks--that they clearly can't afford. And I definitely don't want to spend an additional $1200 a year to watch that train wreck.

Cable Internet 113

Cable Internet Bills Personal Finance Bravo 113

Prairie Eco-Thrifter

JANUARY 31, 2017

Dwindling business confidence is also though to have cost the UK a total of 249,000 jobs in 2016, at least according to comprehensive research carried out by consultancy firm Newable. Friends, Family and Personal Financing. billion hole in the nation’s economy. Why Businesses Should Seek Out Eco-friendly Funding Sources in 2017.

Growing 100

Growing Economical Economy 2017 100

Prairie Eco-Thrifter

NOVEMBER 10, 2011

The price to sales ratio is a ratio that is beneficial to use for companies that may see cyclical sales. Related posts: How to Research Green Investments. Growth of Sustainable Finance to Support the Environment. This is a good ratio to use for long term investing because you have the ability to track the ratio over time.

Cycle 185

Cycle Growing Finance Converse 185

Prairie Eco-Thrifter

JANUARY 6, 2011

Also cut out any unnecessary expenditure, such as subscriptions and memberships that may no longer be of much use to you. Trying to manage your finances and prioritize on paying off debt is impossible if you don’t keep a proper track of your income and outgoing’s. A while back I cancelled my magazine subscriptions.

Debt 113

Debt Finance Pay Off Debt Credit 113

Saving Everyday

AUGUST 26, 2014

As you all may remember from a previous post , I was lucky enough to get a Professional Internship at Walt Disney World! When I began to stress about finances, I remembered all these reward programs! Pin This To Pinterest. Written by my daughter, Brittany Madden. I was just so excited, and prepared for months.

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Thankful Shopping Gift Cards Swagbucks 66

Prairie Eco-Thrifter

OCTOBER 6, 2014

There may come a point when you need to make larger changes to go green. While you might not consider credit part of a green lifestyle, the fact is that you will probably need to reply on a home loan or financing to pay for some large green changes. Larger Changes. As you can see, going green doesn’t have to mean going broke.

Green 113

Green Recycle Recycled Recycling 113

Prairie Eco-Thrifter

APRIL 29, 2012

One of the things many of you may or may not know about me is that my entire university education has been acquired while working full time. There may be some areas where you can shave some time off or you may need to drop some activities for a while. Review Your Finances. Check how your finances will be affected.

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Full Time Work College Kids and Family 213

Prairie Eco-Thrifter

MAY 31, 2012

Per the Privacy Rights Clearing House , although you may not be required to provide your SSN to your doctor, they probably will deny service to you if you don’t! We may mourn the loss of our privacy, but for the most part, we are the ones who let it slip through our fingers. How valuable is our privacy? Do we have a right to it?

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Phones Converse Cameras 2001 187