Penny Pinchin' Mom

DECEMBER 17, 2023

So, you want to get started on debt repayment so you can focus on other financial goals? However, if you pay off these debts, there will be nothing left for investments in these tough financial times. Doing this actually gave me the peace of mind that I needed to focus on my financial goals. Bottom Line?

Pay Off Debt 52

Pay Off Debt Debt Emergency Fund Financial Goals 52

Family Balance Sheet

JULY 2, 2015

All of our debt was $97,000 in student loan debt. We are no longer tied down to a mortgage and student loan debt. What are your financial goals now? We enjoy being outside as much as possible and enjoy to go hiking and camping when the weather is right. How much debt did you pay off? What kind of debt was it?

Student 100

Student Debt Debt Free Finds 100

Savings Corner

DECEMBER 23, 2023

Life insurance may not seem like a priority right now, especially with competing financial concerns, such as saving for your first big purchases or paying off your student loans. Consider directing at least a portion of your pay toward long-term financial goals, like saving for retirement and purchasing a life insurance plan.

Life Insurance 52

Life Insurance Insurance Graduation Financial Goals 52

Family Balance Sheet

JANUARY 8, 2020

ALSO our 2019 Financial Goal!). The last loan was his student loan and I wanted him to make that final payment. In 2019, I chose a word that encapsulated our financial goal for the year and other habits that I wanted to work on. We knocked this out of the park. That was a day we’ll always remember.

Financial Goals 130

Financial Goals Goals 2020 2019 130

Prairie Eco-Thrifter

JULY 11, 2013

Take a peak and see what I read this week: Good Reads From The Blogosphere: Jen from Money Rebound writes about Realistic Ways to Slash Your Student Loan Debt – Such a timely post considering the recent rate changes for federal student loans in the United States! Are you struggling to find motivation with your financial goals?

Fridays 189

Fridays Debt Gas Mileage Financial Goals 189

Family Balance Sheet

AUGUST 21, 2020

My Excel spreadsheet listed our short-term and long-term account balances, our debts, and our short-term and long-term financial goals. Liabilities: Liabilities are what you OWE money on, such as car loans, student loans, credit card balances, and mortgage balances. It showed him what we OWE and what we OWN.

Family 241

Family Debt Finance Kids and Family 241

Family Balance Sheet

SEPTEMBER 9, 2014

About $52,000 of that $147K was consumer debt (credit cards, a student loan, a car loan, a home improvement loan, etc.) After we got a taste of life without credit card debt, I wanted to pay off my student loan. While I was paying off my student loan I kept hearing about this Dave Ramsey guy, so read up on that method. (We

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Prairie Eco-Thrifter

APRIL 10, 2014

She: I have to stay in Manhattan, all of my students/ tutoring clients are on the upper east/upper west side, it would just be too far to commute. She: I looked at all kinds of buildings with a realtor, there’s nothing out there. I’m not going to live in a s**t hole. My therapist says it’s too much for me. Me: Maybe a cheaper neighborhood?

Price 209

Price Rent Financial Goals Converse 209

Prairie Eco-Thrifter

JULY 31, 2014

But how can you learn to use those negative experiences, and teach your children to do so as well to benefit your financial health? Set new financial goals for yourself. When you were a college student, you may have learned a painful lesson about credit. Credit card offerings to college students used to be ubiquitous.

Debt 167

Debt College Student Money 167

Family Balance Sheet

FEBRUARY 4, 2015

As many students do these days, we had tens of thousands of dollars of debt by the time we graduated with our Masters degrees. We bought into the myth that student loan debt is “good debt” and that it was better to “invest” in buying a home instead. What are your financial goals now?

