Saving With Shellie

JULY 29, 2011

Today I thought I’d take a minute to go over some ideas to set smart financial goals. If you have ever taken a business class, you’ve learned about setting goals that follow the SMART acronym. Help save America $1 billion dollars and use those savings to further your own financial goals!

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Financial Goals Goals Netflix November 53

Family Balance Sheet

FEBRUARY 1, 2019

How did you do with your financial goals in January? We have only one financial goal for 2019 and we made some progress in January. It was a great feeling to make that payment, and to continue the momentum I want to double down on our financial goal. The goal of Frugal February is NOT to feel deprived, .

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February Frugal Financial Goals Budgeting 100

Prairie Eco-Thrifter

DECEMBER 30, 2013

A little education — and the application of the things you learn — can go a long way toward helping you set and keep financial goals that yield good returns. If you have a partner and/or a family, it’s a good idea to make your plans together. Get help setting financial goals, and working toward them.

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Financial Goals Goals Finance Money 186

Savings Corner

DECEMBER 25, 2023

And if you’re worried about being able to save enough of your earnings to meet your retirement goals , building wealth through passive income is a strategy that might appeal to you, too. Passive income ideas: What is passive income? Risk: If this idea looks interesting, be extra careful to find a legitimate operation to partner with.

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Money Making Real Estate Rent 52

Family Balance Sheet

FEBRUARY 28, 2019

We made one big financial goal for 2019 and are striving and working hard to make progress. We started the year with a great January and made some progress with our goal, so to continue the momentum, I wanted to double down on our financial goal and be very mindful with our finances. 5 – Find Extra Cash.

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March Financial Goals Budget Budgeting 100

Family Balance Sheet

JUNE 8, 2018

Personally, budgeting has allowed us to control of our money, reach financial goals, and start planning for our dream life. Use old receipts, bank statements to get an idea of how much you must spend. I list tons of ideas: How to Slash Your Grocery Spending . Another way to think of a budget is a spending plan.

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Budgeting Budget Financial Goals Goals 133

Savings Corner

DECEMBER 24, 2023

For example, financial advisors can help you plan for retirement, budget, plan your estate and more. They also help you set your personal financial goals to reach milestones. When to get a financial advisor Not everyone needs a financial advisor, especially since it’s an additional cost.

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Financial Goals Goals Real Estate Money 40

Family Balance Sheet

JANUARY 4, 2016

We have new financial goals for this year. While we made considerable headway in 2015 with reducing our debts, we missed our goal of paying off a loan by the end of the year. I’ll continue to offer money saving tips, ideas, strategies and recipes like I always have, along with some new themes that I will be focusing on.

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2016 Money Financial Goals Debt 100

Family Balance Sheet

OCTOBER 7, 2014

financial goals. Read last year’s 31 Days to Find $1000 for ideas. Please note, I AM NOT A FINANCIAL PLANNER. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Not enough cash flowing in?

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Finance Organic Organization Financial Goals 113

Prairie Eco-Thrifter

AUGUST 25, 2014

Doing this will help you reach your financial goals much more quickly and may give you the motivation to change your spending habits here and there. The idea of being unplugged for a period of time each day is not a hugely popular one but I think it’s important to get away from everything and just. Get Healthy'

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Financial Goals Goals Budgeting Budget 213

Family Balance Sheet

JULY 9, 2014

We want to achieve our financial goals, but still enjoy life. I’m always looking for new ideas on how to cut back on spending without feeling a major sacrifice to our lifestyle. But one thing we didn’t want to do was feel like we were living a life of “lack” or sacrifice. Gym Membership.

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Grocery Spending Financial Goals January Budgeting 242

Family Balance Sheet

OCTOBER 16, 2017

The spreadsheet listed our short-term and long-term account balances, our debts, and our short-term and long-term financial goals. We are working towards some pretty big financial goals and we’ve hit quite a few already. I STILL use our spreadsheet today. I don’t want him to feel that way.

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Family Financial Goals Debt Calculators 100

Family Balance Sheet

DECEMBER 10, 2014

Include anything that you’d like to add to give the reader an idea about your personality. Many of their ideas were inspiring and their stories continued to motivate me through the entire process. Her ideas were simple to implement and only took a few minutes a day. What are your financial goals now?

