Family Balance Sheet

JANUARY 17, 2018

Did you make 2018 financial goals ? My husband and I discussed some ideas over our holiday break and we decided on 2 solid must-achieve financial goals for the year. If we complete them early, we’ll move on to 2 additional goals that are on our radar. Shame on us for dragging our feet on this for too long.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Family Balance Sheet

MARCH 9, 2018

I’ve been working behind the scenes on a tool that I personally use to track and organize our finances: Family Budget Spreadsheets. I knew it was coming, because we hadn’t planned for all of the gifts we bought in December and used a credit card to pay for them. This is a one month only spreadsheet.

Budgeting 160

Budgeting Budget Family Property Taxes 160

Penny Pinchin' Mom

DECEMBER 17, 2023

So, you want to get started on debt repayment so you can focus on other financial goals? However, if you pay off these debts, there will be nothing left for investments in these tough financial times. What gives? Doing this actually gave me the peace of mind that I needed to focus on my financial goals.

Pay Off Debt 52

Pay Off Debt Debt Emergency Fund Financial Goals 52

Savings Corner

DECEMBER 24, 2023

For example, financial advisors can help you plan for retirement, budget, plan your estate and more. They also help you set your personal financial goals to reach milestones. When to get a financial advisor Not everyone needs a financial advisor, especially since it’s an additional cost. Wealth manager.

Financial Goals 40

Financial Goals Goals Real Estate Money 40

Prairie Eco-Thrifter

APRIL 13, 2011

Do you have items in your house that you never use? We need to work together to set some financial goals and a budget for you so that you can resist spending money on items that really don’t matter in the long run. Lastly, set some financial goals. Related posts: 5 Products That You Should Avoid Using.

Financial Goals 174

Financial Goals College Tuition Goals Credit Cards 174

Family Balance Sheet

JUNE 30, 2015

As part of Prudential’s Women Inspired campaign, I was encouraged to think about my dreams detailing my long-term goals and aspirations. I broke my goals into two categories: Financial and Personal. Our Financial Goals: Pay off our non-mortgage debt. Celebrate with a trip to Walt Disney World. Achievable?

Financial Goals 100

Financial Goals Debt Goals Emergency Fund 100

Prairie Eco-Thrifter

AUGUST 25, 2014

We have bikes, so we like to get out and use those on the cooler, drier days. Doing this will help you reach your financial goals much more quickly and may give you the motivation to change your spending habits here and there. Play a Sport or Get Active. If you don’t already have a budget, make one! Get Healthy'

Financial Goals 213

Financial Goals Goals Budgeting Budget 213

Penny Pinchin' Mom

MARCH 11, 2024

We know that saving for a rainy day isn’t just a phrase our grandparents used to throw around. Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Family Balance Sheet

AUGUST 21, 2020

The History of my Family Balance Sheet: I created my very first Family Balance Sheet many years ago to give my husband a snapshot of our household and business finances. My Excel spreadsheet listed our short-term and long-term account balances, our debts, and our short-term and long-term financial goals.

Family 241

Family Debt Finance Kids and Family 241

Family Balance Sheet

OCTOBER 16, 2017

To keep the communication flowing, I created my very first Balance Sheet to give my husband a snapshot of our household and business finances. The spreadsheet listed our short-term and long-term account balances, our debts, and our short-term and long-term financial goals. I STILL use our spreadsheet today.

Family 100

Family Financial Goals Debt Calculators 100

Family Balance Sheet

OCTOBER 21, 2014

Today, I thought I’d give you some of our tips for spending plan success. Creating a monthly spending plan will not always be easy, but doing so will help you reach your financial goals. Do NOT use the cash for other things–just the categories that you’ve earmarked. Refer to your Financial Goals OFTEN.

Finance 100

Finance Financial Goals Organic Organization 100

Penny Pinchin' Mom

FEBRUARY 16, 2024

It goes: 50% of your salary should go to your expenses and needs 30% should go towards what you want (a new car, a vacation, and all that) 20% should go towards your savings plan So, using this rule, 20% of everything you earn should go toward savings. Maybe a game night, a movie, or even giving each other cooking lessons over some Tequila?

Saving Money 52

Saving Money Money Saving Bills 52

Family Balance Sheet

MARCH 11, 2021

Spring is also a good time to get your financial house in order. I’m going to be spending the next few weeks giving my family’s finances a good spring cleaning. Review your Yearly Goals. On January 1st, many of us are very gung-ho about writing goals but are we as enthusiastic about those goals on March 12?

