Family Balance Sheet

JUNE 22, 2020

In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. This side hustle income was mainly used for the fun stuff, such as camping, home renovations & repairs, and needs for our kids. We’re STILL here! In 2020, we still use and are thankful for Medi-share.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

APRIL 12, 2016

Tell us about yourself. I am used to moving a lot! Re-examine and shop around for car insurance every so often – I saved $1200 this past year for the same coverage. I no longer use credit cards – only debit cards or cash. Not using debt helps create the connection. What are your financial goals now?

Credit Cards 100

Credit Cards Debt Debt Free Student 100

Family Balance Sheet

JANUARY 5, 2018

My goals are completely attainable, but they will still stretch me t o be more intentional with my time. Aside from a health concern with one of my daughters , 2017 was a great year, however, I was distracted by non-necessities, so my overall theme for 2018 is to use my time more wisely on the people and things that are important to me.

Goals 100

Goals 2018 Motivation Kids and Family 100

Family Balance Sheet

JANUARY 7, 2015

We ended up using my remaining collage savings to pay that off. We did follow Dave Ramsey’s plan – we’re still following it as we save for the future. We took his Financial Peace course once before we were married and twice afterwards…and now Barry teaches it. Don’t be afraid to be around us.

Debt Free 100

Debt Free Debt Budgeting Budget 100

Family Balance Sheet

FEBRUARY 9, 2018

We started using it in January 2017 and I wrote all about it, so I won’t rehash it all here. If you’re unfamiliar with the health cost sharing concept, we were too! Medi-Share can be used as a substitute to satisfy the federal mandate requiring “applicable individuals” to maintain “minimum essential insurance coverage”.

Health Insurance 113

Health Insurance Insurance 2017 Bills 113

Family Balance Sheet

APRIL 1, 2021

You will be so thankful later. When we’re crazy busy and the family is demanding that they be fed, I always have the ingredients for spaghetti on hand. Now go through the list and really ask yourself if you use or need all of it. However, if you do use it , ask your gym if they swap volunteer hours for a free membership.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

AUGUST 11, 2014

Use this to develop a budget & determine where you will cut back. (If I was spending the same on groceries as my mortgage because we’re grain free sugar free & there were way too many quick stops at the store on the way home, while hungry). (I Use cash system with envelopes for your over spending areas.

Debt Free 235

Debt Free Debt Mom Goals 235

Family Balance Sheet

SEPTEMBER 29, 2016

We’re typical Canadians that spend most of our free time in the fall and winter months inside arenas. We used (and currently still follow) Dave Ramsey’s Baby Steps. We have also stuck to the cash envelope method to help us control our variable spending. What are your financial goals now?

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

FEBRUARY 16, 2016

We use an online account like, Capital One 360 (my referral link). You will be so thankful later. But when you’re trying to save money, cut out this costly expense. When we’re crazy busy and the family is demanding that they be fed, I always have the ingredients for spaghetti on hand. Try freezer cooking.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Family Balance Sheet

JUNE 2, 2016

Of course, the British climate isn’t always kind, but I’m pleased to say the weather recently has been glorious and I’ve been making full use of it! At the same time my credit card debt was slowly creeping upward too thanks to my minimal income. I started to ask myself if I’d use the item right then.

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Family Balance Sheet

AUGUST 5, 2015

Hi, We’re the Gann Fam! We saved any that we could from my husbands checks, we sold things from around the house on craigslist and ultimately we started taking everything we earned from our photography business which was a normal part of income for us and used it all on debt. It enabled us to save almost $500 a month!!

Debt 100

Debt Debt Free Finds Finance 100

Family Balance Sheet

JANUARY 20, 2017

We committed to using a cash budget, and we talked daily at. When the second loan was paid off, we used everything to go towards. When the second loan was paid off, we used everything to go towards. and using all of our extra funds, like bonuses from work and tax returns, we were able to pay everything off in 4 years!

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

JULY 13, 2016

Then we re-took the class and never looked back. Drew was the “spender” and used to buy tech toys, gadgets, etc. What are your financial goals now? Share a goal with your spouse and keep it in front of you as motivation when times get hard. Thank you Drew and Farrah for sharing your Debt Free Story.

Debt 100

Debt Debt Free Finds Home 100

Savings Corner

DECEMBER 24, 2023

Sellers still have an edge in many areas, thanks to a continued scarcity of houses, and no one expects a dramatic housing market crash. Get started: Define your personal and financial goals. These are all important to help define the goals they would like to meet.” All this has made 2023 something of a transitional year.

Real Estate 52

Real Estate Buy Buying Credit 52