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Debt Debt Free Financial Goals Goals 227

Family Balance Sheet

MARCH 12, 2015

Refresh your memory with what you were thinking at the beginning of the year and review your yearly financial goals. You’re now in the trenches of the new year, do those goals still make sense? When reviewing your goals, did you use the S.M.A.R.T. method when you wrote them? Are they: S – specific. M – measurable.

Finance 100

Finance Cleaning Financial Goals Goals 100

Family Balance Sheet

FEBRUARY 19, 2022

My husband’s role in our finances: He listens when I need a sounding board for my ideas. Create our family’s financial goals and Debt Freedom Plan. While our setup has helped us achieve many of our financial goals, we have made many mistakes over the years. I also manage the finances of our business.

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Office Family Finance Kids and Family 130

Family Balance Sheet

JANUARY 17, 2012

It is one of our 2012 Financial Goals and I am starting to research it. And since neither my husband or I have been there we have no idea what to plan, how much to save, where to stay, or when to take the trip. And we're really, really excited about it! You have to plan it out, right down to the last detail.

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Disney Disney World Financial Goals Vacation 157

Family Balance Sheet

DECEMBER 2, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. If funds are tight this Christmas, here’s a list of 30 FREE, but Thoughtful Gift Ideas. Our mission: Live WELL, On LESS Money. Shopping online this holiday season? Try Ebates.

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Frugal Fridays Leftovers Financial Goals 100

Savings Corner

APRIL 4, 2024

Since your refinanced mortgage replaces your current loan, it’s a good idea to compare refinance rates from at least three lenders. Consider a home equity loan or a home equity line of credit (HELOC) as alternative ways of reaching your financial goals. Does refinancing affect my credit?

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Refinancing Work Debt Financial Goals 52

Family Balance Sheet

FEBRUARY 23, 2015

Our main financial goal in 2015 is to pay down our non-mortgage debt. For more ideas about finding extra money, read 31 Days to Find $1000. Financial Freedom' My hope is to have it all paid off by the end of 2016 and to do so we need to get creative and resourceful. Where can we find extra money?

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Debt January Money Financial Goals 100

Prairie Eco-Thrifter

JANUARY 15, 2013

Both of them are stuck in the idea of looking rich, rather than worrying overmuch about whether or not they have true wealth. They have enough money to qualify for the debt required to meet their ideas of how their lives should look. Neither of these men is what most of us would call “poor.” ” They make good money.

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Debt Wedding Money Financial Goals 274

Family Balance Sheet

NOVEMBER 25, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. If funds are tight this Christmas, here’s a list of 30 FREE, but Thoughtful Gift Ideas. Our mission: Live WELL, On LESS Money. Tuesday: Tortellini & Spinach Soup.

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Frugal Fridays Leftovers Financial Goals 100

Prairie Eco-Thrifter

JANUARY 7, 2015

That’s why a year end review is a good idea, financially. whether you had any goals that you set financially (did you stick to them, or stray from them?). Set Monthly Money Goals. Do a review of your finances this month to set monthly financial goals for yourself and your family.

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Goals Financial Goals New Year's Budgeting 100

Family Balance Sheet

APRIL 2, 2022

If you think you’re going to come up short on cash, check out my 25 Ideas to Find Money. Budget-Friendly Summer Fun Ideas: Summer activities can be found all around you. We have had fun with most of these ideas locally, but a quick Google search will help you find locations and destinations near you. Go camping in the backyard.

Budgeting 130

Budgeting Budget Friends And Family Sale Home and Garden 130

Penny Pinchin' Mom

MARCH 11, 2024

Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal. You can even use a budgeting app if you need a little more support reaching your financial goal.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Family Balance Sheet

MARCH 11, 2021

Do our goals still make sense now that we’re in the trenches of the new year? Take some time to review your yearly financial goals. SMART goals are: S – specific. It is a good idea to review your credit report periodically to check for any fraudulent activity , such as identity theft. M – measurable.