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Prairie Eco-Thrifter

DECEMBER 7, 2014

Used properly, it can help you build your dream home and reach your financial goals. What You Need to Know About Student Loans Is Borrowing Money Ethical? To be sure, there are risks for borrowers in peer loans but really no more than those risks in other types of debt. Credit is a tool in personal finance. Money Tips'

Debt 188

Debt Personal Finance Finance Credit 188

Family Balance Sheet

APRIL 9, 2021

Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. We didn’t carry over credit card balances, we paid off our car notes early, and the interest rate on the student loan was at a low 2.75%. A student loan? We thought we were doing really well. That’s a necessity. Prioritize.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Family Balance Sheet

AUGUST 4, 2014

We’ll live in a dorm (which fits us perfectly but we know sounds terrible to others) in our own apartment while I (Krista) work in student development providing mentoring/counseling/student discipline to the 150 women in the dorm and Jon will work right across the street as the assistant director of admissions.

Debt Free 243

Debt Free Debt Goals Student 243

Family Balance Sheet

NOVEMBER 19, 2014

The debt included about $30,000 in student loans, some medical debt, IRS debt, and a small amount on a credit card. What are your financial goals now? She blogs about books at [link]. How much debt did you pay off? What kind of debt was it? How long did it take you? We paid off $68,000 of debt in eight months.

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Family Balance Sheet

NOVEMBER 5, 2014

The debt consisted of my student loans and a car loan. I went through Dave Ramsey’s Financial Peace University when I was 18 years old. What are your financial goals now? My wife is in sales for a software company and I am a fundraiser for a local non-profit that helps the homeless. How much debt did you pay off?

Debt Free 241

Debt Free Debt Emergency Fund Finance 241

Family Balance Sheet

SEPTEMBER 20, 2016

It started with $40,000 in consumer debt (vehicles, credit cards, small student loan) and then sold our home and eliminated the $140,000 of mortgage debt. I told him I was not okay with student loans, and that if he wanted to go back to school, we had to get in a better position financially. What are your financial goals now?

Debt 100

Debt Debt Free Bath and Body Works Gas 100

Family Balance Sheet

JUNE 16, 2015

We paid off $36,000 in student loans, credit cards, cars and a bit of medical debt. What are your financial goals now? We are what some might call homesteaders, we raise our own chickens and garden. How much debt did you pay off? What kind of debt was it? How long did it take you? It took us about 2 years to do it.

Debt 100

Debt Debt Free Finds Goals 100

Family Balance Sheet

JULY 22, 2015

It consisted of student loans, a car loan and even some credit card debt. What are your financial goals now? We plan to be financially free by 40. I have a passion to help people take control of their finances so that they can live the life they want to have. How much debt did you pay off? What kind of debt was it?

Debt 100

Debt Debt Free Finance Finds 100

Prairie Eco-Thrifter

JULY 4, 2011

They are also there working with you to help you reach your goals; even those financial goals. Ryan from The Financial Student talks about Getting Rid of Student Loans. Some people find themselves buried under student loan debt with little chance of ever paying it off. Music to my ears!!

Personal Finance 240

Personal Finance Finance Family Debt 240

Family Balance Sheet

SEPTEMBER 29, 2016

We had two student loans that still had balances, even though we’d already been paying on them for 10 years. What are your financial goals now? When I sat down and added it all up, we were facing $58,704.10 worth of debt. We owed money to just about everybody.

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

JANUARY 21, 2015

We paid down mostly student loans, vehicles and business credit card debt ( we already own a home outright ). What are your financial goals now? It wasn’t until the last 2 years that we got serious. It took use about 10 years because we didn’t get serious until the 11th hour. What inspired you to get debt free?

Debt 100

Debt Debt Free Las Vegas Finance 100

Family Balance Sheet

FEBRUARY 10, 2017

However, we have one non-mortgage loan left, the behemoth student loan that I was hoping to pay off in 2016. That’s called midlife and we just took a 3 year break from retirement contributions……sigh… This final non-mortgage loan is my husband’s student loan from chiropractic school. Retirement.

Debt 100

Debt 2017 Student 2016 100

Savings Corner

APRIL 4, 2024

You could consolidate debt — some homeowners refinance a mortgage to put student loans or other debts into one payment. Consider a home equity loan or a home equity line of credit (HELOC) as alternative ways of reaching your financial goals. You could decrease your loan’s term and pay it off sooner.

