Penny Pinchin' Mom

MARCH 11, 2024

The post How to Save Money Fast – My Top 20 Tips appeared first on Penny Pinchin' Mom. Munger so aptly puts it, learning how to save money fast is an education in and of itself. Here are my most effective 20 ways of saving money fast so you can start trekking toward your savings goal. ” – T.T.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Family Balance Sheet

JUNE 8, 2018

Personally, budgeting has allowed us to control of our money, reach financial goals, and start planning for our dream life. How to Start a Budget (and be successful at it!). I discovered the term, Zero-Based Budget, when my husband and I took Dave Ramsey’s Financial Peace University home course many years ago.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Family Balance Sheet

FEBRUARY 1, 2023

How are you doing with the financial goals you made for 2023? Unfortunately, many people abandon their New Year’s goals by mid-January and everything goes downhill from there. The goal of Frugal February is NOT to feel deprived, but rather to find creative ways to get through the month without unnecessary spending.

February 130

February Frugal Financial Goals Goals 130

Family Balance Sheet

AUGUST 21, 2020

Let me show you how to create a Family Balance Sheet. If it’s updated regularly, you will always know how much you OWE and how much you OWN. You’ll know how much is in your checking and savings accounts and your retirement accounts. Need a quick snapshot of your finances? Our Debt Freedom Plan.

Family 241

Family Debt Finance Kids and Family 241

Penny Pinchin' Mom

FEBRUARY 16, 2024

The post How to Save Money From Salary Without Sacrificing Your Lifestyle appeared first on Penny Pinchin' Mom. Learning how to save money from your salary without sacrificing your lifestyle is a skill worthy of an entire course subject in the most prestigious of schools.

Saving Money 52

Saving Money Money Saving Bills 52

Savings Corner

DECEMBER 25, 2023

Here’s how bonds work and how to use the many different types of bonds to power your portfolio. You can also seek out a financial planner who will work with you to set financial goals and personalize your journey. Source link The post How To Start Investing In 2023 appeared first on Savings Corner.

Taxes 52

Taxes Growing Money College Tuition 52

Prairie Eco-Thrifter

MARCH 24, 2013

Set your financial goals. In order to meet some financial goals, you must take some level of risk. However, unless you agree on what your financial goals are as a couple, chances are you won’t get there. Nothing in life is certain.

Financial Goals 222

Financial Goals Goals Money Real Estate 222

Prairie Eco-Thrifter

APRIL 13, 2011

We need to work together to set some financial goals and a budget for you so that you can resist spending money on items that really don’t matter in the long run. Lastly, set some financial goals. Where do you want to be financially in the next year, 5 years, and 10 years? This my friend is not a good thing.

Financial Goals 174

Financial Goals College Tuition Goals Credit Cards 174

Prairie Eco-Thrifter

DECEMBER 1, 2014

In fact, one of my favorite things to do at the end of December each year is to set financial goals for the new year. I’m convinced that I’ve had such good luck achieving many of my financial goals because I write them down and keep myself accountable. The most important step is to create realistic goals.

Goals 209

Goals Financial Goals December Motivation 209

Prairie Eco-Thrifter

SEPTEMBER 4, 2011

View his latest articles on the University of Phoenix Birmingham and how to obtain a graphic design degree here. However, the problem is that most people do not know how. Here are are five reasons why budgeting for your family is important: A thorough financial analysis helps you…. achieve financial targets.

Family 196

Family Financial Goals Debt Goals 196

Prairie Eco-Thrifter

SEPTEMBER 23, 2014

Setting Financial Goals: Make Them Smart and Simple How to Change Bad Habits to Maintain Healthy Ones Guide to Laddering. By making that shift from short-term to long-term mindset, redefining what “ease” really is, and accepting personal responsibility- the cycle of unhealthy habits is much more likely to be broken.

Cycle 181

Cycle Cinnabon Goals Financial Goals 181

Prairie Eco-Thrifter

AUGUST 26, 2013

Much has been written about the importance of setting goals to achieve success but I think it is also an important strategy when wondering how to make life better for yourself. To improve your life you need to know what is important to you, what things you want to achieve and how you are going to go about achieving them.

Goals 233

Goals Making Financial Goals Work 233

Prairie Eco-Thrifter

MARCH 10, 2013

Do a financial analysis to determine if buying a home will move you towards your financial goals or away from them. As you look for that home, go through a checklist and only consider homes that pass all items on your list. Think about the ‘extras’ that may tempt you post sale – keeping up with the Jones type extras.

