Penny Pinchin' Mom

DECEMBER 17, 2023

The post The Age Old Question: Should You Pay Off Debt or Save? Should you pay off debt or save? So, you want to get started on debt repayment so you can focus on other financial goals? However, if you pay off these debts, there will be nothing left for investments in these tough financial times.

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Pay Off Debt Debt Emergency Fund Financial Goals 52

Family Balance Sheet

OCTOBER 18, 2019

Our 2019 Financial Goal. Happy New Year’s 2019: In January 2019, we were down to one final non-mortgage loan, so we created just one financial goal for the year—-to pay off that last non-mortgage debt by December. We can now move on to other financial goals. 1st Update in June 2014. 2018 Update.

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Debt 2019 Financial Goals Emergency Fund 100

Prairie Eco-Thrifter

JUNE 11, 2014

One of the mistakes that we often make when saving is putting everything into one account. It’s fun to watch your account grow, but at the same time, if you have different goals for the money, having everything in one account can be problematic, since you aren’t able to identify which money is earmarked for a specific goal.

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Goals Emergency Fund Used Vacation 208

Family Balance Sheet

APRIL 2, 2022

Once you have a total, you know the amount you need to start saving for and it’s not too late to find the funds. If you think you’re going to come up short on cash, check out my 25 Ideas to Find Money. How to Grill Summer Fruit. Front-Yard Landscaping: 15 Tips To Help You Design Your Landscape and Save Money.

Budget 130

Budget Budgeting Friends And Family Sale Home and Garden 130

Family Balance Sheet

OCTOBER 6, 2017

It’s a tight budget and I failed miserably recently, but we have lots of financial goals, so I need to get it back in line. These posts will help: How to Save Money on Groceries WITHOUT Using Coupons. My #1 Simple Tool that Saves Me Hundreds. 10 Smart Tips to Save Money on Meat.

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Budget Budgeting Financial Goals Freezers 100

Family Balance Sheet

SEPTEMBER 22, 2017

It’s a tight budget and I failed miserably over the summer, but we have lots of financial goals, so I need to get it back in line. These posts will help: How to Save Money on Groceries WITHOUT Using Coupons. My #1 Simple Tool that Saves Me Hundreds. 10 Smart Tips to Save Money on Meat.

Budget 100

Budget Budgeting Financial Goals Tacos 100

Savings Corner

DECEMBER 24, 2023

Financial planning is any type of strategizing around the financial aspects of your financial life. These areas range from the basics such as budgeting to more complex areas such as saving and investing for retirement as well as estate planning for the distribution of your assets. What is a financial plan?

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Goals Debt Taxes Insurance 52

Family Balance Sheet

OCTOBER 20, 2017

It’s a tight budget and I failed miserably recently, but we have lots of financial goals, so I need to get it back in line. This Week in the Kitchen: In an effort to save time and money, I’m trying to add either meals or ingredients to my freezer each week. My #1 Simple Tool that Saves Me Hundreds.

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Budget Budgeting Leftovers Daughter 100

Family Balance Sheet

OCTOBER 13, 2017

It’s a tight budget and I failed miserably recently, but we have lots of financial goals, so I need to get it back in line. This Week in the Kitchen: I bought an Instant Pot over the summer and I’ve been trying to figure out how it fits into my kitchen routine and my family’s palate. Please share in the comments.

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Budget Budgeting Leftovers Financial Goals 100

Family Balance Sheet

SEPTEMBER 1, 2017

It’s a tight budget and I failed miserably over the summer, but we have lots of financial goals, so I need to get it back in line. I created a Pinterest board, Instant Pot Recipes to save ideas, and if you have a favorite IP recipe, send it my way! My #1 Simple Tool that Saves Me Hundreds. 8 Freezer Meal Recipes.

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Budget Budgeting 2017 Financial Goals 100

Family Balance Sheet

SEPTEMBER 29, 2017

It’s a tight budget and I failed miserably over the summer, but we have lots of financial goals, so I need to get it back in line. These posts will help: How to Save Money on Groceries WITHOUT Using Coupons. My #1 Simple Tool that Saves Me Hundreds. 10 Smart Tips to Save Money on Meat.

