The Frugal Girl

MARCH 4, 2024

I’m Mary, and it’s a pleasure to participate in Kristen’s Meet a Reader series. A lot of blood, sweat, and tears were shed here, but we both agree that having no mortgage gave us a serious leg up on our retirement savings and other financial goals. Now I wish those dollars had gone into our savings accounts.

Green And Frugal 180

Green And Frugal Kids and Family Hotel Frugal 180

Savings Corner

DECEMBER 25, 2023

Annual interest rate : The interest you earn on your savings. Good high-yield savings accounts typically have a higher annual interest rate than average accounts. If you have multiple financial goals in mind, use this calculator to focus on each one individually.

Calculators 52

Calculators Goals Emergency Fund Financial Goals 52

Family Balance Sheet

AUGUST 21, 2020

You’ll know how much is in your checking and savings accounts and your retirement accounts. My Excel spreadsheet listed our short-term and long-term account balances, our debts, and our short-term and long-term financial goals. Meet, Discuss, Plan, Execute…Repeat. Where did we over-spend?

Family 241

Family Debt Finance Kids and Family 241

Family Balance Sheet

FEBRUARY 19, 2022

There’s a yearly fee and a learning curve, but I love YNAB and it helps me stay on budget and financially organized with our day-to-day checking and savings accounts. Create our family’s financial goals and Debt Freedom Plan. Pay our bills in a timely manner. Discuss and agree upon all major purchases.

Office 130

Office Family Finance Kids and Family 130

Prairie Eco-Thrifter

JUNE 11, 2014

Chances are that you are saving for different purposes. You might be saving up for a vacation, while at the same time building up your emergency fund and creating a fund for car maintenance and repairs. Take a look at your financial goals, and create sub accounts that allow you to focus on these different objectives.

Goals 208

Goals Emergency Fund Used Vacation 208

Family Balance Sheet

FEBRUARY 9, 2018

She’s a very active kid, and missed swim practice and meets, her holiday band and choral concert, Girl Scout meetings, and holiday parties. We had high deductible health plans from 2004 – 2016 and contributed many years to a health savings account. Her first, and mine too, as they let me stay with her.

Health Insurance 113

Health Insurance Insurance 2017 Bills 113

Savings Corner

DECEMBER 25, 2023

And if you’re worried about being able to save enough of your earnings to meet your retirement goals , building wealth through passive income is a strategy that might appeal to you, too. It’s easy to find a qualified financial advisor to guide you through life’s most important financial decisions.

Money 52

Money Making Real Estate Rent 52