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How to Achieve Your Financial Goals (tips from the achievers)

Family Balance Sheet

Wonder what sets you apart from the people that seem to crush their financial goals? They pay off mountains of debt and scream about debt freedom, or maybe they save gobs of money in a record amount of time, or they have considerable success with their new small business. Make a commitment. . Be S.M.A.R.T.

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What are YOUR Financial Goals? | 31 Days to Organize Your Finances

Family Balance Sheet

Today’s assignment: List your SMART financial goals. Earlier this year, my husband and I wrote a specific list of financial goals and named it Our Debt Freedom Plan. Prior this plan, we had set goals, but never before had we been so specific with a step by step approach. Is it to pay off your house?

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Meet Jackie. She and Her Husband Paid off $147,000 in Debt | Debt Free Stories

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About $52,000 of that $147K was consumer debt (credit cards, a student loan, a car loan, a home improvement loan, etc.) But it wasn’t a decade of nothing but paying off debt. When we first started we couldn’t have even conceived of becoming completely debt free. What inspired you to get debt free?

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Meet Doug & Laura. They Paid off $23,000 in 16 Months. | Debt Free Stories

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We put any extra money that would come in toward our debt. What are your top 3 – 5 tips for saving money/pinching pennies to put towards paying off your debt. Make paying off debt a priority. If you’re going to get serious about becoming debt free, you have to make that your first priority.

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Meet Amanda & Daniel. They Paid Off $68,000 in Debt in 8 Months.

Family Balance Sheet

We definitely spend a lot more money on eating out at restaurants and using babysitters now that we are debt free. What are your financial goals now? Is there anything else you’d like to add that you think would help the readers who want to become debt free? Paying off debt can be done!

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Find out how Lydia & her Husband Paid off $36,000 in Debt in 2 Years

Family Balance Sheet

When we were paying off debt we chose not to spend money traveling, but honestly our children were also too little to travel. What are your financial goals now? To pay off our home early. What advice do you have for someone that is paralyzed by their debt load, but wants to be debt free?

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Meet Krista & Jon Who Paid Off $36,000 | Debt Free Stories

Family Balance Sheet

When Jon and I were married, we acknowledged that high paying careers were not on the docket for us, knowing that we wanted to have both comfortable and generous lives we decided that we would have to be incredibly diligent with our resources. The first step in this diligence was paying off debt.

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