Finance 130

Finance Cleaning Goals Insurance 130

Prairie Eco-Thrifter

APRIL 10, 2014

I can give you a million ideas and ways to change your situation, but you have to be willing to do the work. I used to live in Weehawken, New Jersey, a twenty minute commute from midtown Manhattan. As for my acquaintance, there are only so many options and alternatives I can give. Yeah…but…. This was such a perfect example.

Price 209

Price Rent Financial Goals Converse 209

Prairie Eco-Thrifter

JULY 11, 2013

Are you struggling to find motivation with your financial goals? Using Kids Crafts to Teach the Gift of Giving. If so, get Off Your Computer and Go Outside! as MMD at My Money Design thinks. If you are new to PET or haven’t gotten a chance to read all the articles in the past, here are few archives you might enjoy.

Fridays 189

Fridays Debt Gas Mileage Financial Goals 189

Prairie Eco-Thrifter

JULY 10, 2012

I’d estimate that it’s the recipe 80% of Americans use, because it’s the one on the back of the Toll House chocolate chip bag. Yet for a few years I made the Toll House recipe, because that’s what everyone I talked to was using for a recipe. Once your financial goals and costs are set, now you add in your income and expenses.

Budgeting 213

Budgeting Budget Toll House Cooking 213

Prairie Eco-Thrifter

JANUARY 15, 2013

Recently, I’ve been giving a lot of thought to appearances. One of them is throwing a lavish wedding that he can’t really afford, and the other is trying to figure out how to pay the bills that keep piling up without having to give up his expensive luxury SUV. What do you think?

Debt 274

Debt Wedding Money Financial Goals 274

Family Balance Sheet

NOVEMBER 19, 2014

Tell us about you and your family. Include anything that you’d like to add to give the reader an idea about your personality. We sold extra items that we weren’t using through Craigslist and garage sales. We definitely spend a lot more money on eating out at restaurants and using babysitters now that we are debt free.

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Family Balance Sheet

SEPTEMBER 9, 2014

Tell us about you and your family. Include anything that you’d like to add to give the reader an idea about your personality. Travel, buy fun stuff, give gifts, help others, work if I feel like it and not if I don’t, etc. No, although we inadvertently used the debt snowball method without having heard of it.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Prairie Eco-Thrifter

SEPTEMBER 24, 2012

What do you actually want to use money for? A spender likes to enjoy what money can buy, and to give to others. Just takes things as they come, and doesn’t show any interest in financial planning. So, even though I like using my money, I make sure the important big picture things are taken care of before I spend.

Motivation 250

Motivation Money Goals Finance 250

Prairie Eco-Thrifter

DECEMBER 31, 2012

Before you get started on your goal, you need to take some time to look inside. Be realistic not just about what you can accomplish, but what you might have to give up in order to reach your goal. Think about what success will look like, and you will have more motivation to stick with your goals, and make them happen.

Goals 230

Goals Financial Goals Work Re-use 230

Family Balance Sheet

SEPTEMBER 8, 2017

It’s a tight budget and I failed miserably over the summer, but we have lots of financial goals, so I need to get it back in line. This week, everyone enjoyed Tuesday night’s dinner (see below), and I used it every morning to make the easiest-to-peel hard boiled eggs for breakfast. How I Use Pinterest for Meal Planning.

Budgeting 100

Budgeting Budget 2017 Home and Garden 100

Prairie Eco-Thrifter

FEBRUARY 5, 2013

There are many decisions to consider and much give and take that is needed to make a successful and long lasting marriage. You may have different needs and desires and goals for your life. Use the resulting profile as a basis for discussion of what parts to keep in your couple money personality and which to leave behind.

Money 269

Money Giveaway Goals Debt 269

Prairie Eco-Thrifter

OCTOBER 7, 2014

For many of us, the word ‘budget’ leaves a bad taste in our mouth. It makes us think of sacrifice, giving up all the fun stuff and obsessing over every dollar we spend. And for this reason, we tend to avoid making them, or we give it a go and quickly abandon it. So, what are some of your goals? Money Tips'

Money 113

Money Goals Budgeting Budget 113

Penny Pinchin' Mom

DECEMBER 17, 2023

By that, I mean you have created a weekly, monthly, and even annual budget, or you’ve taken the time to go through my Financial Reboot Course to give yourself an excellent chance to reign in your finances. Let’s assume that, like me, you’ve done everything necessary to streamline your spending.