Refinancing 52

Refinancing Work Debt Financial Goals 52

Family Balance Sheet

MARCH 4, 2015

in student loan debt that was a combination of my master’s degree and my daughters undergraduate degree. What are your financial goals now? Besides writing on my personal finance blog, A Debt Free Stress Free Life, I’m an adjunct professor at a local college and own a residential and commercial cleaning business.

Debt 100

Debt Credit Cards Debt Free Student 100

Family Balance Sheet

JANUARY 20, 2017

medical bills, a small credit card, both of our cars, and student loans. cars, and finally our student loans. What are your financial goals now? It took us four years, but we paid off over $80,000 of debt! We are debt. free except for our mortgage. It was a good (or not so good!) We still have our mortgage, but bought.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

JULY 13, 2016

Student Loans – Paid off $37,000. What are your financial goals now? It’s been busy with the babies and so much work/income that hobbies lately have been sleeping (if we can) and traveling. How much debt did you pay off? What kind of debt was it? How long did it take you? 200k in 5 years. Kia Soul- Paid off $17,000.

Debt 100

Debt Debt Free Finds Home 100

Family Balance Sheet

JUNE 8, 2018

Personally, budgeting has allowed us to control of our money, reach financial goals, and start planning for our dream life. If they are, you can consider putting the extra funds into an emergency fund, pay off a credit card, or save for another financial goal. Another way to think of a budget is a spending plan.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Family Balance Sheet

APRIL 12, 2016

I had $29,000 in MBA student loans, $14,000 in credit cards, and $13,000 in a car loan. What are your financial goals now? My next big hairy audacious goal is to buy a home with cash! Saving for retirement – or a version of retirement – is also a goal. How much debt did you pay off?

Credit Cards 100

Credit Cards Debt Debt Free Student 100

Prairie Eco-Thrifter

NOVEMBER 29, 2012

One of the most important things in life is to find ways to achieve your financial goals. However, planning for your financial future can be tricky and complicated because there are many things to prepare for and arrange. Your acceptable risk is usually determined by your financial goals, your age and your circumstances in life.

Life Insurance 203

Life Insurance Financial Goals Insurance Taxes 203

Prairie Eco-Thrifter

MAY 10, 2012

Do you have thousands of dollars worth of student loan debt and/or credit card debt? Instead of avoiding them, why not research them and see if they would work for your financial goals! If you are struggling to make your payments, one of the best things you can do is to stop using credit and begin to use cash.

Money 113

Money May 2012 Debt 113

Family Balance Sheet

JUNE 22, 2020

In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. Aside from the mortgage, we also added equipment and renovation loans with the purchase, and we had a student loan. It was so big that I cried for two days straight– we paid off six figures in non-mortgage debts.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

FEBRUARY 3, 2016

I also wanted to pay off the student loans he had, and see him graduate without occurring any more debt. I realized we were going to make the last payment on his student loan (our last debt), so I called my husband in to click the ‘submit’ button since it was his debt after all. What are your financial goals now?

Debt 100

Debt Debt Free College Finds 100

Savings Corner

APRIL 4, 2024

The rates for drivers ages 16-20 added to their parents’ policy reflect the good student and driver’s training discounts applied. The rates for drivers aged 16-20 on their own policy do not include the good student and driver’s training discounts. stars out of 5 4.1 Caret Down Cost & ratings Rating: 3.8

Insurance 52

Insurance Life Insurance Homeowner Insurance Cars 52

Family Balance Sheet

JUNE 2, 2016

However, working in retail as I did, I was never a “big earner” While I tried to repay my student debt, the small payments I could afford made very little inroads. What are your financial goals now? I left university, as so many do, with a fair chunk of debt. Paying off debt and growing savings is a means to an end.

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Family Balance Sheet

MAY 27, 2015

And this is just on a mortgage, not including any credit card or student loan debt. Once our kids are in school our goal will be to look into buying our dream home. What are your financial goals now? There are just more things we can afford now.

Debt 100

Debt Debt Free Pay Off Debt Finds 100