Budget 100

Budget Budgeting Homemade Financial Goals 100

Penny Pinchin' Mom

FEBRUARY 16, 2024

The post What to Do With Money: A Mom’s Guide to Smart Money Management appeared first on Penny Pinchin' Mom. You need to know what to do with money! And I’m not talking about how to spend it (we all know how to do that and then some!). Do you have a retirement plan or a healthy savings account?

Money 52

Money Insurance Debt Bulk 52

Family Balance Sheet

SEPTEMBER 15, 2017

It’s a tight budget and I failed miserably over the summer, but we have lots of financial goals, so I need to get it back in line. These posts will help: How to Save Money on Groceries WITHOUT Using Coupons. My #1 Simple Tool that Saves Me Hundreds. 10 Smart Tips to Save Money on Meat.

Budget 100

Budget Budgeting Freezers Kids and Family 100

Prairie Eco-Thrifter

MAY 29, 2014

I’m constantly expanding my repertoire of healthy dishes and saving money by cooking them myself. Meat accounts for 10 percent of Americans’ food spending, so making the switch to vegetarianism fit in quite well with my financial goals. A departure from another pasta with red sauce is always welcome. Get Healthy'

Financial Goals 172

Financial Goals New York City Fuel Restaurant 172

Family Balance Sheet

SEPTEMBER 8, 2017

It’s a tight budget and I failed miserably over the summer, but we have lots of financial goals, so I need to get it back in line. My grandmother taught me this money saving tip years ago and I now only buy the seconds. These posts will help: How to Save Money on Groceries WITHOUT Using Coupons.

Budget 100

Budget Budgeting 2017 Home and Garden 100

Family Balance Sheet

APRIL 1, 2021

But the truth is, we have the money. Our emergency fund has saved us countless times and it will save us once again with the truck. And while I don’t like parting with our money, I am grateful that this repair won’t send us into financial distress. 2 – Decide where to put the money.

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Emergency Fund Money Finds Friends And Family Sale 130

Savings Corner

APRIL 4, 2024

To refinance a mortgage, you’ll pay between 2 and 5 percent of the loan amount in closing costs, so if you’re refinancing to save money, you’ll need to calculate your break-even point. How to refinance your mortgage What happens when you refinance your home or rental property ? How can I get the best refinance rate?

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Refinancing Work Debt Financial Goals 52

Family Balance Sheet

JUNE 22, 2020

In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. How we got to six figures of non-mortgage debt: In the summer of 2012, we found an opportunity to purchase an office building for our small business. My grocery strategies: How to Save Money on Groceries.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

OCTOBER 9, 2014

It is my personal mission as the household manager for my family to live well, but I want us to do so on less money. I want my family to enjoy life, but we also have some pretty serious financial goals that we are trying to achieve. My absolute #1 way for saving money at the grocery store is to PLAN OUR MEALS.

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Budget Budgeting Finance Organic 100

Family Balance Sheet

FEBRUARY 4, 2015

Here’s a tutorial for how to use the Debt Snowball Calculator to get out of debt faster. What are the top 3 – 5 ways you found money to put towards debt. However, even if those things hadn’t come along, we were still on track to pay it off within 2 years just by saving every penny we could.

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Debt Free Debt Financial Goals Budgeting 100

Family Balance Sheet

NOVEMBER 19, 2014

What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. It was amazing to have extra money to spend on living in another country. We learned how to keep our living expenses low so we can spend more on travel. It’s feels nice to spend money on a date night out.

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Debt Debt Free Finance Friends And Family Sale 245

Saving Cents With Sense

MARCH 21, 2011

If you are looking to get your finances organized, you don’t want to miss this giveaway from Dave Ramsey, who has helped millions of people get out of debt and start saving. His Financial Peace University teaches people how to make the right decisions regarding money and empowers them to achieve their financial goals.

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Giveaway Package Financial Goals Debt 94

Family Balance Sheet

JANUARY 1, 2015

My husband and I make some financial goals at the start of every year. This is the year that we will control our money and our debt and fear will not control us. In 2013, The Christmas Savings Club encouraged all of us to save monthly so that we could have a cash Christmas. How We Saved.