Finance Tips 52

Finance Tips Finance Emergency Fund Life Insurance 52

Family Balance Sheet

FEBRUARY 4, 2015

Tell us about you and your family. Include anything that you’d like to add to give the reader an idea about your personality. We also continued using debit and credit cards (paid in full multiple times per month) for the convenience of tracking our expenses online. After we got out of debt, we did pay cash for a used car.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Prairie Eco-Thrifter

MARCH 8, 2017

If you give the same care to you finances that you give your garden, both should grow. Use good stock. It is the same with your finances, whether with credit, savings or investments, use the most reputable institution offering the best plans that you can find. Discuss and agree on financial goals within your family.

Finance 133

Finance Growing Flowers and Plants Gardening 133

Prairie Eco-Thrifter

FEBRUARY 23, 2016

In it, I list all of our financial accounts, doctors, important documents and other things they would need to get to (such as life insurance companies) when we are both gone. I give the name of the item, the location, a contact number and an identifier for them to use when referencing it. Set financial goals for the year.

Personal Finance 100

Personal Finance Finance Financial Goals Life Insurance 100

Family Balance Sheet

JANUARY 5, 2018

My goals are completely attainable, but they will still stretch me t o be more intentional with my time. Aside from a health concern with one of my daughters , 2017 was a great year, however, I was distracted by non-necessities, so my overall theme for 2018 is to use my time more wisely on the people and things that are important to me.

Goals 100

Goals 2018 Motivation Kids and Family 100

Family Balance Sheet

NOVEMBER 5, 2014

Tell us about you and your family. Include anything that you’d like to add to give the reader an idea about your personality. We made the habit of now needing or spending the money we put toward debt and now we use that to put toward our emergency fund, vacations, and a down payment on a house. For us, it was saving money.

Debt Free 241

Debt Free Debt Emergency Fund Finance 241

Prairie Eco-Thrifter

AUGUST 26, 2013

You wouldn’t set out to build a house without first deciding what materials to use and what design you want. Establishing goals will be a major step in achieving what you want in life. Your life is your journey; if you have determined your priorities, set your own goals and worked out a plan, then the results are in your hands.

Goals 233

Goals Making Financial Goals Work 233

Family Balance Sheet

JULY 1, 2011

This will help you track your financial goals. One of my goals this year is to run a half-marathon. This is one goal that I am having the most success with so far. It was a clear, specific goal. It was also a reasonable goal for me. Give yourself a reward. Get yourself a copy and update it regularly.

July 124

July Goals Financial Goals Kids and Family 124

Saving Cents With Sense

DECEMBER 19, 2013

Financial Goals – Help kids make goals to be financially responsible this year. Educational Goals – Depending on the age of your child this can vary, and since my children are young, their goals are simple. This site uses affiliate links. Are your kids old enough for an allowance? All rights reserved.

Kids 85

Kids Goals Kids and Family New Year's 85

Family Balance Sheet

JULY 2, 2015

Tell us about you and your family. Include anything that you’d like to add to give the reader an idea about your personality. We have a 5 year old son and are in the process of adopting our 2 year old and 4 month old foster sons, making us parents of 3 boys! The money that we used to spend on debt now goes into savings.

Student 100

Student Debt Debt Free Finds 100

Family Balance Sheet

APRIL 1, 2021

Add up how much you are spending in the morning and you’ll see how much you will save for your fund, and maybe that will give you the inspiration to skip the AM drive-thru. Now go through the list and really ask yourself if you use or need all of it. Challenge yourself to give a thoughtful gift without spending a lot of money.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

SEPTEMBER 20, 2016

Tell us about you and your family. Include anything that you’d like to add to give the reader an idea about your personality. We started cooking at home more, a big issue for us was eating out. We used up what we had. If married, who initiated the debt free goal? To not count on debt being a tool we can use.

Debt 100

Debt Debt Free Bath and Body Works Gas 100

Family Balance Sheet

JULY 22, 2015

He is a financial coach and blogs at Well Kept Wallet. Tell us about you and your family. Include anything that you’d like to add to give the reader an idea about your personality. I cancelled my gym membership because I rarely used it. I used to just buy whatever I wanted regardless of the price.

Debt 100

Debt Debt Free Finance Finds 100