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Family Budget Spreadsheets 2021

Family Balance Sheet

If your fresh start for the New Year includes improving your finances, you are not alone! The entire bundle is designed to help you take control of YOUR money and the good news is that I kept the bundle at the affordable price of $15! I created it as a way to communicate our finances to my husband.

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Closing Costs Calculator – NerdWallet

Savings Corner

When you finance the purchase of a home, for example, they include the cost of the home appraisal and home title searches that lenders require. You can shop around to get the best deal on some items, such as home insurance, but you can’t control the costs for things like taxes and government fees. Breakdown of costs.

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Meet a Reader | JenRR from the Midwest

The Frugal Girl

After I became a mother, finances became much more complicated. While we were still renting an apartment, I researched areas with lower property taxes, scouted out my ideal neighborhoods, and waited for a smaller, less expensive house to come on the market. What’s the “why” behind your money-saving efforts?

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Current Mortgage Rates: Compare today’s rates | NerdWallet

Savings Corner

Each payment includes a combination of principal and interest, as well as property taxes, and, if needed, mortgage insurance. Paying a larger percentage of the home’s price upfront reduces the amount you’re borrowing and makes you seem less risky to lenders. The most popular term is 30 years. Your down payment.

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Benefit from My Financial Mistakes

Prairie Eco-Thrifter

My Dad offered my spouse and I the opportunity to buy his starter home (which he had converted to a rental) at a very attractive price. It would have pleased my folks if I had accepted and it would have helped our finances out too! I was too stupid and stubborn to accept that offer!

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Buying A House In 2023: A Step-By-Step Guide

Savings Corner

After a pandemic-fueled, seller-benefitting boom — with bidding wars, inventory shortages and spiraling prices all over the country — the housing market began to cool down in 2022. The impact of inflation and fast-rising interest rates dampened buyers’ interest, causing sales to slow and price appreciation to decelerate.

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Selling Your Investment Property?

Prairie Eco-Thrifter

Your best strategy may involve situations such as waiting until your income levels go down; gifting your property instead of selling it; waiting for the market prices to go up; selling now, even if at a loss; or living in your property for awhile before you sell it. Selling Costs.