Making 240

Making Home Financial Goals At&T 240

Penny Pinchin' Mom

JANUARY 16, 2024

However, if you have been following me, you know that I am quite serious about finding ways to not only get out of debt but also how to create a budget (and stick to it) as well as how to save money without necessarily depriving your family of the quality of life they deserve. It will help you achieve your financial goals faster.

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

Savings Corner

DECEMBER 25, 2023

How to use a savings goal calculator Here are brief definitions for terms used in the calculator. Savings goal : The amount you want to save — whether it’s for an emergency fund, short-term goal or long-term goal. Tax Filing Webinar — Jan.

Calculators 52

Calculators Goals Emergency Fund Financial Goals 52

Prairie Eco-Thrifter

JANUARY 7, 2015

Set Monthly Money Goals. Do a review of your finances this month to set monthly financial goals for yourself and your family. Monthly goals are better than yearly goals, because a month is a short enough time that you will actually stick to them. How are you financially preparing for the New Year?

Goals 100

Goals Financial Goals New Year's Budgeting 100

Family Balance Sheet

DECEMBER 29, 2020

For more information about the spreadsheets and details on how to order, visit: Family Budget Spreadsheets. Financial Goals – Use this spreadsheet to quantify your financial goals for the current year and years to come. Color in the blocks as you hit your goals. Weekly Menu & Grocery List Planner (pdf).

Budgeting 130

Budgeting Budget Family Property Taxes 130

Family Balance Sheet

FEBRUARY 1, 2019

How did you do with your financial goals in January? We have only one financial goal for 2019 and we made some progress in January. It was a great feeling to make that payment, and to continue the momentum I want to double down on our financial goal. How much cash can you find?

February 100

February Frugal Financial Goals Budgeting 100

Prairie Eco-Thrifter

MARCH 3, 2012

Guest Post Author Bio: Mary blogs at World of Finance where she strives to help people learn how to make managing their money easy. With a background in finance, she created World of Finance to build a community of people that want to turn their finances around and achieve their financial goals one step at a time.

Budgeting 213

Budgeting Budget Finance Desserts 213

Family Balance Sheet

FEBRUARY 28, 2019

We made one big financial goal for 2019 and are striving and working hard to make progress. We started the year with a great January and made some progress with our goal, so to continue the momentum, I wanted to double down on our financial goal and be very mindful with our finances. Share in the comments.

March 100

March Financial Goals Budgeting Budget 100

Prairie Eco-Thrifter

FEBRUARY 5, 2013

Here are some of my tips on how to get and stay on the same money track as your spouse. If you agree on your financial goals and approaches, neither of you will feel compelled to control the others money use. If All Else Fails, Get Financial Therapy! Every marriage is unique!

Money 269

Money Giveaway Goals Debt 269

Prairie Eco-Thrifter

DECEMBER 30, 2013

Educate yourself about how money works, and how to make the most of it. From investing to managing your monthly cash flow, understanding how money works is an important part of getting it to work for you. Take the time to learn about how money works, and learn how it can work for you. Educate Yourself.

Financial Goals 186

Financial Goals Goals Finance Money 186

Savings Corner

DECEMBER 24, 2023

Not everyone’s financial situation calls for the extra help, but there are some instances where you might need one. Here’s how to tell if getting a financial advisor is right for you. What financial advisors do A financial advisor helps individuals manage their money and map out their financial futures.

Financial Goals 40

Financial Goals Goals Real Estate Money 40

Penny Pinchin' Mom

DECEMBER 17, 2023

So, you want to get started on debt repayment so you can focus on other financial goals? However, if you pay off these debts, there will be nothing left for investments in these tough financial times. Doing this actually gave me the peace of mind that I needed to focus on my financial goals.

Pay Off Debt 52

Pay Off Debt Debt Emergency Fund Financial Goals 52

Family Balance Sheet

OCTOBER 18, 2019

Our 2019 Financial Goal. Happy New Year’s 2019: In January 2019, we were down to one final non-mortgage loan, so we created just one financial goal for the year—-to pay off that last non-mortgage debt by December. We can now move on to other financial goals. 1st Update in June 2014. 2018 Update.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Family Balance Sheet

SEPTEMBER 17, 2021

In fact, it was one of my 2020 financial goals. I had all of this info scattered in my brain and in different file folders. My husband is many things, but he is not a mind-reader, so creating this binder was on my to-do list for some time. It took about two hours to gather everything needed for the binder.