Finance 130

Finance Cleaning Goals Insurance 130

Family Balance Sheet

SEPTEMBER 1, 2017

It’s a tight budget and I failed miserably over the summer, but we have lots of financial goals, so I need to get it back in line. I created a Pinterest board, Instant Pot Recipes to save ideas, and if you have a favorite IP recipe, send it my way! Our monthly grocery budget for my family of 4 is $500.

Budgeting 100

Budgeting Budget 2017 Financial Goals 100

Family Balance Sheet

FEBRUARY 4, 2015

Include anything that you’d like to add to give the reader an idea about your personality. Living on two-incomes, we could have easily paid off our debt quickly, but we had no idea at the time that “debt free” was even a thing. It sounded like a great idea. What are your financial goals now?

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Debt Free Debt Financial Goals Budgeting 100

Family Balance Sheet

JULY 10, 2023

My goal has always been to live well on less while achieving our big financial goals. We found a really cute set for a great sale price at Big Lots…of all places–I had no idea they sold furniture. Frugal living is not about deprivation. Some months are more successful than others.

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Frugal June Flights CD 100

Prairie Eco-Thrifter

DECEMBER 31, 2012

This is particularly true if you have a lot of big goals that matter. Productivity experts are moving away from the idea of multi-tasking, and you should move away from the idea of trying to do too much at once. Next, break your big goal down into milestones. Next, break your big goal down into milestones.

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Goals Financial Goals Work Re-use 230

Prairie Eco-Thrifter

APRIL 10, 2014

I can give you a million ideas and ways to change your situation, but you have to be willing to do the work. The whole conversation could be summarized by this “Yeah, I have a problem because I’m living in an apartment I can’t afford, BUT here’s a list of reasons why I don’t have any other choice”. Yeah…but…. This was such a perfect example.

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Price Rent Financial Goals Converse 209

Penny Pinchin' Mom

FEBRUARY 16, 2024

Set personal and financial goals for your savings. Now, the thing about educating yourself about what to do with money and personal finance issues is that your mind will start being open to investment ideas. These are ideas that could bring you money in the form of passive income. They can be anything.

Money 52

Money Insurance Debt Bulk 52

Prairie Eco-Thrifter

MAY 29, 2014

Meat accounts for 10 percent of Americans’ food spending, so making the switch to vegetarianism fit in quite well with my financial goals. What are the challenges and ideas you associate with vegetarianism? The truth is, I don’t miss meat. I made the switch to vegetarianism three years ago and haven’t looked back since.

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Financial Goals New York City Fuel Restaurant 172

Family Balance Sheet

SEPTEMBER 9, 2014

Include anything that you’d like to add to give the reader an idea about your personality. We actually talk about money and our short- and long-term financial goals a lot, but not so much about spending. What are your financial goals now? Quitting my job was a big financial goal that I just made happen.

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Debt Debt Free Pay Off Debt Financial Goals 236

Prairie Eco-Thrifter

AUGUST 26, 2013

It’s a good idea to review your goals from time to time. The goals we make when we are twenty may not fit when we are thirty. Our priorities can change just like our circumstances; as we live the life we planned, new ideas and opportunities can come up. As we live, we grow; as we grow, we change.

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Goals Making Financial Goals Work 233

Penny Pinchin' Mom

FEBRUARY 16, 2024

The general idea is that 20% of your salary or paycheck is a good amount to channel toward your savings plan. If you learn how to save money from your monthly salary in a smart way, you don’t have to drastically diminish your lifestyle expenses to achieve your financial goals.

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Saving Money Money Saving Bills 52

Prairie Eco-Thrifter

SEPTEMBER 23, 2014

For example, if their idea of fun is a group bike ride or putting together a healthy potluck, it’s easy to incorporate those activities into your life just by going with the flow. Setting Financial Goals: Make Them Smart and Simple How to Change Bad Habits to Maintain Healthy Ones Guide to Laddering. Get Healthy'

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Cycle Cinnabon Goals Financial Goals 181

Family Balance Sheet

APRIL 12, 2016

Once I got home from that money changing event at my grandparents’ house, my best friend told me about this financial series she and her husband had been going through at church called Financial Peace University (Dave Ramsey). I read it in two days and I was sold on the idea of being debt free. Simply doing a budget.

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Credit Cards Debt Debt Free Student 100