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How to Start a Budget (and be successful at it!)

Family Balance Sheet

Personally, budgeting has allowed us to control of our money, reach financial goals, and start planning for our dream life. I would never tell someone to cancel the gym membership if they use it, and if you do use a gym membership, find out how my husband got a FREE family gym membership.

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3 Monthly Expenses to Reduce Without Feeling a Sacrifice

Family Balance Sheet

We want to achieve our financial goals, but still enjoy life. Gym Membership. Last summer my husband started volunteering at the Y in exchange for a free family membership and now we have all of the benefits of the gym, but not the monthly fee. To read more about our experience, read How to Get a FREE Gym Membership.

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Family Budget Spreadsheets 2021

Family Balance Sheet

Financial Goals – Use this spreadsheet to quantify your financial goals for the current year and years to come. Summer Planning – Use this spreadsheet to plan for your summer fun, such as vacations, day trips, pool memberships, home/landscaping renovations, etc.

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Introducing: Family Budget Spreadsheets

Family Balance Sheet

Financial Goals – Use this spreadsheet to quantify your financial goals for the current year and years to come. Summer Planning – Use this spreadsheet to plan for your summer fun, such as vacations, day trips, pool memberships, home/landscaping renovations, etc.

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2019 Debt Freedom Plan Update

Family Balance Sheet

Our 2019 Financial Goal. Happy New Year’s 2019: In January 2019, we were down to one final non-mortgage loan, so we created just one financial goal for the year—-to pay off that last non-mortgage debt by December. We can now move on to other financial goals. We cut our gym memberships.

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Where I Found $370 Debt Snowball Money in January

Family Balance Sheet

Our main financial goal in 2015 is to pay down our non-mortgage debt. I requested a check and will most likely discontinue my membership. My hope is to have it all paid off by the end of 2016 and to do so we need to get creative and resourceful. Where can we find extra money? We cleaned out the foyer closet.

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Meet Carrie. She Paid Off $14,000 in Debt in 14 Months.

Family Balance Sheet

I also decided I didn’t need extra luxuries like my gym membership and cable TV. He leaves most of the financial goals up to me, but we make the decisions together. What are your financial goals now? Our financial goals have shifted to growing my new business.

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