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What to Do When You and Your Spouse Have Differing Financial Goals

Prairie Eco-Thrifter

We knew that we would at least partially combine our finances when we were officially married, but when we were making our combined budget before going to the bank and officially combining, we hit a bit of a road block when we realized that we have a huge disparity in our financial goals. Money Tips'

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10 Best Low-Risk Investments In April 2024

Savings Corner

There are, however, two catches: Low-risk investments earn lower returns than you could find elsewhere with risk; and inflation can erode the purchasing power of money stashed in low-risk investments. If you opt for only low-risk investments, you’re likely to lose purchasing power over time.

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10 Must-Know Personal Finance Tips for Moms’ Financial Success

Penny Pinchin' Mom

Have Specific Financial Goals Financial planning is the key to financial success. You need to have very specific financial goals; what do you need to achieve by which date? It will help you achieve your financial goals faster. The trick is to pay close attention to the interest rates.

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How We Frugal-ed in August 2022

Family Balance Sheet

I’m always looking for ways to save my family money to not only help us get through current higher food and gas prices but also to help us achieve our big financial goals. This is a low amount, but I don’t shop too much online until November. But in the end, $155 is still a gift. My Frugal Shenanigans! Received $5.52

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How to Manage Different Investment Risk Tolerances Between Spouses

Prairie Eco-Thrifter

When you have low income, little savings, not much time to accumulate or lots of debt, you probably don’t want to be investing at high risk levels, according to Invesco. Set your financial goals. In order to meet some financial goals, you must take some level of risk. Nothing in life is certain.

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Things to Do When You are Unplugged

Prairie Eco-Thrifter

Eating out is also something you can do when you are unplugged but it doesn’t foster the same connection, nor does it come at a low price. Doing this will help you reach your financial goals much more quickly and may give you the motivation to change your spending habits here and there. Play a Sport or Get Active.

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Get your FREE Family Balance Sheet Excel Spreadsheet

Family Balance Sheet

The spreadsheet listed our short-term and long-term account balances, our debts, and our short-term and long-term financial goals. We are working towards some pretty big financial goals and we’ve hit quite a few already. I STILL use our spreadsheet today. I don’t want him to feel that way.

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