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2015 Money Debt Home and Garden 100

Family Balance Sheet

JUNE 16, 2015

What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. Decide here and now what your goals are and write them down. He handles the numbers and then I figure our how to maximize those numbers. How did you celebrate when you became debt free? Write down your goals.

Debt 100

Debt Debt Free Finds Goals 100

Family Balance Sheet

FEBRUARY 16, 2016

But the truth is, we have the money. Our emergency fund has saved us countless times and it will save us once again with the truck. And while I don’t like parting with our money, I am grateful that this repair won’t send us into financial distress. 2 – Decide where to put the money.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Family Balance Sheet

APRIL 19, 2016

She writes at her personal finance website, And Then We Saved. I created a Wants and Needs list, made the commitment to do the Spending Fast for a year, and spent money only on what I absolutely needed to survive. (I I explain exactly how to create a Wants and Needs list in my book. What are your financial goals now?

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Credit Cards Debt Free College Debt 100

Savings Corner

DECEMBER 24, 2023

Instead, they are deposited into a savings account, and you make payments on your balance for the duration of the loan. Using a personal loan is only a good idea when it is consistent with being able to achieve other financial goals,” says Mark Hamrick, Bankrate senior economic analyst and Washington bureau chief. “If

Debt 52

Debt Credit Cards Credit College Tuition 52

Family Balance Sheet

MARCH 18, 2015

I’ve always been a total brown thumb but I am determined to finally figure out how to grow things. How much debt did you pay off? How long did it take you? What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. What are your financial goals now?

Debt Free 100

Debt Free Debt Finds Home and Garden 100

Family Balance Sheet

APRIL 1, 2015

What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. If you track your spending for 2-3 months by saving every receipt you get a good idea where every dollar is going. If we want something today we save for it and then buy it. As long as we can save for it we enjoy it.

Debt 100

Debt Credit Cards Debt Free Credit 100

Prairie Eco-Thrifter

FEBRUARY 4, 2011

Managing Money. Bucksome Boomer shares with us 9 tips for tax time that will save us from forming those wrinkles. Saving Money Today clears up for us the difference between defined benefit and defined contribution. Young and Thrifty gives us tips on how to pick a good financial advisor. GO PACK GO!

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January February Debt Personal Finance 113

Prairie Eco-Thrifter

MAY 10, 2012

. ” Dr Dean presents iPads And Tablets: Ten Ways To Keep ‘Em Safe While Traveling posted at The Millionaire Nurse Blog , saying, “iPad’s size and weight make them great for traveling Read all about how to help keep yours from the black hole that is ‘ airline lost and found.’

Money 113

Money May 2012 Debt 113

Prairie Eco-Thrifter

NOVEMBER 12, 2011

20′s Finances: How I Got 4 Movie Tickets for $9 – Find out how I found the steal of a lifetime in getting four movie tickets for $9 total! Money Q & A: Top Ten Money Questions People Always Ask – Find out the most popular questions that people are always asking me. I’m a geek, he’s not.

November 188

November 2011 Personal Finance Finance 188

Family Balance Sheet

AUGUST 5, 2015

He was always trying to put us on budgets, help us look for ways to save and not spend so much but we never found a system that worked for us and continued in spending behaviors that didn’t help advance goals. What are the top 3 – 5 ways you found money to put towards debt. It enabled us to save almost $500 a month!!

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Debt Debt Free Finds Finance 100

Family Balance Sheet

JUNE 2, 2016

What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. My biggest wins for saving money came from psychological tricks I’d employ. Avoid Shops Like The Plague – The simplest way to save money is just stop going near shops as much as you can!

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Debt Finds Debt Free Pay Off Debt 100

Savings Corner

APRIL 4, 2024

They focus on the points consumers care about most — price, customer service, policy features and savings opportunities — so you can feel confident about which provider is right for you. Anti-theft device discount Caret Down Having an anti-theft device in your car might help you save money on your insurance.

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Insurance Life Insurance Homeowner Insurance Cars 52