Family 130

Family Financial Goals 2020 Insurance 130

Family Balance Sheet

OCTOBER 2, 2022

I’m always looking for ways to save my family money to help us get through current higher food and gas prices and achieve our big financial goals. Read: How to Roast Butternut Squash. Some months are more successful than others. My Frugal Shenanigans! My butternut plant yielded nine beautiful squashes.

September 130

September Frugal Plants Pop Tarts 130

Family Balance Sheet

JULY 9, 2014

We want to achieve our financial goals, but still enjoy life. To read more about our experience, read How to Get a FREE Gym Membership. I’m always looking for new ideas on how to cut back on spending without feeling a major sacrifice to our lifestyle. We want to have our cake and eat it too. Gym Membership.

Grocery Spending 242

Grocery Spending Financial Goals January Budgeting 242

Family Balance Sheet

FEBRUARY 19, 2022

Create our family’s financial goals and Debt Freedom Plan. While our setup has helped us achieve many of our financial goals, we have made many mistakes over the years. He often takes the lead with research and comparison shopping for these big purchases. His primary focus is growing and maintaining his business.

Office 130

Office Family Finance Kids and Family 130

Savings Corner

DECEMBER 24, 2023

Bankrate’s AdvisorMatch can connect you to a CFP® professional to help you achieve your financial goals. Here’s what financial planning is all about and what you need to know to get started. What is a financial plan? These are some of the largest issues when it comes to financial planning.

Goals 52

Goals Debt Taxes Insurance 52

Family Balance Sheet

MARCH 11, 2021

Do our goals still make sense now that we’re in the trenches of the new year? Take some time to review your yearly financial goals. SMART goals are: S – specific. I update it monthly and we always know how much we OWN and how much we OWE. Did you use the S.M.A.R.T. method when writing them?

Finance 130

Finance Cleaning Goals Insurance 130

Prairie Eco-Thrifter

MARCH 23, 2015

Set your financial goals together and you both will be more likely to stick to them. Weigh each decision against your financial goals. Consider not only the financial aspects, but the life enjoyment aspects as well. Persistence is a key to your success in becoming financially independent.

Financial Goals 100

Financial Goals Emergency Fund Money Goals 100

Family Balance Sheet

APRIL 2, 2022

How to Grill Summer Fruit. How to Grill Pizza – No need to heat up the house to make homemade pizza, grill it instead! How to Start & Maintain a Backyard Compost. They’re all designed to help you save money, pay off debt, and achieve your financial goals, so please take advantage of them.

Budgeting 130

Budgeting Budget Friends And Family Sale Home and Garden 130

Prairie Eco-Thrifter

JULY 10, 2012

If you Google how to make a budget, you’ll find the same boilerplate list of steps on thousands of sites. How to Start a Budget with a Purpose Just like my experience making cookies, we have the ability to put our finances into a budget so that we can get what we want with the money we earn. So, how do you manage your finances?

Budgeting 213

Budgeting Budget Toll House Cooking 213

Family Balance Sheet

NOVEMBER 11, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. How to Save this Week: Don’t miss the pre-holiday grocery deals. Our mission: Live WELL, On LESS Money. What We Ate this Week: Monday: Taco boats. I bake the boats in the oven.

Frugal 100

Frugal Fridays Financial Goals Homemade 100

Prairie Eco-Thrifter

JULY 11, 2013

Do you know how to protect yourself if debt collectors are harassing you? Amanda from the ReadyForZero blog writes How to Fight Back Against Illegal and Unfair Debt Collection Practices in an effort to teach you exactly what the debt collectors do and don’t have a right to do so you can fight back against illegal practices.

Fridays 189

Fridays Debt Gas Mileage Financial Goals 189

Penny Pinchin' Mom

FEBRUARY 16, 2024

And I’m not talking about how to spend it (we all know how to do that and then some!). I’m talking about how to earn, save, invest, and ultimately make your money work for you. Coupon To be a frugal mom, you need to learn how to coupon. Set personal and financial goals for your savings.

Money 52

Money Insurance Debt Bulk 52