Prairie Eco-Thrifter

MARCH 8, 2017

So do finances. If you give the same care to you finances that you give your garden, both should grow. You wouldn’t think of planting your day lily in the middle of an interstate, so don’t think of planting your finances in a hostile environment. One plant may do well in the sun, others in the shade.

Finance 133

Finance Growing Flowers and Plants Gardening 133

Prairie Eco-Thrifter

MAY 27, 2014

Although my spouse and I have done well financially, there are things I wish I had done differently! I ended up with a BA in Psychology with an emphasis in Industrial Psychology – and couldn’t get a good paying job of any sort after graduating! I didn’t leverage my money well. I failed at negotiation.

Real Estate 180

Real Estate College Psychology Property Taxes 180

Prairie Eco-Thrifter

NOVEMBER 12, 2014

In Seven Habits of Highly Successful People, author Steven Covey theorizes that people who believe things are scarce don’t do as well as those who have a mentality of plenty. Do the Times in Which You Live Shape Your Finances? Would a never ending supply of cookies be as enjoyable as a limited supply? Why is scarcity bad?

Psychology 170

Psychology Economical Cookies United States 170

Prairie Eco-Thrifter

NOVEMBER 8, 2012

in Psychology , says that what we call things, and how we think about certain concepts, can influence our behavior. When I think of a budget in the more traditional terms, I think of something limiting, as well as as something that is charge of me. But calling it a spending plan makes me feel better. My husband, with his Ph.D.

Emergency Fund 202

Emergency Fund Budget Budgeting Psychology 202

Family Balance Sheet

MARCH 4, 2015

Besides writing on my personal finance blog, A Debt Free Stress Free Life, I’m an adjunct professor at a local college and own a residential and commercial cleaning business. I explored this by reading some of the best financial books out there that tackle the psychological issues in which people use money in unhealthy ways.

Debt 100

Debt Credit Cards Debt Free Student 100

Finally Frugal

SEPTEMBER 10, 2012

So here's the dilemma: I find that with the current stock market (which is doing pretty well, all things considered) I could sell ALL of my stock and pay off ALL of my remaining student loan balance. Primary Mortgage Debt: $167,500::::$155,191. That second mortgage really needs to DIE, by the way. The balance never goes down!

Debt 45

Debt Student Taxes January 45

Family Balance Sheet

JUNE 2, 2016

Here in the UK gurus like Dave Ramsey or Suze Orman aren’t too well-known. Personally I believe that getting out of debt is as much about psychology as it is about systems and processes. Many personal finance bloggers talk about having a “no spend week” – well basically I had a “no spend” five years!

Debt 100

Debt Finds Debt Free Pay Off Debt 100