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Our 2023 Financial Goals

Family Balance Sheet

Did you make 2023 financial goals ? We decided on one big audacious financial goal for the year, and it’s a doozy! The last time we wrote numbers-driven financial goals was 2019. But after that, our goals were not as specific. My husband and I discussed some ideas over our holiday break.

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How We Frugal-ed this Week: 10/12/18

Family Balance Sheet

so that we have more money to put towards our financial goals. Our mission: Live WELL On LESS Money. Every Sunday afternoon, I plan the meals and do my grocery shopping for the week. That wasn’t very frugal of me, but our house was really hot and we all wanted to sleep well.

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How I Spent $425 on Groceries in March

Family Balance Sheet

I have been diligently challenging myself to spend less at the grocery store this year. I’m trying to find that balance of staying within a set budget while still eating well. But we have some serious financial goals to hit and the grocery budget is an easy target when it comes to cutting the budget.

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Smartphone Apps That Save You Money!

Saving Cents With Sense

This secure service doesn’t cost a dime, and it can automatically organize and track your spending, display all of your financial information in one easy-to-read place, and help you stay on track to hit your financial goals. Some show app-only offers as well or allow you to check your local store’s inventory.

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7 Clever Ways Moms Used to Save Money

Penny Pinchin' Mom

If you do a weekly meal plan, you will know exactly what ingredients need to be bought during your next grocery shopping trip, including the ones you have and those you don’t. Unfortunately, many of us head out to the grocery stores armed with nothing but our credit card and a rough idea of what we need.

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Find out how Richard paid off $40,000 of debt

Family Balance Sheet

Here in the UK gurus like Dave Ramsey or Suze Orman aren’t too well-known. Many personal finance bloggers talk about having a “no spend week” – well basically I had a “no spend” five years! Could I knock $20 off my grocery shopping somehow? What are your financial goals now?

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Find Out How Olivia & Her Husband Paid off Their Mortgage in 33 Months

Family Balance Sheet

People always told me “you’ll never be able to afford kids” or “there’s never a good time to have kids financially.” But I do realize some things happen that we don’t plan for as well. We made a plan and it ended up being God’s will as well. We read both of Dave’s books (Financial Peace and The Total Money Makeover).

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